2940 Shady Reach Lane Charlotte, NC $ 620,000
2940 Shady Reach Lane
$ 620,000
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2940 Shady Reach Lane

Charlotte, NC, 28214
$ 620,000
Bedrooms5 Baths3.0 Sq 3,032

Monthly Estimate*

$ 4,282

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Single Family Home for sale in Charlotte, NC

for $620,000 with 5 bedrooms and 3 full baths. This 3,032 square foot home was built in 2001 on a lot size of 0.5.

Welcome to highly sought-after Mt. Isle Harbor! Nestled on a rare flat, nearly half-acre cul-de-sac lot, this beautifully updated 5-bedroom, 3-bath home offers the perfect blend of space, functionality, and lifestyle in one of Charlotte's premier lake-access communities. Thoughtfully refreshed throughout, the home features fresh interior paint, brand-new carpet, and stunning Carrera quartz countertops in the kitchen and all bathrooms, creating a bright, modern feel from the moment you step inside. Additional updates include recently replaced HVAC systems, a covered front porch addition, 220V garage hookup, updated lighting and plumbing fixtures, and smart home capabilities. The impressive two-story foyer welcomes guests and opens to a flexible front living room and formal dining room, ideal for entertaining, working from home, or everyday living. The eat-in kitchen serves as the heart of the home with abundant cabinetry, generous prep space, beautiful quartz countertops, and a newer LG refrigerator featuring craft ice. The adjoining breakfast area flows seamlessly into the spacious family room, complete with abundant natural light and a cozy gas log fireplace. A main-level bedroom and full bath provide the perfect setup for guests, multigenerational living, or a private home office. Upstairs, the spacious primary suite offers a relaxing retreat with a garden soaking tub, separate shower, dual vanities, and a large walk-in closet. Generously sized secondary bedrooms feature walk-in closets and share a well-appointed hall bath. The expansive bonus room over the garage provides exceptional flexibility and can easily function as a fifth bedroom plus a playroom, media room, home gym, or second living space. A conveniently located upstairs laundry room includes newer GE front-load washer and dryer. Step outside and enjoy one of the neighborhood's most desirable features—a large, usable flat backyard with endless possibilities for recreation, gardening, entertaining, or future outdoor enhancements. An impressive 12' x 24' detached storage building offers abundant space for a workshop, hobbies, lawn equipment, recreational gear, or additional storage. Mt. Isle Harbor offers exceptional lake lifestyle with community boat docks, boat ramp, boat storage, lake access, basketball, tennis and pickleball courts, soccer field, playground, clubhouse, community pool, lakefront picnic and grilling areas, plus neighborhood social events throughout the year. Conveniently located just minutes from I-485, Riverbend Village shopping and dining, Uptown Charlotte, and Charlotte Douglas International Airport. Move-in ready and packed with updates, this exceptional home offers the perfect combination of modern comfort, outdoor space, and lake-community living.

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Single Family Active

Price

$ 620,000

Bedrooms

5

Full Bath

3

Property Type

Single Family

Taxes

$ 0

Style

Traditional

Lot Size

0.5

Year Built

2001

Town/City

Charlotte

County/Region

Mecklenburg

MLS | Web ID

4391013

Features
General
Living Area 3032
Sewer Public Sewer
Heating Central Heat Pump Natural Gas
Cooling Attic Fan Ceiling Fan(s)
Utilities Natural Gas
Roof Architectural Shingle
Appliances Dishwasher Disposal Electric Range Gas Water Heater Microwave
Development Status Completed
HOA Fee 576
Garage Spaces 2
Patio/Porch Features Deck
Architectural Style Traditional
Security Features Smoke Detector(s)
Construction Materials Brick Full Vinyl
Year Built 2001
Levels Two
Property Subtype Single Family Residence
Parcel Number 031-236-27
Waterfront Features Boat Ramp
Community Features Boat Storage Clubhouse Game Court Lake Access Outdoor Pool Pickleball Picnic Area Playground Sidewalks Street Lights Tennis Court(s) Walking Trails
Assoc Fee Paid Per Semi-Annually
County Mecklenburg
New Construction N
Property Type Residential
HOA Y
Subdivision Name Mt Isle Harbor
Garage Y/N Y
Other Structures Shed(s)
Full Baths 3
High School Hopewell
City Charlotte
Body of Water Mountain Island Lake
Association Name Hawthorne Mgt
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Mountain Island Lake Academy
Middle/Junior High School Mountain Island Lake Academy
Additional Parcels Y/N N
Standard Status Active
Construction Type Site Built
Tax Assessed Value 461200
Listing Terms Cash Conventional FHA VA Loan
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Interior
Interior Amenities Entrance Foyer Garden Tub Kitchen Island Pantry Walk-In Closet(s)
Flooring Carpet Laminate Hardwood
Fireplace Features Gas Log
Basement (Y/N) N
Window Features Insulated Window(s)
Fireplace Y/N Y
Above Grade Finished Area 3032
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 5
Below Grade Finished Area 0
Total Baths 3
SqFt Main 1376
SqFt Lower 0
SqFt Upper 1656
Bedroom 1
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Exterior
Fencing Back Yard
Parking Features Driveway Attached Garage
Water Source City
Lot Size Area 0.5
Foundation Details Crawl Space
Road Surface Type Concrete Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Y
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Internal Only
Street Number 1 2940
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* Excluded Features
List By
Coldwell Banker Realty

Broker

Affordability Calculator

$4,282
Per Month
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Monthly Principal & Interest
$4,282
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1210575 Elementary School
1888574 Middle School
Hopewell High School High School
Pricing History
DatePricePrice ChangeDescription
10/10/2026$620,000 -2.36% Price Down
8/17/2026$635,000 -2.16% Price Down
7/28/2026$649,000 -2.41% Price Down
7/1/2026$665,000 -1.48% Price Down
6/13/2026$675,000 -0.59% Price Down
6/12/2026$679,000 Listed Price

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2940 Shady Reach Lane, Charlotte, NC, 28214 is a Single Family Home for sale at $620,000 with 3,032 sqft and a lot size of 0.5. 2940 Shady Reach Lane has 5 bedrooms, 3.0 baths, and was built in 2001. The property's zip code is 28214 which is in Charlotte, NC