802 White Oaks Circle
Monroe, NC, 28112 $ 454,000
Bedrooms3 Baths2.1 Sq 2,200 Monthly Estimate*
$ 3,136
for $454,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,200 square foot home was built in 2015 on a lot size of 0.58.
CUSTOM-BUILT HOME ON OVER HALF AN ACRE — NO HOA, NO CITY PROPERTY TAXES & UP TO $4,500 IN LENDER INCENTIVES! Ask about up to $4,500 in closing-cost assistance through our preferred lender for qualified buyers! A premium home warranty is also included for added peace of mind. Welcome to this beautifully maintained, custom-designed home, offered by its original owners. Situated on a spacious, level .58-acre lot with mature trees and a peaceful, wooded backdrop, this property offers exceptional space, privacy, and flexibility — all with no HOA fees and no City property taxes. Plus "welcoming neighbors". Inside, enjoy a bright, open living, dining, and kitchen layout featuring an abundance of windows that fill the home with natural light and provide beautiful views of the surrounding property. The kitchen features granite countertops, a large walk-in pantry, and a brand-new electric stove with a built-in air fryer. The refrigerator is also included. Recent updates include newer flooring throughout much of the main level and primary bedroom, plus freshly painted secondary bedrooms. A dedicated main-floor office provides an ideal work-from-home space, while the large upstairs bonus room offers flexibility for a media room, game room, exercise space, or additional living area. The spacious primary suite features a walk-in closet connecting to the primary bathroom and laundry room. Two separate heating and cooling systems, one for each floor, provide comfort and flexibility throughout the home. Outdoor living is where this home truly shines! The level, partially fenced backyard features mature trees, a wooded backdrop, a firepit, and a one-year-old, 15-foot above-ground swimming pool. Established blueberry and blackberry bushes produce abundantly, adding a special touch to the property. RV owners will appreciate the full RV hookups with 30-amp and 50-amp electrical service, water, septic . An oversized 2.5-car garage and expansive concrete driveway offer generous parking, storage, and hobby space. Additional conveniences include installed fiber-optic internet, a seller-owned security system that conveys, and a well-maintained, non-smoking home. Additional Educational Opportunities: Families exploring school options may appreciate nearby alternatives, including Central Academy of Technology and Arts (CATA), Union Academy, and American Leadership Academy. These public magnet and charter schools offer educational choices beyond traditional neighborhood assignments, subject to each school's eligibility and enrollment requirements. NEWLY REDUCED PRICE — NOW $454,000! With its custom construction, spacious lot, abundant natural light, practical upgrades, outdoor amenities, and freedom from HOA restrictions, this home offers an exceptional combination of comfort, convenience, and value. Come discover the space, freedom, and possibilities this beautiful Monroe home has to offer!
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FeaturesGeneralLiving Area 2200
Sewer Septic Installed
Heating Central Forced Air Natural Gas
Cooling Central Air Gas
Utilities Cable Available Cable Connected Natural Gas
Roof Architectural Shingle
Appliances Dishwasher Gas Water Heater Microwave Refrigerator
Zoning AF8
Garage Spaces 2
Patio/Porch Features Patio Porch
Architectural Style Traditional
Pool Features Above Ground
Security Features Security System
Construction Materials Stone Veneer Vinyl
Year Built 2015
Levels Two
Property Subtype Single Family Residence
Parcel Number 09-354-041
County Union
New Construction N
Property Type Residential
HOA N
Subdivision Name White Oak
Garage Y/N Y
Full Baths 2
High School Monroe
City Monroe
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Walter Bickett
Middle/Junior High School Monroe
Additional Parcels Y/N N
Standard Status Active
Construction Type Site Built
Tax Assessed Value 470800
Listing Terms Cash Conventional FHA VA Loan
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InteriorInterior Amenities Attic Stairs Pulldown Kitchen Island Open Floorplan Walk-In Pantry
Flooring Carpet Linoleum Vinyl
Basement (Y/N) N
Fireplace Y/N N
Above Grade Finished Area 2200
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 3
SqFt Main 944
SqFt Lower 0
SqFt Garage 527
SqFt Upper 1256
Bedroom 0
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ExteriorExterior Amenities Fire Pit
Fencing Partial
Parking Features Driveway Attached Garage Garage Faces Side
Water Source County Water
Lot Size Area 0.58
Foundation Details Crawl Space
Road Surface Type Concrete Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Y
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $3,136
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Monroe, NC
Average List Price $506,855
Percent of Sale Price 12%
About Monroe, NC 34,567 Population
29% Since 2002
$ 45,943 Median Income
35.55 Median Age
35% Households with Children
Trends Information provided by ATTOM Data Solutions.
293929 Elementary School
293838 Middle School
Monroe High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/15/2026 | $454,000 | -2.97% | Price Down |
| 9/13/2026 | $467,900 | -2.32% | Price Down |
| 9/3/2026 | $479,000 | -1.22% | Price Down |
| 8/29/2026 | $484,900 | -1.02% | Price Down |
| 7/17/2026 | $489,900 | | Listed Price |