46 Mills Creek Drive Lake Toxaway, NC $ 3,199,000
46 Mills Creek Drive
$ 3,199,000
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46 Mills Creek Drive

Lake Toxaway, NC, 28747
$ 3,199,000
Bedrooms4 Baths6.1 Sq 7,439

Monthly Estimate*

$ 22,095

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Single Family Home for sale in Lake Toxaway, NC

for $3,199,000 with 4 bedrooms and 6 full baths, 1 half bath. This 7,439 square foot home was built in 2001 on a lot size of 2.63.

Discover a remarkable residence that embodies timeless mountain architecture, gracefully set on approximately 2.63 level acres along Little Mills Creek, with sweeping views of the Lake Toxaway Country Club golf course. Thoughtfully designed to balance sophistication and comfort, this custom home offers over 6,000 square feet of inviting living space within a private, tranquil setting. Its position along the course provides both scenic beauty and effortless access to the club, marina, and the iconic Greystone Inn. The home has undergone thoughtful renovations an updates including: four new heat pumps/furnaces, two Navien instant hot water heaters, Kohler propane generator, extensive landscaping and stone work, as well as the conversion of a library to bedroom and the addition of a full bath. The interior is tailored for both everyday living and memorable gatherings, featuring four ensuite bedrooms, two additional full baths, and a collection of flexible bonus spaces ideal for guests or quiet retreats. Expansive living areas unfold throughout the home, anchored by seven striking stone fireplaces that add warmth and architectural presence. Antique heart pine floors and finely crafted details lend a sense of authenticity and enduring quality. The lower level offers generous additional living space, while a large bonus room above the three-car garage—complemented by an attached carport—creates further opportunities for recreation or hosting. Outdoors, the property invites relaxation and connection to nature, with a broad lawn, gently flowing creek, and generous deck space designed for entertaining or quiet enjoyment. The result is a private mountain sanctuary, just moments from the area’s most coveted amenities.

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Single Family Active

Price

$ 3,199,000

Bedrooms

4

Full Bath

6

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

2.63

Year Built

2001

Town/City

Lake Toxaway

County/Region

Transylvania

MLS | Web ID

4364823

Features
General
Living Area 6402
Sewer Septic Installed
Heating Central Ductless Heat Pump Propane
Cooling Ductless Heat Pump
Utilities Cable Available Fiber Optics Propane
Roof Architectural Shingle
Appliances Bar Fridge Dishwasher Ice Maker Propane Water Heater Refrigerator Washer/Dryer
HOA Fee 4085
Garage Spaces 2
Patio/Porch Features Balcony Covered Deck Front Porch Patio Porch Rear Porch Screened Terrace
Construction Materials Stone Wood
Year Built 2001
View Golf Course Year Round
Levels Two and a Half
Property Subtype Single Family Residence
Parcel Number 8512-69-1791-000
Elevation 3000
Waterfront Features Boat Ramp – Community Boat Slip – Community Paddlesport Launch Site - Community Dock
Community Features Lake Access Picnic Area Playground Pond Walking Trails
Assoc Fee Paid Per Annually
County Transylvania
New Construction N
Property Type Residential
HOA Y
Subdivision Name Lake Toxaway Estates
Garage Y/N Y
Full Baths 6
Directions From main entrance of Lake Toxaway Estates: West Club Blvd. to stop sign continue onto Chestnut Trace. Turn left next stop sign turn left onto Fairway Dr. Take Fairway Dr. to right on Mills Creek D
High School Unspecified
City Lake Toxaway
Body of Water Lake Toxaway
Association Name Lake Toxaway CA/IPM Corp
Senior Community Y/N N
Lot Size Units Acres
Carport Spaces 1
Carport Y/N Y
Elementary School T.C. Henderson
Middle/Junior High School Rosman
Additional Parcels Y/N N
Virtual Tour https://media.zillowmediaexperts.com/videos/019d5360-45d1-738e-8ab1-62c9f5b3b63b https://media.zillowmediaexperts.com/videos/019d5360-45d1-738e-8ab1-62c9f5b3b63b
Standard Status Active
Construction Type Site Built
Restrictions Architectural Review Building Manufactured Home Not Allowed Modular Not Allowed Short Term Rental Allowed
Tax Assessed Value 2875510
Listing Terms Cash Conventional
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Interior
Basement Finished
Flooring Carpet Stone Tile Wood
Fireplace Features Bonus Room Den Gas Log Great Room Outside Primary Bedroom Wood Burning
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 4773
Half Baths 1
Laundry Features In Basement
Total Bedrooms 4
Below Grade Finished Area 1629
Total Baths 7
SqFt Main 2990
SqFt Lower 0
SqFt Garage 992
SqFt Upper 1783
Bedroom 1
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Exterior
Parking Features Attached Carport Driveway Attached Garage
Lot Features On Golf Course Private Creek/Stream Views
Water Source Well
Lot Size Area 2.63
Foundation Details Basement
Road Surface Type Gravel Paved
Other Equipment Fuel Tank - Leased
Road Responsibility Private Maintained Road
Main Level Garage YN Y
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Internal Only
Street Number 1 46
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* Excluded Features
List By
Fisher Realty,Sapphire/Toxaway

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Affordability Calculator

$22,095
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Monthly Principal & Interest
$22,095
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5404541 Elementary School
2172661 Middle School
Unspecified High School High School
Pricing History
DatePricePrice ChangeDescription
10/9/2026$3,199,000 -5.88% Price Down
6/30/2026$3,399,000 -1.48% Price Down
4/4/2026$3,450,000 Listed Price

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46 Mills Creek Drive, Lake Toxaway, NC, 28747 is a Single Family Home for sale at $3,199,000 with 7,439 sqft and a lot size of 2.63. 46 Mills Creek Drive has 4 bedrooms, 6.1 baths, and was built in 2001. The property's zip code is 28747 which is in Lake Toxaway, NC