1585 Cold Mountain Road Lake Toxaway, NC $ 4,995,000
1585 Cold Mountain Road
$ 4,995,000
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1585 Cold Mountain Road

Lake Toxaway, NC, 28747
$ 4,995,000
Bedrooms4 Baths4.1 Sq 3,943

Monthly Estimate*

$ 34,499

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Single Family Home for sale in Lake Toxaway, NC

for $4,995,000 with 4 bedrooms and 4 full baths, 1 half bath. This 3,943 square foot home was built in 2006 on a lot size of 0.52.

Welcome to an extraordinary lakefront retreat on Lake Toxaway, thoughtfully designed by renowned architect Allen Brown and expertly crafted by John Holbrook. Set on a rare flat lot with easy access to a private dock, this home blends timeless mountain charm with relaxed lakeside living. Inside, the spacious floor plan features 4 bedrooms and 4.5 bathrooms, designed for both comfort and entertaining. The main-level primary suite is a true sanctuary, complete with exposed beams, dual walk-in closets, and a spa-like soaking tub. Upstairs, generously sized guest bedrooms provide plenty of space and privacy for family and visitors. At the heart of the home, the chef’s kitchen is outfitted with a Viking range, abundant storage, and an open layout that flows seamlessly into the great room. A stunning masonry fireplace anchors the living space, creating a warm and inviting atmosphere year-round. Step outside to enjoy the expansive outdoor living area, where a second fireplace overlooks the lake — the perfect setting for quiet mornings, evening gatherings, and unforgettable memories by the water. Elegant shiplap detailing throughout the main level adds warmth and classic mountain character. Designed with both beauty and functionality in mind, the property also includes a two-car garage with a built-in workshop, additional covered storage for boats, bikes, or extra vehicles, and a large lower-level storage area ideal for kayaks, paddleboards, canoes, and all your lake gear. Offering exceptional craftsmanship, breathtaking surroundings, and the best of Lake Toxaway living, this remarkable waterfront home is a place to relax, reconnect, and enjoy every season by the lake. Membership to Lake Toxaway Country Club is based on availability and application.

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Single Family Active

Price

$ 4,995,000

Bedrooms

4

Full Bath

4

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

0.52

Year Built

2006

Town/City

Lake Toxaway

County/Region

Transylvania

MLS | Web ID

4383951

Features
General
Living Area 3943
Sewer Septic Installed
Heating Floor Furnace Heat Pump
Cooling Central Air Dual
Utilities Cable Available Electricity Connected Phone Connected
Roof Architectural Shingle
Appliances Bar Fridge Dishwasher Disposal Dryer Gas Oven Gas Range Microwave Refrigerator Washer Washer/Dryer
HOA Fee 4085
Garage Spaces 2
Patio/Porch Features Covered Rear Porch
Construction Materials Shingle/Shake Stone Wood
Year Built 2006
View Long Range Water Year Round
Levels Two
Property Subtype Single Family Residence
Parcel Number 8523-00-1743-000
Elevation 3000
Waterfront Features Boat Ramp – Community Dock
Assoc Fee Paid Per Annually
County Transylvania
New Construction N
Property Type Residential
HOA Y
Subdivision Name Lake Toxaway Estates
Garage Y/N Y
Full Baths 4
Directions From Hwy 64 turn left onto Blue Ridge Road. At the Lake Toxaway Fire Department turn left on Cold Mountain Road. Follow around to #1585 on the left. Look for the mailbox marked Cognetta
High School Unspecified
City Lake Toxaway
Body of Water Lake Toxaway
Association Name LTCA
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N N
Standard Status Active
Construction Type Site Built
Restrictions Architectural Review Deed Square Feet Subdivision
Tax Assessed Value 3396990
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Interior
Interior Amenities Breakfast Bar Built-in Features Cable Prewire Entrance Foyer Garden Tub Kitchen Island Open Floorplan Pantry Walk-In Closet(s)
Basement Storage Space
Flooring Tile Wood
Fireplace Features Great Room Wood Burning
Basement (Y/N) N
Fireplace Y/N Y
Above Grade Finished Area 3943
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 4
Below Grade Finished Area 0
Total Baths 5
SqFt Main 2030
SqFt Lower 0
SqFt Upper 1913
Bedroom 1
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Exterior
Parking Features Driveway Attached Garage
Lot Features Views Waterfront
Water Source Well
Lot Size Area 0.52
Foundation Details Pillar/Post/Pier Slab
Road Surface Type Asphalt Paved
Door Features French Doors
Road Responsibility Publicly Maintained Road
Main Level Garage YN Y
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Internal Only
Street Number 1 1585
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* Excluded Features
List By
Lake Toxaway Co.

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$34,499
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$34,499
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1081546 Elementary School
1081540 Middle School
Unspecified High School High School
Pricing History
DatePricePrice ChangeDescription
5/21/2026$4,995,000 Listed Price

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1585 Cold Mountain Road, Lake Toxaway, NC, 28747 is a Single Family Home for sale at $4,995,000 with 3,943 sqft and a lot size of 0.52. 1585 Cold Mountain Road has 4 bedrooms, 4.1 baths, and was built in 2006. The property's zip code is 28747 which is in Lake Toxaway, NC