4580 Kiser Island Road Terrell, NC $ 974,900
4580 Kiser Island Road
$ 974,900
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4580 Kiser Island Road

Terrell, NC, 28682
$ 974,900
Bedrooms2 Baths1.0 Sq 805

Monthly Estimate*

$ 6,733

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Single Family Home for sale in Terrell, NC

for $974,900 with 2 bedrooms and 1 full bath. This 805 square foot home was built in 1966 on a lot size of 0.49.

Rare Lake Norman waterfront opportunity with no HOA! Welcome to The Cottage on Osprey Cove, a beautifully renovated 2-BR, 1-BA retreat offering 150 ft of prime shoreline and a spectacular year-round, 1-mile water view. Situated on a beautiful lot on Kiser Island, this move-in-ready cottage blends 1966 classic charm with modern updates, featuring pristine hardwood floors, a 5-year-old roof & HVAC, and stunning sunrises from the living room and primary bedroom. The ultimate outdoor lifestyle awaits on the expansive screened porch and open grilling deck. Boaters will love the 30 ft floating dock with boat slip, water, and power—offering deep, year-round water even at lowest lake levels. The property features exceptional expansion potential. lake-fed irrigation, 360-degree security, and ample parking for an RV/boat trailer. Enjoy quiet, peaceful living but also only minutes from dining, shopping, and top-rated schools.

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Single Family Active

Price

$ 974,900

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

0.49

Year Built

1966

Town/City

Terrell

County/Region

Catawba

MLS | Web ID

4393376

Features
General
Living Area 805
Sewer Septic Installed
Heating Electric Forced Air Heat Pump
Cooling Central Air
Utilities Electricity Connected
Roof Metal
Appliances Dishwasher Electric Oven Electric Range Electric Water Heater Microwave Refrigerator
Patio/Porch Features Covered Deck Screened
Security Features Security System
Construction Materials Hardboard Siding
Year Built 1966
View Water Year Round
Levels One
Property Subtype Single Family Residence
Parcel Number 4616025761280000
Waterfront Features Dock Pier
County Catawba
New Construction N
Property Type Residential
HOA N
Subdivision Name None
Garage Y/N N
Other Structures Outbuilding
Full Baths 1
Directions From 77 Exit 36 Turn left On HWY 150. Left On Kiser Island Rd. House on the left
High School Bandys
City Terrell
Body of Water Lake Norman
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Sherrills Ford
Middle/Junior High School Mills Creek
Additional Parcels Y/N N
Standard Status Active
Construction Type Site Built
Tax Assessed Value 643700
Listing Terms Cash Conventional
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Interior
Flooring Wood
Basement (Y/N) N
Fireplace Y/N N
Above Grade Finished Area 805
Half Baths 0
Laundry Features In Bathroom
Total Bedrooms 2
Below Grade Finished Area 0
Total Baths 1
SqFt Main 805
SqFt Lower 0
SqFt Upper 0
Bedroom 2
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Exterior
Parking Features Driveway RV Access/Parking
Lot Features Waterfront
Water Source Shared Well
Lot Size Area 0.49
Foundation Details Crawl Space
Road Surface Type Gravel Paved
Other Parking Gravel driveway with plenty of parking including designated RV/Boat parking and a nice outbuilding!
Road Responsibility Publicly Maintained Road
Main Level Garage YN N
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Internal Only
Street Number 1 4580
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* Excluded Features
List By
Lake Life Realty

Broker

Affordability Calculator

$6,733
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Monthly Principal & Interest
$6,733
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
293741 Elementary School
294320 Middle School
Bandys High School High School
Pricing History
DatePricePrice ChangeDescription
7/30/2026$974,900 -2.02% Price Down
6/14/2026$995,000 Listed Price

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4580 Kiser Island Road, Terrell, NC, 28682 is a Single Family Home for sale at $974,900 with 805 sqft and a lot size of 0.49. 4580 Kiser Island Road has 2 bedrooms, 1.0 baths, and was built in 1966. The property's zip code is 28682 which is in Terrell, NC