109 Whiterock Drive Mount Holly, NC $ 975,000
109 Whiterock Drive
$ 975,000
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109 Whiterock Drive

Mount Holly, NC, 28120
$ 975,000
Bedrooms4 Baths3.1 Sq 3,796

Monthly Estimate*

$ 6,734

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Single Family Home for sale in Mount Holly, NC

for $975,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,796 square foot home was built in 2003 on a lot size of 0.89.

Luxury, craftsmanship, and lake lifestyle come together in this beautifully updated custom full-brick home in Stonewater with resort-like amenities, one of Mount Holly's premier waterfront communities. Perfectly positioned on a spacious corner lot with seasonal water views, this exceptional property also includes a deeded boat slip (Dock A-26), offering convenient access to Mountain Island Lake. This home has been well maintained and pride of ownership is apparent. It has been thoughtfully enhanced with fresh interior paint, a refreshed kitchen, new and refinished hardwood flooring throughout (NO CARPETS), updated lighting, hardware, and staircase with a custom runner, creating a fresh, timeless aesthetic while preserving the home's quality craftsmanship. Inside, soaring ceilings, extensive moldings, detailed millwork, tray and vaulted ceilings, walls of windows, and rich architectural details define the spacious interior. The impressive two-story great room features a gas fireplace with custom built-in cabinetry and serves as the centerpiece of the home. The main-level primary suite offers two walk-in closets, including one with custom built-ins, along with dual granite vanities, a jetted tub, and separate shower. Every secondary bedroom includes its own walk-in closet, while all bathrooms feature granite countertops, tile flooring, and tiled bath surrounds. One of the home's signature spaces is the approximately 380-square-foot heated and cooled EasyBreeze sunporch. Although not included in the heated living area, it functions as a four-season retreat with vaulted pine ceilings and peaceful views of the mature landscape beyond the partially fenced backyard. The trex deck, patio, and partially fenced backyard complete this outdoor living space. Additional highlights include a recently encapsulated crawl space with dehumidifier, an expansive driveway, a side-entry oversized 2 car garage with epoxy flooring and custom built-in cabinetry and work bench, new water heater, central vacuum system, irrigation, security system, kitchen water filtration, and a spacious laundry room with cabinetry and utility sink. From its custom craftsmanship and extensive updates to its deeded boat slip and desirable waterfront community, this home offers a rare combination of elegance, functionality, and recreation—all just minutes from Charlotte, Belmont, and the amenities of Mountain Island Lake.

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Single Family Active

Price

$ 975,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

0.89

Year Built

2003

Town/City

Mount Holly

County/Region

Gaston

MLS | Web ID

4402234

Features
General
Living Area 3796
Sewer Public Sewer
Heating Central Ductless Forced Air Natural Gas Zoned
Cooling Ceiling Fan(s) Central Air Ductless Electric Zoned
Roof Architectural Shingle
Appliances Dishwasher Disposal Down Draft Electric Oven Gas Cooktop Gas Water Heater Microwave Plumbed For Ice Maker Self Cleaning Oven Wall Oven
Development Status Completed
Zoning R1H
HOA Fee 1327.5
Garage Spaces 2
Patio/Porch Features Covered Deck Enclosed Patio
Security Features Security System
Construction Materials Brick Full
Year Built 2003
View Water
Levels Two
Property Subtype Single Family Residence
Parcel Number 174994
Waterfront Features Beach - Public Boat Slip – Community Boat Slip (Deed)
Community Features Clubhouse Game Court Lake Access Outdoor Pool Picnic Area Playground Recreation Area Sidewalks Sport Court Street Lights Tennis Court(s) Walking Trails
HOA Fee 2 1352
Assoc Fee Paid Per Annually
County Gaston
New Construction N
Property Type Residential
HOA Y
Subdivision Name Stonewater
Garage Y/N Y
Full Baths 3
High School East Gaston
City Mount Holly
Association Name Cedar Management Group
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
HOA Fee 2 Frequency Annually
Elementary School Pinewood Gaston
Middle/Junior High School Stanley
Additional Parcels Y/N N
Virtual Tour https://listings.nextdoorphotos.com/109whiterockdrive https://listings.nextdoorphotos.com/109whiterockdrive
Builder Name Custom
Standard Status Active
Construction Type Site Built
Restrictions Architectural Review
Tax Assessed Value 845030
Listing Terms Cash Conventional VA Loan
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Interior
Interior Amenities Attic Stairs Pulldown Breakfast Bar Built-in Features Cable Prewire Central Vacuum Entrance Foyer Kitchen Island Open Floorplan Pantry Walk-In Closet(s) Whirlpool
Flooring Tile Wood
Fireplace Features Gas Great Room
Basement (Y/N) N
Fireplace Y/N Y
Above Grade Finished Area 3796
Half Baths 1
Laundry Features Electric Dryer Hookup Inside Laundry Room Main Level Sink Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 0
Total Baths 4
SqFt Main 2242
SqFt Lower 0
SqFt Garage 640
SqFt Upper 1554
Bedroom 1
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Exterior
Exterior Amenities In-Ground Irrigation
Fencing Back Yard Partial
Parking Features Driveway Attached Garage Garage Door Opener Garage Faces Side Keypad Entry
Lot Features Corner Lot Wooded
Water Source City
Lot Size Area 0.89
Foundation Details Crawl Space
Road Surface Type Concrete Paved
Door Features Pocket Doors Screen Door(s)
Road Responsibility Publicly Maintained Road
Main Level Garage YN Y
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Internal Only
Street Number 1 109
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* Excluded Features
List By
Berkshire Hathaway Homeservices Carolinas Realty

Broker

Affordability Calculator

$6,734
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Monthly Principal & Interest
$6,734
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
293719 Elementary School
294366 Middle School
East Gaston High School High School
Pricing History
DatePricePrice ChangeDescription
10/7/2026$975,000 -1.52% Price Down
8/24/2026$990,000 -1.00% Price Down
7/11/2026$1,000,000 Listed Price

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109 Whiterock Drive, Mount Holly, NC, 28120 is a Single Family Home for sale at $975,000 with 3,796 sqft and a lot size of 0.89. 109 Whiterock Drive has 4 bedrooms, 3.1 baths, and was built in 2003. The property's zip code is 28120 which is in Mount Holly, NC