540 Waters Road Salisbury, NC $ 699,000
540 Waters Road
$ 699,000
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540 Waters Road

Salisbury, NC, 28146
$ 699,000
Bedrooms4 Baths2.1 Sq 3,235

Monthly Estimate*

$ 4,828

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Single Family Home for sale in Salisbury, NC

for $699,000 with 4 bedrooms and 2 full baths, 1 half bath. This 3,235 square foot home was built in 1989 on a lot size of 1.25.

Alright, here’s the deal… lake houses on High Rock Lake are hard enough to find. One with actual water in front? That’s the unicorn. Sitting on 1.25 acres under towering trees and mature landscaping, this place was built for lake days, pool parties, and “accidentally” having your friends stay way too late. Featuring an in-ground pool, newer major systems, a boat ramp, and a pier permit already in place so you can skip the waiting game and get straight to living the lake life. Whether you’re into boating, entertaining, quiet mornings with coffee by the water, or just want a backyard that feels like a vacation, this one checks a lot of boxes without feeling cookie-cutter. Fair warning: once you sit by the pool and look at the lake, your current house may start feeling a little suspicious. Owner has pier permit for the construction of a new pier. previous pier was lost to a storm. Also property has a concrete boat ramp, but would need to be repaired.

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Single Family Contingent

Price

$ 699,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Traditional

Lot Size

1.25

Year Built

1989

Town/City

Salisbury

County/Region

Rowan

MLS | Web ID

4409088

Features
General
Living Area 3235
Sewer Other - See Remarks
Heating Heat Pump
Cooling Central Air
Appliances Dishwasher Electric Range Refrigerator
HOA Fee 600
Garage Spaces 0
Architectural Style Traditional
Pool Features In Ground
Construction Materials Wood
Year Built 1989
Levels Two
Property Subtype Single Family Residence
Parcel Number 614067
Waterfront Features Boat Ramp Pier Other - See Remarks
Assoc Fee Paid Per Annually
County Rowan
New Construction N
Property Type Residential
HOA Y
Subdivision Name Waters Edge
Garage Y/N N
Full Baths 2
Directions From I-85 take exit 79 Left on Andrew St Continue onto Old Union Church Rd Left on Lake Fork Rd Continue on Goodman Lake Rd Right on Providence Church Rd Left on Waters Rd
High School East Rowan
City Salisbury
Body of Water High Rock Lake
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Morgan
Middle/Junior High School C.C. Erwin
Additional Parcels Y/N N
Standard Status Active Under Contract
Construction Type Site Built
Tax Assessed Value 637295
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Exterior
Parking Features Driveway
Lot Features Waterfront
Water Source Well
Lot Size Area 1.25
Foundation Details Crawl Space
Lot Dimensions 545.23 x 123.23
Road Surface Type Gravel Concrete
Road Responsibility Publicly Maintained Road
Main Level Garage YN N
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Interior
Basement (Y/N) N
Fireplace Y/N Y
Above Grade Finished Area 3235
Half Baths 1
Laundry Features Main Level
Total Bedrooms 4
Below Grade Finished Area 0
Total Baths 3
SqFt Main 1992
SqFt Lower 0
SqFt Upper 1243
Bedroom 1
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Internal Only
Street Number 1 540
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* Excluded Features
List By
Mantle Llc

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$4,828
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Monthly Principal & Interest
$4,828
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
293472 Elementary School
318571 Middle School
East Rowan High School High School
Pricing History
DatePricePrice ChangeDescription
8/21/2026$699,000 -3.59% Price Down
7/29/2026$725,000 Listed Price

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540 Waters Road, Salisbury, NC, 28146 is a Single Family Home for sale at $699,000 with 3,235 sqft and a lot size of 1.25. 540 Waters Road has 4 bedrooms, 2.1 baths, and was built in 1989. The property's zip code is 28146 which is in Salisbury, NC