400 N Church Street # 226
Charlotte, NC, 28202 $ 585,000
Bedrooms2 Baths2.1 Sq 1,378 Monthly Estimate*
$ 4,040
for $585,000 with 2 bedrooms and 2 full baths, 1 half bath. This 1,378 square foot condo was built in 1997.
Experience elevated Uptown living in the heart of Charlotte's highly sought-after Fourth Ward. This beautifully updated 2 bedroom, 2.5 bath residence at 400 North Church offers over 1,300 square feet of stylish urban living with an open concept layout and abundant natural light. Thoughtful finishes throughout include granite countertops, white cabinetry, and original site-finished hardwood oak floors, a rarity in modern Uptown construction, that blend both functionality and timeless design. Perfectly positioned just steps from restaurants, rooftop bars, sporting events, parks, coffee shops, and everything Uptown Charlotte has to offer, this home delivers the ultimate lock and leave lifestyle. The spacious floor plan features an inviting living area, generously sized bedrooms with ensuite baths, and a private balcony overlooking Church Street, ideal for both everyday living and entertaining. The recently upgraded kitchen has been thoughtfully refreshed with modern finishes, updated appliances, and sleek cabinetry that creates a clean, contemporary feel while enhancing the overall flow of the home. Residents also enjoy an on-site fitness center, a stunning interior courtyard greenspace, secure gated parking with one assigned covered space, a private storage locker, and Google Fiber availability, all within one of Uptown's most desirable and well-appointed communities. Whether you're searching for a primary residence, second home, or investment opportunity, this property checks every box. And unlike many Uptown buildings, 400 North Church allows long-term rentals, creating incredible flexibility for homeowners and investors alike. The LYNX Light Rail 7th Street Station is just 3 blocks away, connecting you effortlessly to South End, NoDa, and beyond. Minutes from Bank of America Stadium, Spectrum Center, Romare Bearden Park, and some of Charlotte's best dining and entertainment, this is Uptown living at its finest. The seller is willing to contribute toward mortgage discount points to help lower the buyer’s interest rate and monthly payment. Contribution amount and terms are negotiable, subject to lender approval.
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FeaturesGeneralLiving Area 1378
Sewer Public Sewer
Heating Central Electric Natural Gas
Cooling Central Air Electric
Roof Built-Up
Appliances Dishwasher Disposal Electric Oven Microwave Refrigerator Washer/Dryer
Development Status Completed
HOA Fee 650
Garage Spaces 1
Patio/Porch Features Balcony Covered
Construction Materials Brick Full Synthetic Stucco
Pets Allowed Yes Conditional
Year Built 1997
Levels Two
Unit Number 226
Property Subtype Condominium
Parcel Number 078-027-12
Community Features Elevator Fitness Center Picnic Area
Assoc Fee Paid Per Monthly
County Mecklenburg
New Construction N
Property Type Residential
HOA Y
Subdivision Name 400 North Church
Garage Y/N Y
Full Baths 2
High School Unspecified
City Charlotte
Association Name First Service Residential
Senior Community Y/N N
Carport Y/N N
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N N
Standard Status Active
Construction Type Site Built
Restrictions Rental – See Restrictions Description
Tax Assessed Value 447793
Listing Terms Cash Conventional VA Loan
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ExteriorExterior Amenities Storage
Parking Features Assigned Parking Garage Parking Space(s)
Water Source City
Foundation Details Slab
Road Surface Type Concrete None Paved
Other Parking Parking spot #226
Door Features Sliding Doors
Road Responsibility Publicly Maintained Road
Main Level Garage YN Y
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InteriorFlooring Carpet Tile Wood
Basement (Y/N) N
Fireplace Y/N N
Above Grade Finished Area 1378
Half Baths 1
Laundry Features In Unit
Total Bedrooms 2
Below Grade Finished Area 0
Entry Level 2
Total Baths 3
SqFt Main 674
SqFt Lower 0
SqFt Upper 704
Bedroom 0
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* Excluded FeaturesList ByPremier Sotheby's International RealtyBroker
Affordability Calculator
- Monthly Principal & Interest
- $4,040
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCondo listings in Charlotte, NC
Average List Price $482,574
Percent of Sale Price 18%
About Charlotte, NC 853,875 Population
49% Since 2002
$ 58,239 Median Income
36.13 Median Age
30% Households with Children
Trends Information provided by ATTOM Data Solutions.
1081546 Elementary School
1081540 Middle School
Unspecified High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/15/2026 | $585,000 | | Listed Price |