21123 Rio Oro Drive Cornelius, NC $ 580,000
21123 Rio Oro Drive
$ 580,000
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21123 Rio Oro Drive

Cornelius, NC, 28031
$ 580,000
Bedrooms3 Baths3.0 Sq 2,497

Monthly Estimate*

$ 4,006

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Single Family Home for sale in Cornelius, NC

for $580,000 with 3 bedrooms and 3 full baths. This 2,497 square foot home was built in 1983 on a lot size of 0.494.

Lake Norman Living at an Unbeatable Value - Welcome to Bahia Bay. Nestled on nearly half an acre of wooded land in the sought-after Bahia Bay community, this charming 3-bedroom, 3-bath home puts the best of Lake Norman right at your fingertips - without the waterfront price tag. Enjoy exclusive community access to a boat ramp, dock, paddlesport launch, and a lakefront picnic area that will make every weekend feel like a vacation. Inside, the open-concept main level is designed for easy living. The two-story family room flows seamlessly into the dining area and a chef-inspired kitchen features gleaming granite countertops and a spacious island perfect for entertaining. The owner's suite is conveniently located on the main level, offering privacy and comfort. Upstairs, two generously sized bedrooms share a full bath - ideal for family, guests, or a home office setup. The finished basement adds valuable flex space, ready to become your home gym, media room, or playroom. Step outside to enjoy front and rear porch decks, and gather around the fire pit in your private, wooded backyard - a true outdoor retreat. Pull right into the oversized concrete driveway with room for 3+ vehicles and head straight to the water. With easy access to all that Lake Norman has to offer, this home checks every box. Lake life is calling - come answer it.

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Single Family Active

Price

$ 580,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

0.494

Year Built

1983

Town/City

Cornelius

County/Region

Mecklenburg

MLS | Web ID

4387095

Features
General
Living Area 2497
Sewer Septic Installed
Heating Central
Cooling Ceiling Fan(s) Central Air Ductless
Roof Architectural Shingle
Appliances Dishwasher Disposal Exhaust Fan Freezer Gas Cooktop Gas Oven Microwave Oven Refrigerator Self Cleaning Oven Washer/Dryer
Zoning GR
HOA Fee 75
Patio/Porch Features Deck Patio Rear Porch
Security Features Smoke Detector(s)
Construction Materials Stone Veneer Vinyl
Year Built 1983
Levels Two
Property Subtype Single Family Residence
Parcel Number 001-294-04
Waterfront Features Beach - Public Boat Lift – Community Boat Ramp – Community Boat Slip – Community Paddlesport Launch Site - Community Pier - Community
Community Features Picnic Area Recreation Area
Assoc Fee Paid Per Annually
County Mecklenburg
New Construction N
Property Type Residential
HOA Y
Subdivision Name Bahia Bay
Garage Y/N N
Full Baths 3
High School William Amos Hough
City Cornelius
Body of Water Lake Norman
Association Name Bahia Bay HOA
Senior Community Y/N N
Open Parking Spaces 6
Lot Size Units Acres
Carport Y/N N
Elementary School Cornelius
Middle/Junior High School Bailey
Additional Parcels Y/N N
Standard Status Active
Construction Type Site Built
Tax Assessed Value 461700
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Interior
Interior Amenities Attic Other Breakfast Bar Built-in Features Kitchen Island Open Floorplan Pantry Walk-In Closet(s) Walk-In Pantry
Basement Basement Shop Storage Space Walk-Out Access
Flooring Bamboo Carpet Laminate Tile Vinyl Wood
Basement (Y/N) Y
Fireplace Y/N N
Above Grade Finished Area 1954
Half Baths 0
Laundry Features In Basement Lower Level
Total Bedrooms 3
Below Grade Finished Area 543
Total Baths 3
SqFt Main 1333
SqFt Lower 0
SqFt Upper 621
Bedroom 1
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Exterior
Exterior Amenities Fire Pit
Fencing Partial
Parking Features Driveway
Lot Features Private Sloped Wooded
Water Source Community Well
Lot Size Area 0.494
Foundation Details Basement
Road Surface Type Concrete
Road Responsibility Publicly Maintained Road
Main Level Garage YN N
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Internal Only
Street Number 1 21123
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* Excluded Features
List By
Exp Realty Llc Ballantyne

Broker

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$4,006
Per Month
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Monthly Principal & Interest
$4,006
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
394235 Elementary School
370766 Middle School
William Amos Hough High School High School
Pricing History
DatePricePrice ChangeDescription
10/1/2026$580,000 -1.69% Price Down
9/9/2026$590,000 -2.48% Price Down
8/20/2026$605,000 -1.63% Price Down
7/31/2026$615,000 -3.15% Price Down
6/25/2026$635,000 -1.55% Price Down
5/29/2026$645,000 Listed Price

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21123 Rio Oro Drive, Cornelius, NC, 28031 is a Single Family Home for sale at $580,000 with 2,497 sqft and a lot size of 0.494. 21123 Rio Oro Drive has 3 bedrooms, 3.0 baths, and was built in 1983. The property's zip code is 28031 which is in Cornelius, NC