21 Swift Stream Lane Waynesville, NC $ 425,000
21 Swift Stream Lane
$ 425,000
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21 Swift Stream Lane

Waynesville, NC, 28785
$ 425,000
Bedrooms3 Baths2.0 Sq 1,680

Monthly Estimate*

$ 2,935

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Single Family Home for sale in Waynesville, NC

for $425,000 with 3 bedrooms and 2 full baths. This 1,680 square foot home was built in 2023 on a lot size of 0.83.

Enjoy the rare opportunity to own a beautiful mountain creekfront property paired with an immaculate one-level home built in 2023. Offering 3 bedrooms, 2 baths, and approximately 1,680 square feet, this Energy Smart home has been thoughtfully designed for comfort, convenience, and easy mountain living—all set along a bold, trout-filled creek flowing through the scenic Cove Creek community of Haywood County. This mountain creek eventually feeds into the larger waterways of the Pigeon River, creating a peaceful natural setting right in your own backyard. Inside, you’ll find an inviting open floor plan with a split-bedroom layout, enhanced by soaring 10-foot ceilings, crown molding, and a spacious airy feel throughout. The living area is centered around a striking stone wood-burning fireplace with built-in shelving, creating a warm and welcoming focal point for relaxing evenings or gathering with family and friends. The kitchen offers generous cabinet space and flows seamlessly into the dining and living areas, making everyday living and entertaining easy and enjoyable. The primary suite serves as a comfortable private retreat, complete with an ensuite bath featuring a large walk-in shower. Additional highlights include a well-insulated detached two-car garage, storage building, and durable metal roof designed for low-maintenance living. Step outside onto the generous covered back porch overlooking the bold flowing creek that runs along the entire backyard. Whether enjoying your morning coffee, casting a line in the trout waters, entertaining guests, or simply taking in the soothing sounds of the water and surrounding mountain scenery, this outdoor space invites you to slow down and savor the beauty around you. Located in a private community, the property allows both short-term and long-term rentals, offering excellent flexibility as a full-time residence, mountain getaway, or investment opportunity. Conveniently located with easy access to major highways and nearby amenities, you’re just minutes from Maggie Valley, downtown Waynesville, and Cherokee, with Asheville approximately 30 minutes away via I-40.

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Single Family Active

Price

$ 425,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

0.83

Year Built

2023

Town/City

Waynesville

County/Region

Haywood

MLS | Web ID

4380730

Features
General
Living Area 1680
Sewer Private Sewer
Heating Heat Pump
Cooling Heat Pump
Utilities Fiber Optics Satellite Internet Available Wired Internet Available
Roof Architectural Shingle
Appliances Dishwasher Electric Oven Electric Range Electric Water Heater Microwave Plumbed For Ice Maker Refrigerator with Ice Maker Self Cleaning Oven Washer/Dryer
HOA Fee 400
Garage Spaces 2
Patio/Porch Features Awning(s) Covered Rear Porch
Construction Materials Fiber Cement
Exclusions Hanging light in bedroom
Year Built 2023
View Mountain(s) Water Year Round
Levels One
Property Subtype Single Family Residence
Parcel Number 8609-88-5989
Elevation 2000
Waterfront Features None
Assoc Fee Paid Per Annually
County Haywood
New Construction N
Property Type Residential
HOA Y
Subdivision Name Waters Edge
Garage Y/N Y
Other Structures Outbuilding Shed(s)
Full Baths 2
Directions Hwy 276 N (Jonathan Creek) for approximately 5 miles turn left onto Cove Creek Road. Go approximately 1/2 mile turn right into Waters Edge subdivision immediate right onto Swift Stream home is at at
High School Tuscola
City Waynesville
Senior Community Y/N N
Open Parking Spaces 2
Lot Size Units Acres
Carport Y/N N
Elementary School Jonathan Valley
Middle/Junior High School Waynesville
Additional Parcels Y/N N
Standard Status Active
Construction Type Off Frame Modular
Restrictions Short Term Rental Allowed Square Feet Subdivision
Tax Assessed Value 233000
Listing Terms Cash Conventional VA Loan
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Interior
Interior Amenities Breakfast Bar Kitchen Island Open Floorplan Split Bedroom
Flooring Vinyl
Fireplace Features Living Room Wood Burning
Basement (Y/N) N
Window Features Insulated Window(s)
Fireplace Y/N Y
Above Grade Finished Area 1680
Half Baths 0
Laundry Features Electric Dryer Hookup Mud Room Inside Main Level Sink Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 2
SqFt Main 1680
SqFt Lower 0
SqFt Upper 0
Bedroom 3
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Exterior
Parking Features Detached Garage
Lot Features Creek Front Flood Fringe Area Flood Plain/Bottom Land Level Private
Water Source Community Well
Lot Size Area 0.83
Foundation Details Crawl Space
Road Surface Type Gravel Paved
Door Features Sliding Doors Storm Door(s)
Road Responsibility Private Maintained Road
Main Level Garage YN Y
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Internal Only
Street Number 1 21
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* Excluded Features
List By
Re/Max Executive

Broker

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$2,935
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Monthly Principal & Interest
$2,935
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1604049 Elementary School
1604048 Middle School
Tuscola High School High School
Pricing History
DatePricePrice ChangeDescription
6/18/2026$425,000 -4.49% Price Down
5/12/2026$445,000 Listed Price

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21 Swift Stream Lane, Waynesville, NC, 28785 is a Single Family Home for sale at $425,000 with 1,680 sqft and a lot size of 0.83. 21 Swift Stream Lane has 3 bedrooms, 2.0 baths, and was built in 2023. The property's zip code is 28785 which is in Waynesville, NC