101/103 Baldwin Avenue Spencer, NC $ 448,900
101/103 Baldwin Avenue
$ 448,900
New Construction
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101/103 Baldwin Avenue

Spencer, NC, 28159
$ 448,900
Bedrooms6 Baths4.2 Sq 2,610

Monthly Estimate*

$ 3,100

101/103 Baldwin Avenue, Spencer, NC 28159 - Image 1
101/103 Baldwin Avenue, Spencer, NC 28159 - Image 2
101/103 Baldwin Avenue, Spencer, NC 28159 - Image 3
101/103 Baldwin Avenue, Spencer, NC 28159 - Image 4
101/103 Baldwin Avenue, Spencer, NC 28159 - Image 5
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101/103 Baldwin Avenue, Spencer, NC 28159 - Image 7
101/103 Baldwin Avenue, Spencer, NC 28159 - Image 8
101/103 Baldwin Avenue, Spencer, NC 28159 - Image 9
101/103 Baldwin Avenue, Spencer, NC 28159 - Image 10

Multi-Family Home for sale in Spencer, NC

for $448,900 with 6 bedrooms and 4 full baths, 2 half baths. This 2,610 square foot home was built in 2026 on a lot size of 0.13.

**SELLER OFFERING $10,000 IN CREDIT that can be used toward closing or rate buydown!!** Each side of this well-designed duplex features a spacious, mirror-image floor plan with 3 bedrooms, 2.5 bathrooms, private entrances, and a functional two-story layout. The main level offers an open-concept living and dining area, a modern kitchen with island and pantry, a convenient half bath, laundry area, and access to a rear patio. Upstairs, you'll find three generously sized bedrooms, including a primary suite with private bath, plus a second full bathroom and ample closet space. Whether you're expanding your investment portfolio or looking to house hack by living in one unit while renting the other, this low-maintenance duplex offers strong rental appeal, practical layouts, and excellent income-producing potential. **Note - Still under construction, nearly complete. Should have CO approximately 9/25.

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Multi-Family Active

Price

$ 448,900

Bedrooms

6

Full Bath

4

Half Bath

2

Property Type

Multi-Family

Taxes

$ 0

Style

Lot Size

0.13

Year Built

2026

Town/City

Spencer

County/Region

Rowan

MLS | Web ID

4405982

Features
General
Living Area 2610
Sewer Public Sewer
Heating Forced Air
Cooling Central Air
Appliances Dishwasher Microwave Oven Refrigerator with Ice Maker
Development Status Under Construction
Construction Materials Vinyl
Pets Allowed Yes
Year Built 2026
Tenant Pays None
Property Subtype Duplex
Parcel Number 033 459
County Rowan
New Construction Y
Property Type Residential Income
HOA N
Garage Y/N N
Full Baths 4
High School Unspecified
City Spencer
Senior Community Y/N N
Number Of Units Total 2
Lot Size Units Acres
Carport Y/N N
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N N
Builder Name Ardent Building Group
Standard Status Active
Construction Type Site Built
Tax Assessed Value 15300
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Exterior
Parking Features Driveway
Water Source City
Lot Size Area 0.13
Foundation Details Slab
Building Area Total 2610
Road Surface Type Concrete
Road Responsibility Publicly Maintained Road
Main Level Garage YN N
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Interior
Basement (Y/N) N
Above Grade Finished Area 2610
Half Baths 2
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 6
Below Grade Finished Area 0
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* Excluded Features
List By
Rjr Real Estate Group, Inc

Broker

Affordability Calculator

$3,100
Per Month
100%
0%
0%
Monthly Principal & Interest
$3,100
Monthly Property Taxes
--
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1081546 Elementary School
1081540 Middle School
Unspecified High School High School
Pricing History
DatePricePrice ChangeDescription
10/13/2026$448,900 -0.02% Price Down
9/18/2026$449,000 -0.22% Price Down
7/21/2026$450,000 Listed Price

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101/103 Baldwin Avenue, Spencer, NC, 28159 is a Multi-Family Home for sale at $448,900 with 2,610 sqft and a lot size of 0.13. 101/103 Baldwin Avenue has 6 bedrooms, 4.2 baths, and was built in 2026. The property's zip code is 28159 which is in Spencer, NC