4762 Lazy Lane
Denver, NC, 28037 $ 649,900
Bedrooms4 Baths3.0 Sq 3,247 Monthly Estimate*
$ 4,489
for $649,900 with 4 bedrooms and 3 full baths. This 3,247 square foot home was built in 2025 on a lot size of 0.55.
Lake Norman Access Without the Waterfront Price Tag! Bring your boat and enjoy the Lake Norman lifestyle without the expense of waterfront ownership. This exceptional property includes a 1/11 deeded ownership interest in the adjacent community lake access lot, shared by only ten other owners. Enjoy year-round boat storage at the community dock, convenient lake access, a small boat launch area, and a covered dock structure added in 2018. Even better, this home is one of only two properties directly adjoining the lake access lot, allowing you to walk from your backyard straight to the water. With no HOA, no POA, no dock fees, and no rental restrictions, this is a rare opportunity for both personal enjoyment and investment potential. Short-term and long-term rentals are permitted. Built with both style and functionality in mind, this stunning farmhouse-inspired new construction home offers over 3,200 square feet of thoughtfully designed living space. The main level features an open-concept floor plan centered around a spacious great room that flows seamlessly into the chef-inspired kitchen, complete with a large island, abundant cabinetry, and an adjoining dining area perfect for everyday living and entertaining. A covered patio extends the living space outdoors, creating the ideal setting for gatherings or quiet evenings at home. Also located on the main level is a generously sized bedroom with a full bath and walk-in shower, providing an excellent option for guests, multigenerational living, or a secondary primary suite. Upstairs, the private primary suite serves as a relaxing retreat, featuring a spacious bedroom, spa-inspired bath, and walk-in closet. A large secondary living area offers endless flexibility as a media room, playroom, or lounge space, while a dedicated office provides the perfect work-from-home environment. Two additional bedrooms and a full bathroom complete the upper level, including an oversized bedroom that could easily function as a bonus room. Enjoy peaceful outdoor living from the upper-level balcony and additional covered porch, both offering seasonal lake views and tranquil surroundings. Situated on a flat and highly usable 0.55-acre lot, the property offers expansive outdoor space on three sides of the home along with a large concrete driveway capable of accommodating 6–10 vehicles. Car enthusiasts, hobbyists, and DIY enthusiasts will appreciate the oversized 24' x 28' garage, offering ample space for vehicles, tools, workshop projects, or the ultimate man cave. The deeded community lake access provides the opportunity for boating, fishing, kayaking, swimming, and year-round enjoyment of Lake Norman, all without the maintenance and expense of waterfront ownership. Conveniently located near shopping, dining, and everyday conveniences, this property offers a rare combination of luxury, flexibility, and lake lifestyle in one of the Lake Norman area's fastest-growing locations.
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FeaturesGeneralLiving Area 3247
Sewer Septic Installed
Heating Electric Forced Air
Cooling Ceiling Fan(s) Central Air Electric
Utilities Electricity Connected
Roof Architectural Shingle
Appliances Dishwasher Electric Range Electric Water Heater Microwave
Development Status Completed
Garage Spaces 2
Patio/Porch Features Balcony Covered Deck Front Porch Porch Side Porch
Architectural Style Farmhouse
Security Features Carbon Monoxide Detector(s)
Construction Materials Fiber Cement
Year Built 2025
View Water
Levels Two
Property Subtype Single Family Residence
Parcel Number 3696026536370000
Waterfront Features Boat Slip – Community Pier - Community
Community Features Lake Access
County Catawba
New Construction Y
Property Type Residential
HOA N
Subdivision Name Cozy Cove
Garage Y/N Y
Full Baths 3
High School Bandys
City Denver
Senior Community Y/N N
Open Parking Spaces 4
Lot Size Units Acres
Carport Y/N N
Elementary School Balls Creek
Middle/Junior High School Mill Creek
Additional Parcels Y/N N
Virtual Tour https://book.squareupmeasuring.com/sites/4762-lazy-ln-denver-nc-28037-24090444/branded https://book.squareupmeasuring.com/sites/4762-lazy-ln-denver-nc-28037-24090444/branded
Standard Status Active
Construction Type Site Built
Tax Assessed Value 661600
Listing Terms Cash Conventional FHA VA Loan
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InteriorInterior Amenities Attic Stairs Pulldown Built-in Features Drop Zone Kitchen Island Open Floorplan Pantry Split Bedroom Storage Walk-In Closet(s) Walk-In Pantry
Flooring Laminate
Fireplace Features Electric Living Room
Basement (Y/N) N
Window Features Insulated Window(s)
Fireplace Y/N Y
Above Grade Finished Area 3247
Half Baths 0
Laundry Features Electric Dryer Hookup Laundry Room Lower Level Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 0
Total Baths 3
SqFt Main 1372
SqFt Lower 0
SqFt Garage 680
SqFt Upper 1875
Bedroom 1
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ExteriorParking Features Driveway Attached Garage Garage Faces Side
Lot Features Level Views
Water Source Well
Lot Size Area 0.55
Foundation Details Crawl Space
Road Surface Type Concrete Gravel
Door Features French Doors Insulated Door(s)
Road Responsibility Private Maintained Road
Main Level Garage YN Y
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* Excluded FeaturesList ByExp Realty Llc MooresvilleBroker
Affordability Calculator
- Monthly Principal & Interest
- $4,489
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Denver, NC
Average List Price $901,914
Percent of Sale Price 39%
About Denver, NC 2,686 Population
42% Since 2002
$ 42,329 Median Income
40.09 Median Age
34% Households with Children
Trends Information provided by ATTOM Data Solutions.
294521 Elementary School
293647 Middle School
Bandys High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/16/2026 | $649,900 | -3.72% | Price Down |
| 5/28/2026 | $675,000 | -3.57% | Price Down |
| 4/24/2026 | $700,000 | | Listed Price |