1086 Carters Ridge Road Spruce Pine, NC $ 670,000
1086 Carters Ridge Road
$ 670,000
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1086 Carters Ridge Road

Spruce Pine, NC, 28777
$ 670,000
Bedrooms4 Baths3.2 Sq 2,914

Monthly Estimate*

$ 4,628

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Multi-Family Home for sale in Spruce Pine, NC

for $670,000 with 4 bedrooms and 3 full baths, 2 half baths. This 2,914 square foot home was built in 1958 on a lot size of 1.02.

Unique opportunity in the scenic mountain town of Spruce Pine! 45 min. to Boone, an hour to Asheville, close to ski slopes and Blue Ridge Parkway. This versatile property offers exceptional flexibility and can easily be converted into a duplex or even a triplex, making it ideal for multigenerational living, short-term rental, or income-producing potential. The main level is thoughtfully laid out with two separate living spaces. The left side features a private primary suite, kitchen, living room, laundry area, half bath, and a screened-in porch with hot tub, perfect for enjoying the mountain setting. The right side includes two bedrooms, one full bath, a kitchen with breakfast area, dining room, living room, laundry, and a covered porch. The basement level adds even more living space with a large bedroom and full bath, along with a garage and abundant storage. In total, the home offers 4 bedrooms and 3.5 bathrooms. Additional features include multiple septic tanks and tankless water heaters for added efficiency and convenience. A new roof was installed in February 2025. Outside, you’ll find a spacious 60x26 outbuilding with roll-up doors, ideal for storing ATVs, boats, or campers, or for use as a workshop. Situated on 1.02 acres, the property showcases beautiful mountain views and provides endless possibilities for personal use or investment. Schedule your showing today!

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Multi-Family Active

Price

$ 670,000

Bedrooms

4

Full Bath

3

Half Bath

2

Property Type

Multi-Family

Taxes

$ 0

Style

Lot Size

1.02

Year Built

1958

Town/City

Spruce Pine

County/Region

Mitchell

MLS | Web ID

4406527

Features
General
Living Area 2914
Sewer Septic Installed
Heating Ductless Heat Pump
Cooling Ductless Heat Pump Multi Units
Utilities Cable Available Electricity Connected Wired Internet Available
Appliances Dishwasher Gas Range Microwave Refrigerator Washer/Dryer
Garage Spaces 1
Patio/Porch Features Covered Porch Screened Side Porch
Construction Materials Vinyl
Exclusions See Remarks
Pets Allowed Yes
Year Built 1958
Property Subtype Duplex
Parcel Number 0799-00-53-8270
Additional Parcels Description 0799-00-53-7360
County Mitchell
New Construction N
Property Type Residential Income
HOA N
Subdivision Name none
Garage Y/N Y
Other Structures Outbuilding
Full Baths 3
High School Mitchell
City Spruce Pine
Senior Community Y/N N
Number Of Units Total 2
Lot Size Units Acres
Carport Y/N N
Elementary School Greenlee Primary
Middle/Junior High School Mitchell
Additional Parcels Y/N Y
Virtual Tour https://view.paradym.com/idx/1086-Carters-Ridge-Road-Spruce-Pine-NC-28777/4978058 https://view.paradym.com/idx/1086-Carters-Ridge-Road-Spruce-Pine-NC-28777/4978058
Standard Status Active
Construction Type Site Built
Tax Assessed Value 232500
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Interior
Interior Amenities Breakfast Bar Kitchen Island Split Bedroom
Basement Basement Garage Door Exterior Entry Interior Entry Partially Finished Storage Space
Fireplace Features Gas Log
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 2533
Half Baths 2
Laundry Features Laundry Room Main Level Multiple Locations
Total Bedrooms 4
Below Grade Finished Area 381
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Exterior
Exterior Amenities Hot Tub
Parking Features Basement Driveway Attached Garage
Water Source Well
Lot Size Area 1.02
Foundation Details Basement
Building Area Total 2914
Road Surface Type Concrete Paved
Other Equipment Fuel Tank - Leased
Road Responsibility Publicly Maintained Road
Main Level Garage YN N
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Internal Only
Street Number 1 1086
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* Excluded Features
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$4,628
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Monthly Principal & Interest
$4,628
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2172544 Elementary School
4707427 Middle School
Mitchell High School High School
Pricing History
DatePricePrice ChangeDescription
9/9/2026$670,000 -0.74% Price Down
8/24/2026$675,000 -3.57% Price Down
7/22/2026$699,997 Listed Price

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1086 Carters Ridge Road, Spruce Pine, NC, 28777 is a Multi-Family Home for sale at $670,000 with 2,914 sqft and a lot size of 1.02. 1086 Carters Ridge Road has 4 bedrooms, 3.2 baths, and was built in 1958. The property's zip code is 28777 which is in Spruce Pine, NC