228 White Oak Road
Waynesville, NC, 28785 $ 599,000
Bedrooms2 Baths3.0 Sq 2,466 Monthly Estimate*
$ 4,137
for $599,000 with 2 bedrooms and 3 full baths. This 2,466 square foot home was built in 1982 on a lot size of 0.63.
Waynesville NC creekside home • 2BR/3BA • Jonathan’s Creek • Fully Renovated • Separate lower-level living quarters • Open-concept main level • Hot Tub • Short Term Rental Potential Set along Jonathan’s Creek, this fully renovated property delivers the kind of lifestyle that’s hard to find and even harder to leave—fly-fishing right outside your door, multiple decks for hosting, and the constant backdrop of flowing water. Inside, the home has been completely reimagined with a bright, open layout that lives easily and entertains even better. The upstairs kitchen features granite countertops, soft-close cabinetry, and updated finishes, while every bathroom has been renovated—including the addition of a lower-level shower for added functionality. What truly sets this property apart is the fully equipped lower-level living space. With its own entrance, living area, kitchenette, full bath, laundry, and bonus room, it’s perfectly suited for guests, multi-generational living, or generating rental income. Whether you’re looking for flexibility or ROI, this setup delivers. Outdoor spaces are where this home really shines—a brand-new Trex front porch, expansive party deck with its own bathroom and outdoor shower, and a lower deck overlooking the creek with a hot tub already in place. This is the kind of setup buyers picture when they say they want a “mountain getaway.” Major updates are already handled, including a new roof and HVAC, along with retaining walls, updated doors and sliders, mini-splits, and fresh exterior paint—making this a true move-in-ready opportunity. If you’ve been waiting for something turnkey, flexible, and directly on the water—this is it.
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FeaturesGeneralLiving Area 2466
Sewer Septic Installed
Heating Ductless Heat Pump Propane
Cooling Ceiling Fan(s) Central Air Ductless
Utilities Electricity Connected Propane
Roof Metal
Appliances Dishwasher Dryer Gas Range Gas Water Heater Microwave Refrigerator Tankless Water Heater Washer Washer/Dryer
Development Status Completed
Garage Spaces 0
Patio/Porch Features Covered Front Porch Rear Porch
Architectural Style Ranch
Construction Materials Wood
Year Built 1982
View Water Year Round
Levels One
Property Subtype Single Family Residence
Parcel Number 8700706967
Elevation 2000
Waterfront Features None
County Haywood
New Construction N
Property Type Residential
HOA N
Subdivision Name None
Garage Y/N Y
Other Structures Other - See Remarks
Full Baths 3
High School Tuscola
City Waynesville
Senior Community Y/N N
Open Parking Spaces 4
Lot Size Units Acres
Carport Y/N N
Elementary School Junaluska
Middle/Junior High School Waynesville
Additional Parcels Y/N N
Standard Status Active
Construction Type Site Built
Tax Assessed Value 260700
Listing Terms Cash Conventional
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InteriorInterior Amenities Attic Stairs Fixed Kitchen Island Open Floorplan Split Bedroom Walk-In Closet(s)
Basement Apartment Basement Garage Door Daylight Exterior Entry Finished Interior Entry Storage Space Walk-Out Access
Flooring Carpet Tile Vinyl Wood
Fireplace Features Gas Gas Vented
Basement (Y/N) Y
Window Features Insulated Window(s)
Fireplace Y/N Y
Above Grade Finished Area 1360
Half Baths 0
Laundry Features In Kitchen Laundry Room Lower Level Other - See Remarks
Total Bedrooms 2
Below Grade Finished Area 1106
Total Baths 3
SqFt Main 1360
SqFt Lower 0
SqFt Garage 212
SqFt Upper 0
Bedroom 2
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ExteriorExterior Amenities Above Ground Hot Tub / Spa Fire Pit Outdoor Shower
Parking Features Driveway Attached Garage Garage Faces Side Other - See Remarks
Lot Features Cleared Creek Front Green Area Rolling Slope Creek/Stream Wooded
Water Source Well
Lot Size Area 0.63
Foundation Details Basement Slab
Road Surface Type Concrete Paved
Other Parking Driveway runs in front of the house splits into second driveway to the basement level garage.
Door Features Sliding Doors Storm Door(s)
Road Responsibility Publicly Maintained Road
Main Level Garage YN N
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* Excluded FeaturesList ByColdwell Banker AdvantageBroker
Affordability Calculator
- Monthly Principal & Interest
- $4,137
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Waynesville, NC
Average List Price $632,348
Percent of Sale Price 6%
About Waynesville, NC 10,446 Population
8% Since 2002
$ 39,520 Median Income
45.92 Median Age
20% Households with Children
Trends Information provided by ATTOM Data Solutions.
2172556 Elementary School
1604048 Middle School
Tuscola High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/6/2026 | $599,000 | -1.80% | Price Down |
| 8/10/2026 | $610,000 | | Listed Price |