295 Bent Tree Drive
Stanley, NC, 28164 $ 1,089,000
Bedrooms5 Baths4.0 Sq 5,110 Monthly Estimate*
$ 7,521
for $1,089,000 with 5 bedrooms and 4 full baths. This 5,110 square foot home was built in 2008 on a lot size of 0.297.
Remarkable value being offered in a prime LKN location! A new price reduction + Fresh Updates + Motivated seller creates an exceptional opportunity you have to see! Discover one of Lake Norman’s best-kept geographic secrets in TreeTops at Cowans Ford, where sophistication, privacy, and an exceptional lifestyle come together. The home sits in the highly desirable Lake Norman corridor between Denver and Huntersville, approximately 10 minutes from Birkdale Village. The community is adjacent to Cowans Ford Golf Club and offers multiple membership options and amenities such as: social opportunities, golf, dining, a community pool, pickleball, tennis, and Lake Norman access. Spanning just over 5,100 square feet, this beautifully maintained residence offers five bedrooms, four full baths, a custom office, abundant storage, a primary and guest bedroom on the main level, and thoughtfully designed spaces for both everyday living and entertaining. This exceptional home has been freshly painted throughout, as of September 2026, giving the interior a clean, refreshed, move-in-ready feel. The main level features a spacious open-concept design with an expansive great room, dining area, custom office, and chef’s kitchen. A cozy sitting area with a fireplace and French doors opens to an elevated patio overlooking the backyard, creating an inviting connection between indoor and outdoor living. The updated and refreshed interior showcases a chef’s kitchen with a large granite island, premium appliances, gas range, pull-out shelving, and abundant storage. A private main-level guest bedroom and full bath provide an ideal retreat for visitors. The primary suite offers a peaceful private retreat with an elegant ensuite featuring dual vanities, soaking tub, walk-in shower, and two walk-in closets. Upstairs, three additional bedrooms, two full baths, and an expansive bonus room provide exceptional flexibility. The bonus space features a custom wet bar and large walk-in closet, making it ideal for a media room, game room, home gym, or entertaining. Additional highlights include a mudroom, laundry area, hidden staircase, and spacious three-car garage with EV charging station, built-in storage, and extended-height garage doors. If you have been searching for a distinctive luxury home with custom features, refreshed interiors, and an exceptional location in the Denver/Huntersville area, this is an opportunity worth seeing. Enjoy the best of Lake Norman living with golf, water access, Birkdale Village, dining, and top-tier conveniences all just minutes away.
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FeaturesGeneralLiving Area 5110
Sewer County Sewer
Heating Forced Air Natural Gas
Cooling Central Air
Utilities Electricity Connected Natural Gas
Appliances Dishwasher Disposal Electric Oven Exhaust Hood Gas Range Gas Water Heater Microwave Refrigerator with Ice Maker
HOA Fee 545
Garage Spaces 3
Patio/Porch Features Rear Porch
Construction Materials Hard Stucco Stone
Year Built 2008
Levels Two
Property Subtype Single Family Residence
Parcel Number 84507
Waterfront Features Boat Ramp – Community
Community Features Clubhouse Golf Lake Access Outdoor Pool Pickleball Tennis Court(s)
Assoc Fee Paid Per Annually
County Lincoln
New Construction N
Property Type Residential
HOA Y
Subdivision Name Treetops At Cowans Ford
Garage Y/N Y
Full Baths 4
Directions From Charlotte: I 77 North to Exit 25; west onto Sam Furr Rd/ NC-73 toward Lake Norman for 7 miles; Turn right onto TreeTops Dr; Turn right onto Burning Ridge Dr; turn right onto Bent Tree; House
High School East Lincoln
City Stanley
Body of Water Lake Norman
Association Name HAWTHORNE MANAGEMENT
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Catawba Springs
Middle/Junior High School East Lincoln
Additional Parcels Y/N N
Virtual Tour https://my.matterport.com/show/?m=EXd1Dvx5ghs https://my.matterport.com/show/?m=EXd1Dvx5ghs
Standard Status Active
Construction Type Site Built
Restrictions Subdivision
Tax Assessed Value 882382
Listing Terms Cash Conventional FHA VA Loan
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InteriorInterior Amenities Attic Walk In
Flooring Carpet Marble Tile Wood
Fireplace Features Gas Log
Basement (Y/N) N
Window Features Insulated Window(s)
Fireplace Y/N Y
Above Grade Finished Area 5110
Half Baths 0
Laundry Features Electric Dryer Hookup Laundry Room Main Level Washer Hookup
Total Bedrooms 5
Below Grade Finished Area 0
Total Baths 4
SqFt Main 2726
SqFt Lower 0
SqFt Upper 2384
Bedroom 2
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ExteriorExterior Amenities Fire Pit In-Ground Irrigation
Parking Features Driveway Electric Vehicle Charging Station(s)
Water Source County Water
Lot Size Area 0.297
Foundation Details Crawl Space
Road Surface Type Concrete
Road Responsibility Publicly Maintained Road
Main Level Garage YN Y
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $7,521
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Stanley, NC
Average List Price $466,195
Percent of Sale Price 57%
About Stanley, NC 3,852 Population
14% Since 2002
$ 44,918 Median Income
40.35 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
293843 Elementary School
294780 Middle School
East Lincoln High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/24/2026 | $1,089,000 | -1.00% | Price Down |
| 8/8/2026 | $1,099,999 | -6.38% | Price Down |
| 6/8/2026 | $1,175,000 | -1.67% | Price Down |
| 4/28/2026 | $1,195,000 | | Listed Price |