12101 Carolina Oak Circle
Charlotte, NC, 28273 $ 465,000
Bedrooms5 Baths2.1 Sq 2,838 Monthly Estimate*
$ 3,212
for $465,000 with 5 bedrooms and 2 full baths, 1 half bath. This 2,838 square foot home was built in 1998 on a lot size of 0.32.
Notable Improvements & Move-In Ready Appeal! A new HVAC unit, neutral paint throughout, new carpet, roof replaced in 2022, and several additional repairs make this spacious 4-bedroom + bonus/5th-bedroom home ready for its new owner. Located in The Crossings, a well-established neighborhood in the highly sought-after Steele Creek area of Southwest Charlotte, this home offers an ideal combination of comfort, space, and convenience, with easy access to I-77 and I-485. Upon entry, you’re welcomed by a grand two-story foyer with an impressive staircase that sets the tone for the home. Abundant natural light fills the open floor plan, creating a warm and inviting atmosphere that works beautifully for both everyday living and entertaining. The main level features a formal living room and dining room, along with a well-appointed kitchen offering a breakfast bar and eat-in dining area. The kitchen flows seamlessly into the family room and opens to a huge deck, creating an excellent space for relaxing or hosting gatherings. Beyond the deck is a rare, exceptionally large and level backyard—offering plenty of room for outdoor activities, entertaining, gardening, or creating your own private retreat. Upstairs, the desirable split-bedroom floor plan provides privacy and flexibility. The spacious primary suite features a tray ceiling and a generously sized ensuite bathroom with a jacuzzi tub, separate shower, and walk-in closet. A versatile bonus room, previously used as a sports and movie retreat, can easily be customized as a media room, playroom, gym, or 5th bedroom. Three additional bedrooms provide ample space for family, guests, and/or a home office. Ideally situated near Charlotte Premium Outlets, an array of restaurants, Lake Wylie, and top-rated schools, this home offers the indoor and outdoor space to accommodate a flexible lifestyle, along with the convenience and location you’ve been looking for. Come see all this Steele Creek home has to offer!
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FeaturesGeneralLiving Area 2838
Sewer Public Sewer
Heating Forced Air Natural Gas
Cooling Central Air
Utilities Cable Available
Roof Architectural Shingle
Appliances Dishwasher Electric Oven Electric Range Gas Water Heater Ice Maker
HOA Fee 125
Garage Spaces 2
Patio/Porch Features Deck
Security Features Carbon Monoxide Detector(s) Smoke Detector(s)
Construction Materials Brick Partial Vinyl
Year Built 1998
Levels Two
Property Subtype Single Family Residence
Parcel Number 201-424-25
Waterfront Features None
Community Features Outdoor Pool Playground Sidewalks
Assoc Fee Paid Per Quarterly
County Mecklenburg
New Construction N
Property Type Residential
HOA Y
Subdivision Name The Crossings
Garage Y/N Y
Other Structures Shed(s)
Full Baths 2
High School Palisades
City Charlotte
Association Name Cusick Company
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Lake Wylie
Middle/Junior High School Southwest
Additional Parcels Y/N N
Standard Status Active
Construction Type Site Built
Tax Assessed Value 458800
Listing Terms Cash Conventional FHA VA Loan
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InteriorInterior Amenities Attic Stairs Pulldown Breakfast Bar Cable Prewire Central Vacuum Entrance Foyer Garden Tub Open Floorplan Pantry Split Bedroom Walk-In Closet(s)
Flooring Carpet Tile Wood
Fireplace Features Family Room Gas
Basement (Y/N) N
Window Features Insulated Window(s)
Fireplace Y/N Y
Above Grade Finished Area 2838
Half Baths 1
Laundry Features Electric Dryer Hookup Laundry Room Main Level Washer Hookup
Total Bedrooms 5
Below Grade Finished Area 0
Total Baths 3
SqFt Main 1236
SqFt Lower 0
SqFt Garage 441
SqFt Upper 1602
Bedroom 0
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ExteriorExterior Amenities Fire Pit
Fencing Partial
Parking Features Driveway Attached Garage
Lot Features Cul-De-Sac Private
Water Source City
Lot Size Area 0.32
Foundation Details Crawl Space
Road Surface Type Concrete Paved
Door Features Screen Door(s)
Road Responsibility Publicly Maintained Road
Main Level Garage YN Y
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* Excluded FeaturesList ByRealty One Group RevolutionBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,212
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Charlotte, NC
Average List Price $750,089
Percent of Sale Price 61%
About Charlotte, NC 853,875 Population
49% Since 2002
$ 58,239 Median Income
36.13 Median Age
30% Households with Children
Trends Information provided by ATTOM Data Solutions.
3883108 Elementary School
3714872 Middle School
Palisades High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/16/2026 | $465,000 | -1.06% | Price Down |
| 9/30/2026 | $470,000 | -2.06% | Price Down |
| 9/9/2026 | $479,900 | -1.05% | Price Down |
| 8/12/2026 | $485,000 | -1.00% | Price Down |
| 6/4/2026 | $489,900 | -2.02% | Price Down |
| 5/4/2026 | $500,000 | -1.96% | Price Down |
| 4/3/2026 | $510,000 | | Listed Price |