114 S Toney Street
Shelby, NC, 28152 $ 293,000
Bedrooms3 Baths2.0 Sq 1,402 Monthly Estimate*
$ 2,024
for $293,000 with 3 bedrooms and 2 full baths. This 1,402 square foot home was built in 1998 on a lot size of 0.5.
MOVE-IN READY, MAJOR UPDATES & THE PERFECT LOCATION TO ENJOY SPACE WITHOUT GIVING UP CONVENIENCE! Why fight city traffic, crowded neighborhoods, and tiny lots when you can enjoy over half an acre, a private fenced backyard, and the peaceful lifestyle of the Carolina foothill all within an easy commute of Charlotte? This beautifully maintained 3 bedroom, 2 bath home offers the best of both worlds: room to breathe and enjoy your own space while remaining conveniently connected to major cities, universities, airports, dining, entertainment, and employment opportunities. The location is truly a standout! Gardner Webb University is less than a 5 minute drive away, making this an excellent location for university employees, students, or anyone wanting quick access to Boiling Springs and Shelby. Best of all, you can enjoy a quieter, more spacious lifestyle outside the hustle and bustle while being approximately 45 minutes from Charlotte one of the Southeast's fastest-growing major metropolitan areas. Enjoy all that Charlotte has to offer, then come home to your own private retreat with land and space instead of being surrounded by crowded city neighborhoods. You'll also enjoy convenient access to Greenville/Spartanburg in approximately 50 minutes and Asheville in approximately an hour, placing three major metropolitan areas within easy reach while still allowing you to enjoy the beauty and relaxed pace of the Carolina foothills.And the best part? Many of the major expenses have already been taken care of for you! This well maintained home features a new roof in 2024, HVAC system in 2020, hot water heater in 2021, new LVT flooring in 2025, and a new concrete driveway in 2025. The crawlspace has also been encapsulated and includes a dehumidifier, adding another level of efficiency and peace of mind. A partially floored attic provides valuable additional storage space. Inside, you'll find a welcoming split bedroom floor plan designed for both privacy and everyday functionality. The spacious primary suite offers a comfortable retreat with its own private bath, while the main living areas feature beautiful luxury vinyl flooring flowing throughout the living room, kitchen, and dining area. Step outside and discover one of the home's best feature your own private backyard retreat. The privacy-fenced backyard provides a wonderful space for pets, play, gardening, or simply relaxing outdoors. The large back deck is perfect for morning coffee, weekend cookouts, entertaining friends and family, or enjoying peaceful Carolina evenings. A detached storage building also conveys, providing plenty of room for tools, lawn equipment, hobbies, and outdoor gear. This is the opportunity to enjoy the space and privacy you want without sacrificing access to everything you need. Live outside the congestion of a major metropolitan area, enjoy over half an acre and a private fenced yard, and still have Charlotte, Greenville/Spartanburg, Asheville, universities, airports, shopping, dining, and entertainment all within convenient reach. With major updates already completed, a functional floor plan, outdoor living space, privacy, land, and an exceptional location, this home is truly move-in ready and ready for its next chapter. Schedule your private showing today!
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FeaturesGeneralLiving Area 1402
Sewer Septic Installed
Heating Forced Air Natural Gas
Cooling Central Air
Roof Architectural Shingle
Appliances Dishwasher Dryer Oven Refrigerator Washer
Construction Materials Vinyl
Year Built 1998
Levels One
Property Subtype Single Family Residence
Parcel Number 843
County Cleveland
New Construction N
Property Type Residential
HOA N
Subdivision Name Crest Acres
Garage Y/N N
Full Baths 2
Directions US-74 West toward Shelby. Continue on US-74 West and take the exit for NC-150/Boiling Springs. Follow NC-150 toward Shelby then turn onto S. Toney Street. The property will be at 114 S. Toney Street
High School Crest
City Shelby
Senior Community Y/N N
Lot Size Units Acres
Carport Spaces 2
Carport Y/N Y
Elementary School Boiling Springs
Middle/Junior High School Crest
Additional Parcels Y/N N
Standard Status Active Under Contract
Construction Type Site Built
Tax Assessed Value 232348
Listing Terms Assumable Cash Conventional FHA VA Loan
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ExteriorFencing Fenced
Parking Features Attached Carport
Lot Features Level
Water Source County Water
Lot Size Area 0.5
Foundation Details Crawl Space
Road Surface Type Concrete Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN N
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InteriorBasement (Y/N) N
Fireplace Y/N N
Above Grade Finished Area 1402
Half Baths 0
Laundry Features Main Level
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 2
SqFt Main 1402
SqFt Lower 0
SqFt Upper 0
Bedroom 3
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* Excluded FeaturesList ByExp Realty Llc Rock HillBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,024
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Shelby, NC
Average List Price $322,439
Percent of Sale Price 10%
About Shelby, NC 20,459 Population
-5% Since 2002
$ 35,868 Median Income
41.68 Median Age
21% Households with Children
Trends Information provided by ATTOM Data Solutions.
293645 Elementary School
294306 Middle School
Crest High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/27/2026 | $293,000 | -0.68% | Price Down |
| 6/19/2026 | $295,000 | | Listed Price |