5129 Watermead Lane
Belmont, NC, 28012 $ 1,050,000
Bedrooms5 Baths3.1 Sq 4,347 Monthly Estimate*
$ 7,252
for $1,050,000 with 5 bedrooms and 3 full baths, 1 half bath. This 4,347 square foot home was built in 2006 on a lot size of 0.5.
Owner financing options available with below market interest rates! Call listing agent to discuss the details! Beautiful, spacious custom home in Belmont’s premier gated community, Reflection Pointe, just steps from Lake Wylie and neighborhood amenities. All-brick transitional design, painted with "European Wash" Accent with 5 bedrooms, 3.5 baths and approximately 4,347 square feet HLA gives you the space you’ve been looking for, plus a lush half-acre private lot. Inside, you’ll love the warm hardwood floors, gracious 2-story layout, inviting great room with fireplace, and a true entertainer’s kitchen featuring Bosch appliances including double ovens and a warming drawer, gas cooktop, generous granite island. The main-level layout is designed for comfort and convenience with a spacious primary retreat offering a soaking tub, walk-in closet, and easy access to the laundry room on the same level. Upstairs you’ll find additional bedrooms and baths, giving everyone their own space along with flexible options for a bonus room, home office, or media room. Thoughtful details continue throughout the home with insulated windows, tankless gas water heater, in-ground irrigation, and an oversized attached garage plus golf cart bay and keypad entry. Step outside to a covered porch/lanai that extends your living space outdoors and overlooks the landscaped backyard that gently leads to a community walking trail, serene pond, and fountain. From sunrise walks to sunset strolls, you’re perfectly positioned to enjoy the natural beauty that makes Reflection Pointe so special. Living here feels like vacation every day: enjoy the clubhouse, pool, lighted tennis courts, playground, recreation areas, 22 ponds with working fountains throughout the community and community beach right on Lake Wylie, plus boat/trailer storage included in the HOA fee. Only 25 miles to Mountain Island Lake for lake boating. Spend evenings at the community pavilion by the marina, relax on the sandy beach, and watch the sunset over the main channel of Lake Wylie. All of this in the sought-after Belmont location with highly rated Belmont Central Elementary and easy access to shopping, dining, and historic downtown Belmont. Great backyard level and ready for a pool install! Great access to the Douglas Airport, the White Water Center and Downtown Charlotte! Great place to be! * Please note some images are digitally staged, there is no existing swimming pool.
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FeaturesGeneralLiving Area 4347
Sewer Public Sewer
Heating Heat Pump
Cooling Central Air
Utilities Cable Available
Roof Architectural Shingle
Appliances Dishwasher Double Oven Dryer Exhaust Fan Exhaust Hood Gas Cooktop Microwave Oven
Development Status Completed
HOA Fee 1180
Garage Spaces 3
Patio/Porch Features Covered Front Porch Rear Porch
Construction Materials Brick Full
Year Built 2006
Levels Two
Property Subtype Single Family Residence
Parcel Number 203908
Waterfront Features Beach - Public Boat Slip – Community
Assoc Fee Paid Per Semi-Annually
County Gaston
New Construction N
Property Type Residential
HOA Y
Subdivision Name Reflection Pointe
Garage Y/N Y
Full Baths 3
Directions From Charlotte : Get on I-277 N/NC-16 N from N College St Follow NC-16 N and I-85 S to NC-273 S in Mount Holly. Take exit 27 from I-85 S 13 min (12.4 mi) Continue on NC-273 S. Take S Point Rd to
High School South Point (NC)
City Belmont
Body of Water Lake Wylie
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Belmont Central
Middle/Junior High School Belmont
Additional Parcels Y/N N
Virtual Tour https://my.matterport.com/show/?m=FziMdJrXFq1 https://my.matterport.com/show/?m=FziMdJrXFq1
Standard Status Active
Construction Type Site Built
Tax Assessed Value 933590
Listing Terms Cash Conventional Lease Purchase Owner Financing Private Other - See Remarks
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ExteriorParking Features Attached Garage
Lot Features Private Wooded
Water Source City
Lot Size Area 0.5
Foundation Details Crawl Space
Lot Dimensions 126'x188'x117'x178'
Road Surface Type Concrete
Door Features French Doors
Road Responsibility Publicly Maintained Road
Main Level Garage YN Y
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InteriorFireplace Features Living Room
Basement (Y/N) N
Fireplace Y/N Y
Above Grade Finished Area 4347
Half Baths 1
Laundry Features Laundry Room Washer Hookup
Total Bedrooms 5
Below Grade Finished Area 0
Total Baths 4
SqFt Main 2315
SqFt Lower 0
SqFt Upper 2032
Bedroom 1
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $7,252
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Belmont, NC
Average List Price $659,534
Percent of Sale Price 37%
About Belmont, NC 13,221 Population
30% Since 2002
$ 61,037 Median Income
41.24 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
629946 Elementary School
629974 Middle School
South Point (NC) High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/25/2026 | $1,050,000 | -2.33% | Price Down |
| 7/24/2026 | $1,075,000 | -2.27% | Price Down |
| 6/8/2026 | $1,100,000 | | Listed Price |