206 Cedar Street
Belmont, NC, 28012 $ 329,000
Bedrooms2 Baths2.0 Sq 1,000 Monthly Estimate*
$ 2,272
for $329,000 with 2 bedrooms and 2 full baths. This 1,000 square foot home was built in 1958 on a lot size of 0.34.
$10,000 IN SELLER-PAID CLOSING COST ASSISTANCE WITH AN ACCEPTABLE OFFER! Here's your opportunity to own a charming downtown Belmont bungalow while taking advantage of a generous seller incentive that could help LOWER YOUR MONTHLY MORTGAGE PAYMENT or significantly REDUCE YOUR OUT-OF-POCKET CLOSING COSTS! Welcome to 206 Cedar Street, where classic bungalow character, modern conveniences, and an unbeatable location come together! Just moments from the restaurants, boutique shops, parks, and entertainment of historic downtown Belmont, this inviting home offers the lifestyle you've been looking for. Featuring 2 bedrooms, 2 updated full bathrooms, PLUS A VERSATILE FLEX ROOM THAT COULD EASILY SERVE AS A THIRD BEDROOM, this home offers more flexibility than you might expect! Whether you need an additional sleeping space, home office, guest room, nursery, or hobby room, this bonus space gives you options to fit your lifestyle. Inside, you'll appreciate the warm, welcoming atmosphere, timeless architectural charm, and thoughtful updates that make this home both comfortable and functional. Step outside to your own private backyard retreat! Enjoy evenings gathered around the fire pit, create your dream garden in the dedicated gardening area, or entertain friends and family in the spacious outdoor setting. A detached outbuilding provides additional storage or the perfect opportunity for a workshop or creative space. AND HERE'S THE BIG BONUS — THE SELLER IS OFFERING UP TO $10,000 TOWARD BUYER CLOSING COSTS WITH AN ACCEPTABLE OFFER! This valuable incentive may be used toward an interest rate buy-down, closing costs, prepaid expenses, or other lender-approved expenses, subject to loan program guidelines and lender approval. Imagine putting that savings toward lowering your monthly payment or keeping more money in your pocket at closing! Downtown Belmont location. Flexible living space with third-bedroom potential. Private backyard. AND $10,000 IN SELLER ASSISTANCE! Opportunities like this deserve a closer look. Schedule your private showing today and discover everything 206 Cedar Street has to offer!
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FeaturesGeneralLiving Area 1000
Sewer Public Sewer
Heating Forced Air Natural Gas
Cooling Ceiling Fan(s) Central Air
Roof Architectural Shingle
Appliances Dishwasher Disposal Microwave Tankless Water Heater
Zoning R-1
Patio/Porch Features Covered Front Porch Patio
Architectural Style Bungalow
Security Features Smoke Detector(s)
Construction Materials Hardboard Siding
Exclusions security cameras on the outside of the house do not convey
Year Built 1958
Levels One
Property Subtype Single Family Residence
Parcel Number 125142
County Gaston
New Construction N
Property Type Residential
HOA N
Subdivision Name None
Garage Y/N N
Other Structures Outbuilding
Full Baths 2
High School Unspecified
City Belmont
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N N
Virtual Tour https://track.pstmrk.it/3s/listings.videostreamteam.com%2Fsites%2F206-cedar-st-belmont-nc-28012-26548298%2Fbranded/cUpU/BpXGAQ/AQ/e475b183-e782-4917-9076-a1110935b038/2/ShSaw6CuTz https://track.pstmrk.it/3s/listings.videostreamteam.com%2Fsites%2F206-cedar-st-belmont-nc-28012-26548298%2Fbranded/cUpU/BpXGAQ/AQ/e475b183-e782-4917-9076-a1110935b038/2/ShSaw6CuTz
Standard Status Active
Construction Type Site Built
Tax Assessed Value 246300
Listing Terms Cash Conventional FHA VA Loan
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InteriorInterior Amenities Attic Other
Flooring Tile Wood
Basement (Y/N) N
Fireplace Y/N N
Above Grade Finished Area 1000
Half Baths 0
Laundry Features In Kitchen
Total Bedrooms 2
Below Grade Finished Area 0
Total Baths 2
SqFt Main 1000
SqFt Lower 0
SqFt Upper 0
Bedroom 2
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ExteriorExterior Amenities Fire Pit
Fencing Back Yard Fenced
Parking Features Driveway On Street
Lot Features Level
Water Source City
Lot Size Area 0.34
Foundation Details Crawl Space
Road Surface Type Concrete Paved
Road Responsibility Publicly Maintained Road
Horse Amenities None
Main Level Garage YN N
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* Excluded FeaturesList ByReal Broker Llc BelmontBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,272
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Belmont, NC
Average List Price $659,942
Percent of Sale Price 101%
About Belmont, NC 13,221 Population
30% Since 2002
$ 61,037 Median Income
41.24 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
1081546 Elementary School
1081540 Middle School
Unspecified High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/5/2026 | $329,000 | -2.66% | Price Down |
| 10/20/2026 | $338,000 | -3.40% | Price Down |
| 10/8/2026 | $349,900 | -2.78% | Price Down |
| 9/30/2026 | $359,900 | -1.40% | Price Down |
| 7/9/2026 | $365,000 | | Listed Price |