641 Cottonfield Circle Waxhaw, NC $ 1,299,000
641 Cottonfield Circle
$ 1,299,000
New Construction
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641 Cottonfield Circle

Waxhaw, NC, 28173
$ 1,299,000
Bedrooms4 Baths6.1 Sq 5,305

Monthly Estimate*

$ 8,972

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Single Family Home for sale in Waxhaw, NC

for $1,299,000 with 4 bedrooms and 6 full baths, 1 half bath. This 5,305 square foot home was built in 2026 on a lot size of 1.2.

Stunning custom-built full brick home on a private 1.2-acre lot in an established Waxhaw community with sought-after Marvin schools. This thoughtfully designed residence embodies refined luxury and effortless entertaining, offering 4 bedrooms, a private office, a spacious bonus room, 6 full baths, and an extra half bath. The open floor plan features coffered ceilings, extensive trim work, and no carpet throughout. At the heart of the home, the chef's kitchen is both functional and impressive - anchored by an oversized island, abundant counter space, quartz countertops, gray shaker cabinetry, a bold tile backsplash, double wall ovens, and a gas cooktop - all open to the breakfast area and family room with a sleek electric fireplace that brings both modern style and cozy ambiance. The main level also includes a formal dining room, private office, and a generous utility room with laundry. The main-level primary suite serves as a true private retreat with cove ceiling lighting, an electric fireplace, a custom closet, and a spa-inspired bath with designer tile finishes. Every bedroom features its own custom closet, offering thoughtful storage throughout. Upstairs, the expansive bonus room with a wet bar offers endless flexibility - media room, guest suite, or entertainment space. Additional highlights include a side-load 3-car garage, tankless water heater, and beautifully appointed bathrooms with stylish navy cabinetry throughout. Enjoy all of this with HOA dues of just $157 annually - exceptional value for the lifestyle and location. Located just minutes from Blakeney, Waverly, and all the dining, shopping, and conveniences the area has to offer. The septic permit is for 4 bedrooms.

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Single Family Active

Price

$ 1,299,000

Bedrooms

4

Full Bath

6

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Transitional

Lot Size

1.2

Year Built

2026

Town/City

Waxhaw

County/Region

Union

MLS | Web ID

4386937

Features
General
Living Area 5305
Sewer Septic Installed
Heating Natural Gas
Cooling Ceiling Fan(s) Central Air
Roof Architectural Shingle
Appliances Dishwasher Double Oven Gas Cooktop Microwave Tankless Water Heater Wall Oven
Development Status Completed
HOA Fee 157
Garage Spaces 3
Architectural Style Transitional
Construction Materials Brick Full Stone
Year Built 2026
View Year Round
Levels Two
Property Subtype Single Family Residence
Parcel Number 06-180-082
Assoc Fee Paid Per Annually
County Union
New Construction Y
Property Type Residential
HOA Y
Subdivision Name Providence Acres
Garage Y/N Y
Full Baths 6
High School Marvin Ridge
City Waxhaw
Association Name Providence Acres Homeowners Association
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Marvin
Middle/Junior High School Marvin Ridge
Additional Parcels Y/N N
Virtual Tour https://acvisuals.hd.pics/641-Cottonfield-Cir https://acvisuals.hd.pics/641-Cottonfield-Cir
Standard Status Active
Construction Type Site Built
Tax Assessed Value 1442400
Listing Terms Cash Conventional FHA VA Loan
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Interior
Interior Amenities Attic Stairs Pulldown Entrance Foyer Kitchen Island Open Floorplan Pantry Walk-In Closet(s)
Flooring Hardwood Tile
Fireplace Features Family Room Primary Bedroom
Basement (Y/N) N
Fireplace Y/N Y
Above Grade Finished Area 5305
Half Baths 1
Laundry Features Mud Room Laundry Room Main Level
Total Bedrooms 4
Below Grade Finished Area 0
Total Baths 7
SqFt Main 3298
SqFt Lower 0
SqFt Garage 982
SqFt Upper 2007
Bedroom 1
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Exterior
Parking Features Driveway Attached Garage
Lot Features Corner Lot Private
Water Source Well
Lot Size Area 1.2
Foundation Details Crawl Space
Lot Dimensions 189'x322'x183'x300'
Road Surface Type Concrete Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Y
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Internal Only
Street Number 1 641
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* Excluded Features
List By
Keller Williams Ballantyne Area

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$8,972
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Monthly Principal & Interest
$8,972
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
293858 Elementary School
294655 Middle School
Marvin Ridge High School High School
Pricing History
DatePricePrice ChangeDescription
8/30/2026$1,299,000 -3.78% Price Down
7/25/2026$1,350,000 -3.57% Price Down
6/20/2026$1,400,000 -6.67% Price Down
5/29/2026$1,500,000 Listed Price

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641 Cottonfield Circle, Waxhaw, NC, 28173 is a Single Family Home for sale at $1,299,000 with 5,305 sqft and a lot size of 1.2. 641 Cottonfield Circle has 4 bedrooms, 6.1 baths, and was built in 2026. The property's zip code is 28173 which is in Waxhaw, NC