1086 Carters Ridge Road
Spruce Pine, NC, 28777 $ 670,000
Bedrooms4 Baths3.2 Sq 2,914 Monthly Estimate*
$ 4,628
for $670,000 with 4 bedrooms and 3 full baths, 2 half baths. This 2,914 square foot home was built in 1958 on a lot size of 1.02.
Unique opportunity in the scenic mountain town of Spruce Pine! 45 min. to Boone, an hour to Asheville, close to ski slopes and Blue Ridge Parkway. This versatile property offers exceptional flexibility and can easily be converted into a duplex or even a triplex, making it ideal for multigenerational living, short-term rental, or income-producing potential. The main level is thoughtfully laid out with two separate living spaces. The left side features a private primary suite, kitchen, living room, laundry area, half bath, and a screened-in porch with hot tub, perfect for enjoying the mountain setting. The right side includes two bedrooms, one full bath, a kitchen with breakfast area, dining room, living room, laundry, and a covered porch. The basement level adds even more living space with a large bedroom and full bath, along with a garage and abundant storage. In total, the home offers 4 bedrooms and 3.5 bathrooms. Additional features include multiple septic tanks and tankless water heaters for added efficiency and convenience. A new roof was installed in February 2025. Outside, you’ll find a spacious 60x26 outbuilding with roll-up doors, ideal for storing ATVs, boats, or campers, or for use as a workshop. Situated on 1.02 acres, the property showcases beautiful mountain views and provides endless possibilities for personal use or investment. Schedule your showing today!
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FeaturesGeneralLiving Area 2914
Sewer Septic Installed
Heating Ductless Heat Pump
Cooling Ductless Heat Pump Multi Units
Utilities Cable Available Electricity Connected Wired Internet Available
Appliances Dishwasher Gas Range Microwave Refrigerator Washer/Dryer
Garage Spaces 1
Patio/Porch Features Covered Porch Screened Side Porch
Construction Materials Vinyl
Exclusions See Remarks
Year Built 1958
Levels One
Property Subtype Single Family Residence
Parcel Number 0799-00-53-8270
Additional Parcels Description 0799-00-53-7360
County Mitchell
New Construction N
Property Type Residential
HOA N
Subdivision Name none
Garage Y/N Y
Other Structures Outbuilding
Full Baths 3
High School Mitchell
City Spruce Pine
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Greenlee Primary
Middle/Junior High School Mitchell
Additional Parcels Y/N Y
Virtual Tour https://view.paradym.com/idx/1086-Carters-Ridge-Road-Spruce-Pine-NC-28777/4978058 https://view.paradym.com/idx/1086-Carters-Ridge-Road-Spruce-Pine-NC-28777/4978058
Standard Status Active
Construction Type Site Built
Tax Assessed Value 232500
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InteriorInterior Amenities Breakfast Bar Kitchen Island Split Bedroom
Basement Basement Garage Door Exterior Entry Interior Entry Partially Finished Storage Space
Fireplace Features Gas Log
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 2533
Half Baths 2
Laundry Features Laundry Room Main Level Multiple Locations
Total Bedrooms 4
Below Grade Finished Area 381
Total Baths 5
SqFt Main 2533
SqFt Lower 0
SqFt Upper 0
Bedroom 3
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ExteriorExterior Amenities Hot Tub
Parking Features Basement Driveway Attached Garage
Water Source Well
Lot Size Area 1.02
Foundation Details Basement
Road Surface Type Concrete Paved
Other Equipment Fuel Tank - Leased
Road Responsibility Publicly Maintained Road
Main Level Garage YN N
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $4,628
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Spruce Pine, NC
Average List Price $505,939
Percent of Sale Price 24%
About Spruce Pine, NC 2,314 Population
-2% Since 2002
$ 35,807 Median Income
43 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
2172544 Elementary School
4707427 Middle School
Mitchell High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/9/2026 | $670,000 | -0.74% | Price Down |
| 8/21/2026 | $675,000 | -3.57% | Price Down |
| 7/22/2026 | $699,997 | -3.45% | Price Down |
| 6/22/2026 | $725,000 | -2.94% | Price Down |
| 5/11/2026 | $746,950 | -0.40% | Price Down |
| 3/24/2026 | $749,950 | | Listed Price |