1047 White Plains Road
Charlotte, NC, 28213 $ 349,900
Bedrooms4 Baths3.0 Sq 2,098 Monthly Estimate*
$ 2,417
for $349,900 with 4 bedrooms and 3 full baths. This 2,098 square foot home was built in 1965 on a lot size of 0.35.
Welcome to 1047 White Plains Road, Charlotte, NC 28213 — a beautifully updated full-brick ranch offering the perfect blend of timeless construction, modern updates, and an unbeatable location. Nestled on over one-third of an acre with no HOA, this 4-bedroom, 3-bathroom home features roughly 2,000 square feet of living space, a finished walkout basement, and a large, cleared backyard that backs to a natural tree line for added privacy and a peaceful setting. Inside, you'll find updated finishes, spacious living areas, and a flexible floor plan designed to accommodate a variety of lifestyles. The full walkout basement provides endless possibilities for additional living space, a home office, play room, guest suite, and/or gym. Step outside and enjoy the freedom that comes with a generous backyard—perfect for entertaining, gardening, pets, outdoor play, or simply relaxing while enjoying the privacy of mature trees behind the property. Location is everything, and this home delivers. Situated less than 5 minutes from Charlotte's vibrant NoDa Arts District, you'll enjoy easy access to some of the city's most beloved local breweries, coffee shops, live music venues, art galleries, restaurants, and neighborhood events. Commuters will appreciate being just 15 minutes from Uptown Charlotte and less than 20 minutes from Charlotte Douglas International Airport, providing convenient access to employment centers, entertainment, dining, professional sports, and travel. The combination of full-brick construction, a walkout basement, a large homesite, no HOA restrictions, and proximity to some of Charlotte's most desirable destinations makes this a rare opportunity. Qualified buyers may be eligible for First National Bank's Community Uplift program providing upt o $10,000 in closing cost & down payment assistance, as well as no mortgage insurance requirements, potentially making homeownership more affordable. Don't miss your chance to own a move-in-ready home with space, privacy, and convenience in one of Charlotte's most rapidly growing areas.
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FeaturesGeneralLiving Area 2098
Sewer Public Sewer
Heating Electric
Cooling Electric
Roof Architectural Shingle
Appliances Dishwasher Electric Range
Construction Materials Brick Full
Year Built 1965
Levels One
Property Subtype Single Family Residence
Parcel Number 089-064-05
County Mecklenburg
New Construction N
Property Type Residential
HOA N
Subdivision Name Hidden Valley
Garage Y/N N
Full Baths 3
High School Julius L. Chambers
City Charlotte
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Hidden Valley
Middle/Junior High School Martin Luther King Jr
Additional Parcels Y/N N
Standard Status Active Under Contract
Construction Type Site Built
Tax Assessed Value 210100
Listing Terms Cash Conventional FHA Nonconforming Loan Private USDA Loan VA Loan
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InteriorBasement Exterior Entry Finished Full Interior Entry Walk-Out Access
Flooring Tile Laminate
Basement (Y/N) Y
Fireplace Y/N N
Above Grade Finished Area 1049
Half Baths 0
Laundry Features In Basement
Total Bedrooms 4
Below Grade Finished Area 1049
Total Baths 3
SqFt Main 1049
SqFt Lower 0
SqFt Upper 0
Bedroom 2
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ExteriorFencing Fenced Partial
Parking Features Driveway
Lot Features Cleared
Water Source City
Lot Size Area 0.35
Foundation Details Basement
Road Surface Type Concrete
Road Responsibility Publicly Maintained Road
Main Level Garage YN N
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* Excluded FeaturesList ByColdwell Banker RealtyBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,417
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Charlotte, NC
Average List Price $752,796
Percent of Sale Price 115%
About Charlotte, NC 853,875 Population
49% Since 2002
$ 58,239 Median Income
36.13 Median Age
30% Households with Children
Trends Information provided by ATTOM Data Solutions.
3401859 Elementary School
3204382 Middle School
Julius L. Chambers High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/5/2026 | $349,900 | -0.03% | Price Down |
| 6/10/2026 | $349,990 | | Listed Price |