101 E FIRST Street Lowell, NC $ 575,000
101 E FIRST Street
$ 575,000
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101 E FIRST Street

Lowell, NC, 28098
$ 575,000
Bedrooms-- Baths-- Sq 2,515

Monthly Estimate*

$ 3,971

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Commercial Property for sale in Lowell, NC

for $575,000. This 2,515 square foot building was built in 1921 on a lot size of 0.06.

This is not just a building — it’s a piece of Lowell’s history waiting for its next chapter. Built in 1921, this former bank sits proudly on the corner of E First Street in the heart of Historic Downtown Lowell. Solid brick, full of character, and still home to the original bank vault, it offers the kind of charm and authenticity you simply can’t recreate. Positioned on a corner lot with strong street visibility, this property gives you presence. Whether you’re dreaming of a café, office space, studio, salon, or multi-tenant investment, the layout allows for up to three separate business spaces. There’s also a connecting doorway to 100 Main Street, giving you the flexibility to keep everything unified or operate independently. Upstairs, you’ll find additional square footage (1755sqft) perfect for offices, creative studios, co-working space, or potential future residential use (buyer to verify). The walkable location puts you steps from parks, city hall, local shops, and ongoing downtown development — exactly where foot traffic and community activity are growing. Lowell is a town on the rise, known for its mill-town roots, close-knit community, and revitalized downtown energy. With quick access to I-85 and less than 20 minutes to Charlotte, this location blends small-town character with big-city convenience. Whether you envision a modern café built around the original vault, retail space with historic charm, or a multi-use investment property, 101 E First Street is a rare opportunity to own something truly special in one of Gaston County’s most charming downtowns.

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Commercial Active

Price

$ 575,000

Property Type

Commercial

Taxes

$ 0

Style

Retail

Lot Size

0.06

Year Built

1921

Town/City

Lowell

County/Region

Gaston

MLS | Web ID

4325996

Features
General
Sewer Public Sewer
Year Built 1921
Property Subtype Retail
Parcel Number 128384
County Gaston
New Construction N
Property Type Commercial Sale
HOA N
Directions Take the ramp onto I-85 South toward Gastonia. Travel on I-85 S for about 1 mile. Take Exit 23 for NC-7 / McAdenville / Lowell. At the top of the ramp turn left onto NC-7 / McAdenville Rd toward Low
City Lowell
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Virtual Tour https://listings.purehavenphotography.com/sites/101-e-1st-st-lowell-nc-28098-20810272/branded https://listings.purehavenphotography.com/sites/101-e-1st-st-lowell-nc-28098-20810272/branded
Standard Status Active
Construction Type Site Built
Restrictions Other - See Remarks
Tax Assessed Value 196800
Listing Terms Cash Conventional
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Interior
Basement Partial
Basement (Y/N) Y
Window Features Display Window(s)
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Exterior
Water Source City
Inclusions Building Land
Lot Size Area 0.06
Building Area Total 2515
Road Surface Type Paved
Road Responsibility Publicly Maintained Road
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Internal Only
Street Number 1 101
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* Excluded Features
List By
Century 21 Town & Country Rlty

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Affordability Calculator

$3,971
Per Month
100%
0%
0%
Monthly Principal & Interest
$3,971
Monthly Property Taxes
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Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
294628 Elementary School
294724 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/20/2026$575,000 -10.23% Price Down
11/29/2025$640,500 Listed Price

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101 E FIRST Street, Lowell, NC, 28098 is a Commercial Property for sale at $575,000 with 2,515 sqft and a lot size of 0.06. 101 E FIRST Street was built in 1921. The property's zip code is 28098 which is in Lowell, NC