302 Rich Mountain Road Flat Rock, NC $ 399,900
302 Rich Mountain Road
$ 399,900
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302 Rich Mountain Road

Flat Rock, NC, 28731
$ 399,900
Bedrooms3 Baths2.0 Sq 1,703

Monthly Estimate*

$ 2,762

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Single Family Home for sale in Flat Rock, NC

for $399,900 with 3 bedrooms and 2 full baths. This 1,703 square foot home was built in 1999 on a lot size of 1.12.

Tucked away in a peaceful mountain setting on 1.12 private acres, this beautifully updated Flat Rock home offers the perfect blend of comfort, character, and usable outdoor space. The drive into the community follows stretches of the scenic Hungry River, and residents enjoy private community river access with trout stocked just upstream near the state hatchery. The main level features an open-concept living area with vaulted ceilings, hardwood floors throughout, and seamless flow between the living room, dining area, and updated kitchen, complete with custom cabinetry and stainless steel appliances. Three bedrooms and two updated bathrooms complete the main floor. Downstairs, the walkout basement includes a tandem two-car garage and a spacious bonus room filled with mountain charm. A floor-to-ceiling natural stone fireplace, oversized hearth, and wood-burning stove create a warm, inviting space that’s ideal for a den, game room, home office, or guest overflow. Outside, a large deck provides the perfect spot for entertaining, grilling, or simply relaxing while taking in the peaceful surroundings. The property also offers generous grassy yard space for gardening, play, or pets, along with an outdoor fire pit and picnic area that’s perfect for gathering with friends and family. A circular driveway provides convenient access and additional parking. Private, functional, and thoughtfully updated, this Flat Rock property offers the mountain lifestyle with plenty of room to enjoy both indoors and out. Note: One of the bedrooms does not have a closet.

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Single Family Active

Price

$ 399,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Ranch

Lot Size

1.12

Year Built

1999

Town/City

Flat Rock

County/Region

Henderson

MLS | Web ID

4379587

Features
General
Living Area 1703
Sewer Septic Installed
Heating Baseboard Heat Pump Propane
Cooling Ceiling Fan(s) Heat Pump
Roof Architectural Shingle
Appliances Dishwasher Gas Range Microwave Refrigerator Washer/Dryer
HOA Fee 400
Garage Spaces 1
Patio/Porch Features Deck
Architectural Style Ranch
Construction Materials Wood
Year Built 1999
Levels One
Property Subtype Single Family Residence
Parcel Number 9958051
Assoc Fee Paid Per Annually
County Henderson
New Construction N
Property Type Residential
HOA Y
Subdivision Name River Ridge
Garage Y/N Y
Full Baths 2
Directions Take the Upward Rd exit off I-26 and travel 2.1 miles. Turn right onto Deep Gap Rd and continue for 0.5 miles then curve left to stay on Deep Gap Rd for another 1.7 miles. Turn right onto Hungry Rive
High School East Henderson
City Flat Rock
Association Name Hungry River Homeowners Association Inc.
Senior Community Y/N N
Open Parking Spaces 4
Lot Size Units Acres
Carport Y/N N
Elementary School Dana
Middle/Junior High School Flat Rock
Additional Parcels Y/N N
Standard Status Active
Construction Type Site Built
Restrictions Livestock Restriction Manufactured Home Not Allowed Subdivision
Tax Assessed Value 396700
Listing Terms Cash Conventional FHA USDA Loan VA Loan
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Interior
Basement Basement Garage Door Exterior Entry Interior Entry Walk-Out Access
Flooring Vinyl Wood
Fireplace Features Bonus Room Wood Burning Stove
Basement (Y/N) Y
Fireplace Y/N N
Above Grade Finished Area 1279
Half Baths 0
Laundry Features Main Level
Total Bedrooms 3
Below Grade Finished Area 424
Total Baths 2
SqFt Main 1279
SqFt Lower 0
SqFt Upper 0
Bedroom 3
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Exterior
Exterior Amenities Fire Pit
Parking Features Basement Driveway Attached Garage Tandem
Lot Features Sloped Wooded
Water Source Well
Lot Size Area 1.12
Foundation Details Basement
Road Surface Type Gravel
Other Equipment Fuel Tank - Owned
Road Responsibility Private Maintained Road
Main Level Garage YN N
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Internal Only
Street Number 1 302
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* Excluded Features
List By
Real Broker, Llc

Broker

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$2,762
Per Month
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Monthly Principal & Interest
$2,762
Monthly Property Taxes
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Monthly Home Insurance
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2172454 Elementary School
2172267 Middle School
East Henderson High School High School
Pricing History
DatePricePrice ChangeDescription
8/18/2026$399,900 -5.91% Price Down
6/26/2026$425,000 -3.41% Price Down
5/22/2026$440,000 Listed Price

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302 Rich Mountain Road, Flat Rock, NC, 28731 is a Single Family Home for sale at $399,900 with 1,703 sqft and a lot size of 1.12. 302 Rich Mountain Road has 3 bedrooms, 2.0 baths, and was built in 1999. The property's zip code is 28731 which is in Flat Rock, NC