192 Woodruff Lane
Black Mountain, NC, 28711 $ 1,700,000
Bedrooms5 Baths4.0 Sq 4,667 Monthly Estimate*
$ 11,741
for $1,700,000 with 5 bedrooms and 4 full baths. This 4,667 square foot home was built in 2012 on a lot size of 4.11.
OWNER FINANCING AVAILABLE AT A HIGHLY ATTRACTIVE 4.5% INTEREST RATE. SELLER OPEN TO REVIEWING ALL OFFERS Experience exceptional privacy, breathtaking long-range Blue Ridge Mountain views, and over 10 private acres in the gated Creston community. Spanning three parcels, this architect-designed mountain retreat offers the perfect combination of seclusion, self-sufficiency, and modern convenience. Designed for flexibility and independence, the property features a whole-home generator, high-speed internet, and a separate guest cottage ideal for a home office, remote-work headquarters, creative studio, or private guest accommodations. The 3,000+ square foot main residence showcases expansive windows that capture stunning mountain vistas, an open-concept floor plan, coffered ceilings, a stone fireplace, and a gourmet kitchen featuring granite countertops, a JennAir gas range, commercial hood, large center island, and walk-in pantry. Thoughtful design throughout creates a seamless connection between indoor living and the surrounding natural beauty. The detached three-bedroom guest cottage offers tremendous versatility for visiting family and friends, multi-generational living, a dedicated workspace, or additional guest accommodations. Located just 7 miles from Black Mountain and approximately 25 miles from Asheville, you'll enjoy peaceful mountain living without sacrificing access to dining, shopping, and entertainment. Creston residents also enjoy hiking trails, waterfalls, paved roads, a mountaintop fitness center, and more than half of the community preserved as conservation land. For buyers seeking privacy, acreage, mountain views, remote-work capability, and owner financing, this is a rare opportunity to own one of Western North Carolina's most distinctive mountain retreats. Owner Financing / Seller Financing Available.
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FeaturesGeneralLiving Area 3000
Sewer Septic Installed
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Fiber Optics Propane
Roof Architectural Shingle
Appliances Gas Range Microwave Oven Refrigerator
HOA Fee 4000
Architectural Style Arts and Crafts
Security Features Security System
Construction Materials Hardboard Siding
Year Built 2012
Levels Two
Property Subtype Single Family Residence
Parcel Number 063800538170
Community Features Gated Walking Trails
Assoc Fee Paid Per Annually
County McDowell
New Construction N
Property Type Residential
HOA Y
Subdivision Name Creston
Garage Y/N N
Full Baths 4
High School McDowell
City Black Mountain
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Old Fort
Middle/Junior High School West McDowell
Additional Parcels Y/N N
Virtual Tour https://www.youtube.com/watch?v=OlKKhFL_bbk https://www.youtube.com/watch?v=OlKKhFL_bbk
Standard Status Active
Construction Type Site Built
Restrictions Short Term Rental Allowed
Tax Assessed Value 1027200
Listing Terms Cash FHA Owner Financing USDA Loan VA Loan
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InteriorInterior Amenities Central Vacuum Kitchen Island Open Floorplan Pantry Storage Walk-In Closet(s) Walk-In Pantry
Basement Exterior Entry
Fireplace Features Gas
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 3000
Half Baths 0
Laundry Features Laundry Closet Laundry Room
Total Bedrooms 5
Below Grade Finished Area 0
Total Baths 4
SqFt Main 1500
SqFt Lower 0
SqFt Upper 1500
Bedroom 0
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ExteriorParking Features Driveway Electric Gate Keypad Entry
Lot Features Wooded Views
Water Source Well
Lot Size Area 4.11
Foundation Details Basement
Road Surface Type Gated Gravel Paved
Door Features French Doors
Road Responsibility Private Maintained Road
Main Level Garage YN N
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* Excluded FeaturesList ByWnc Real Estate PartnersBroker
Affordability Calculator
- Monthly Principal & Interest
- $11,741
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Black Mountain, NC
Average List Price $793,890
Percent of Sale Price 53%
About Black Mountain, NC 8,684 Population
16% Since 2002
$ 46,068 Median Income
45.74 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
2157260 Elementary School
1809267 Middle School
McDowell High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/1/2026 | $1,700,000 | -5.03% | Price Down |
| 6/10/2026 | $1,790,000 | -0.56% | Price Down |
| 3/16/2026 | $1,800,000 | | Listed Price |