641 Cottonfield Circle
Waxhaw, NC, 28173 $ 1,299,000
Bedrooms4 Baths6.1 Sq 5,305 Monthly Estimate*
$ 8,972
for $1,299,000 with 4 bedrooms and 6 full baths, 1 half bath. This 5,305 square foot home was built in 2026 on a lot size of 1.2.
Stunning custom-built full brick home on a private 1.2-acre lot in an established Waxhaw community with sought-after Marvin schools. This thoughtfully designed residence embodies refined luxury and effortless entertaining, offering 4 bedrooms, a private office, a spacious bonus room, 6 full baths, and an extra half bath. The open floor plan features coffered ceilings, extensive trim work, and no carpet throughout. At the heart of the home, the chef's kitchen is both functional and impressive - anchored by an oversized island, abundant counter space, quartz countertops, gray shaker cabinetry, a bold tile backsplash, double wall ovens, and a gas cooktop - all open to the breakfast area and family room with a sleek electric fireplace that brings both modern style and cozy ambiance. The main level also includes a formal dining room, private office, and a generous utility room with laundry. The main-level primary suite serves as a true private retreat with cove ceiling lighting, an electric fireplace, a custom closet, and a spa-inspired bath with designer tile finishes. Every bedroom features its own custom closet, offering thoughtful storage throughout. Upstairs, the expansive bonus room with a wet bar offers endless flexibility - media room, guest suite, or entertainment space. Additional highlights include a side-load 3-car garage, tankless water heater, and beautifully appointed bathrooms with stylish navy cabinetry throughout. Enjoy all of this with HOA dues of just $157 annually - exceptional value for the lifestyle and location. Located just minutes from Blakeney, Waverly, and all the dining, shopping, and conveniences the area has to offer. The septic permit is for 4 bedrooms.
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FeaturesGeneralLiving Area 5305
Sewer Septic Installed
Heating Natural Gas
Cooling Ceiling Fan(s) Central Air
Roof Architectural Shingle
Appliances Dishwasher Double Oven Gas Cooktop Microwave Tankless Water Heater Wall Oven
Development Status Completed
HOA Fee 157
Garage Spaces 3
Architectural Style Transitional
Construction Materials Brick Full Stone
Year Built 2026
View Year Round
Levels Two
Property Subtype Single Family Residence
Parcel Number 06-180-082
Assoc Fee Paid Per Annually
County Union
New Construction Y
Property Type Residential
HOA Y
Subdivision Name Providence Acres
Garage Y/N Y
Full Baths 6
High School Marvin Ridge
City Waxhaw
Association Name Providence Acres Homeowners Association
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Marvin
Middle/Junior High School Marvin Ridge
Additional Parcels Y/N N
Virtual Tour https://acvisuals.hd.pics/641-Cottonfield-Cir https://acvisuals.hd.pics/641-Cottonfield-Cir
Standard Status Active
Construction Type Site Built
Tax Assessed Value 1442400
Listing Terms Cash Conventional FHA VA Loan
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InteriorInterior Amenities Attic Stairs Pulldown Entrance Foyer Kitchen Island Open Floorplan Pantry Walk-In Closet(s)
Flooring Hardwood Tile
Fireplace Features Family Room Primary Bedroom
Basement (Y/N) N
Fireplace Y/N Y
Above Grade Finished Area 5305
Half Baths 1
Laundry Features Mud Room Laundry Room Main Level
Total Bedrooms 4
Below Grade Finished Area 0
Total Baths 7
SqFt Main 3298
SqFt Lower 0
SqFt Garage 982
SqFt Upper 2007
Bedroom 1
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ExteriorParking Features Driveway Attached Garage
Lot Features Corner Lot Private
Water Source Well
Lot Size Area 1.2
Foundation Details Crawl Space
Lot Dimensions 189'x322'x183'x300'
Road Surface Type Concrete Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Y
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* Excluded FeaturesList ByKeller Williams Ballantyne AreaBroker
Affordability Calculator
- Monthly Principal & Interest
- $8,972
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Waxhaw, NC
Average List Price $1,079,792
Percent of Sale Price 17%
About Waxhaw, NC 16,576 Population
317% Since 2002
$ 87,170 Median Income
37.82 Median Age
51% Households with Children
Trends Information provided by ATTOM Data Solutions.
293858 Elementary School
294655 Middle School
Marvin Ridge High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/30/2026 | $1,299,000 | -3.78% | Price Down |
| 7/25/2026 | $1,350,000 | -3.57% | Price Down |
| 6/20/2026 | $1,400,000 | -6.67% | Price Down |
| 5/29/2026 | $1,500,000 | | Listed Price |