131 Midwood Lane
Belmont, NC, 28012 $ 324,999
Bedrooms3 Baths2.0 Sq 1,260 Monthly Estimate*
$ 2,245
for $324,999 with 3 bedrooms and 2 full baths. This 1,260 square foot home was built in 1972 on a lot size of 0.48.
Beautiful Full-Brick Ranch on Nearly Half an Acre!! No HOA!! *USDA FINANCING OPPORTUNITY! Potential 0% Down Payment for Qualified Buyers! Minutes from Lake Wylie!! Welcome Home to this beautifully maintained 3 bedrooms & 2 baths Full-Brick Ranch nestled on a spacious nearly Half-acre Level Lot at the end of a quiet street in the highly desirable South Point Peninsula, a peaceful lakeside community surrounded by the beauty of Lake Wylie. Enjoy the freedom of NO HOA, an oversized driveway, an attached one-car garage, and a fully fenced backyard featuring a large deck and storage shed—perfect for entertaining, gardening, pets, or simply relaxing outdoors. Inside, you'll love the bright, open-concept floor plan offering a spacious family room, dining area, and beautifully updated kitchen. The kitchen features modern gray cabinetry, quartz countertops, a large center island, and stainless steel appliances, creating the perfect gathering space for family and friends. French doors in the dining area open to the expansive deck and huge backyard, seamlessly blending indoor and outdoor living. This home offers three generously sized bedrooms and two beautifully remodeled bathrooms. The primary suite boasts an elegant walk-in tiled shower with a frameless glass enclosure. Approximately five years ago, the home was thoughtfully updated with remodeled bathrooms, replacement windows, luxury vinyl plank flooring, modern light fixtures, electrical system improvements, and more. Fresh interior and exterior paint make this home truly move-in ready. Outdoor enthusiasts will love the exceptional location. Just minutes away, you'll enjoy Lake Wylie with endless opportunities for boating, fishing, kayaking, paddleboarding, and water sports. Nearby South Point Beach Park offers a public swimming beach, boat ramps, fishing piers, picnic shelters, playgrounds, and lakeside recreation. Nature lovers will appreciate the scenic Seven Oaks Preserve Trail, while Kevin Loftin Riverfront Park and Goat Island Park & Greenway provide walking trails, kayak launches, playgrounds, outdoor fitness areas, and beautiful waterfront views. Conveniently located just minutes from downtown Belmont, shopping, dining, parks, and major highways, this home is also served by highly rated schools, making it an outstanding choice for buyers seeking both convenience and an exceptional quality of life. Offering the durability of full-brick construction, modern updates, a spacious lot, no HOA, and an unbeatable location, this is a rare opportunity to own the lifestyle you've been looking for. Schedule your private showing today! *Ask us about eligibility and program benefits.
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FeaturesGeneralLiving Area 1260
Sewer Septic Installed
Heating Central
Cooling Central Air
Appliances Dishwasher Disposal Electric Range Electric Water Heater
Garage Spaces 1
Patio/Porch Features Deck
Construction Materials Brick Full
Year Built 1972
Levels One
Property Subtype Single Family Residence
Parcel Number 193464
County Gaston
New Construction N
Property Type Residential
HOA N
Subdivision Name None
Garage Y/N Y
Other Structures Shed(s)
Full Baths 2
High School South Point (NC)
City Belmont
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Belmont Central
Middle/Junior High School Belmont
Additional Parcels Y/N N
Virtual Tour https://www.zillow.com/view-imx/8e0679f2-6445-4c49-8b2a-186d95a843e8?initialViewType=pano https://www.zillow.com/view-imx/8e0679f2-6445-4c49-8b2a-186d95a843e8?initialViewType=pano
Standard Status Active
Construction Type Site Built
Tax Assessed Value 319850
Listing Terms Cash Conventional FHA USDA Loan VA Loan
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InteriorFlooring Tile Vinyl
Basement (Y/N) N
Fireplace Y/N N
Above Grade Finished Area 1260
Half Baths 0
Laundry Features Main Level
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 2
SqFt Main 1260
SqFt Lower 0
SqFt Garage 302
SqFt Upper 0
Bedroom 3
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ExteriorFencing Back Yard Fenced Full
Parking Features Driveway Attached Garage
Lot Features Cul-De-Sac Level Private
Water Source City
Lot Size Area 0.48
Foundation Details Crawl Space
Road Surface Type Concrete Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Y
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* Excluded FeaturesList ByAmerica's Real Estate Group IncBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,245
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Belmont, NC
Average List Price $652,127
Percent of Sale Price 101%
About Belmont, NC 13,221 Population
30% Since 2002
$ 61,037 Median Income
41.24 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
629946 Elementary School
629974 Middle School
South Point (NC) High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/8/2026 | $324,999 | -1.49% | Price Down |
| 8/15/2026 | $329,899 | 0.00% | Price Down |
| 8/8/2026 | $329,900 | -5.74% | Price Down |
| 7/16/2026 | $350,000 | | Listed Price |