520 Esseola Street
Saluda, NC, 28773 $ 750,000
Bedrooms4 Baths2.0 Sq 2,051 Monthly Estimate*
$ 5,180
for $750,000 with 4 bedrooms and 2 full baths. This 2,051 square foot home was built in 1900 on a lot size of 1.06.
Step back in time while enjoying the comforts of today in this beautifully maintained 1900 Victorian-style home, ideally located just ½ mile from historic downtown Saluda and situated at over 2,000 feet in elevation. The higher elevation offers a welcome cooler summer escape from the heat of nearby major cities while providing the charm and character of a historic mountain community. Offering the perfect blend of historic character, privacy and modern updates, this versatile property makes an exceptional primary residence, second home or established short-term rental. Currently operating as a high-performing STR, the property has demonstrated strong rental demand and continued momentum even following the challenges brought by Hurricane Helene in September 2024. The home features 4 bedrooms and sits on beautifully landscaped grounds that are arguably one of its greatest assets. The property mostly borders the Bradley Nature Preserve, creating a wonderfully private and secluded setting with a natural backdrop and limited neighboring homes. Mature trees, flowering landscaping and thoughtfully designed outdoor spaces surround the home, creating an inviting setting that is difficult to replicate. True to its Victorian character, the home features THREE porches, including a charming wraparound porch that provides the perfect spot to relax and take in the surrounding landscape. A covered rear porch tucked beneath the mature trees and a third porch is off the upper floor and is called a "sleeping porch" adding even more opportunities for outdoor living and entertaining. The grounds also feature a dedicated firepit area, creating an inviting gathering space for guests, family and friends. With its beautiful landscaping, mature trees and multiple outdoor living areas, the property could be especially well suited to a STR concept focused on wedding parties, retreats, family gatherings or special events. Inside, the home retains the character and charm expected of a 1900 Victorian while benefiting from numerous updates. Recent improvements include fresh interior and exterior paint, new flooring throughout much of the home, a new HVAC system and a roof installed in 2018. The home is being sold furnished, with only a few personal items excluded, making it an especially convenient opportunity for a buyer looking to continue the existing rental operation. An additional opportunity awaits below the home with an unfinished basement featuring exterior-only access. The space has a concrete floor in over half of it and full height ceilings. It provides excellent potential for future expansion, additional storage, a workshop or, subject to applicable approvals and permitting, the possibility of increasing the home's bedroom and bathroom capacity. The existing space adds flexibility and potential value for a future owner. Historic Saluda offers the unique opportunity to slow down and enjoy a charming mountain community filled with locally owned shops, restaurants and historic character. Outdoor recreation is close at hand, with hiking, ziplining and other mountain adventures nearby. Whether you're looking for a mountain getaway, a full-time residence or an established investment property with a proven rental history, this special Saluda property offers a rare combination of historic character, privacy, beautifully landscaped grounds, multiple porches, high-elevation mountain living and future potential — all just minutes from the heart of downtown Saluda.
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FeaturesGeneralLiving Area 2051
Sewer Public Sewer
Heating Central Forced Air Heat Pump
Cooling Central Air
Utilities Cable Available Electricity Connected Fiber Optics Wired Internet Available
Roof Metal
Appliances Dishwasher Dryer Microwave Oven Refrigerator Washer Washer/Dryer
Zoning HC
Garage Spaces 0
Patio/Porch Features Balcony Covered Deck Front Porch Rear Porch Side Porch Wrap Around
Architectural Style Victorian
Security Features Carbon Monoxide Detector(s) Smoke Detector(s)
Construction Materials Hardboard Siding Wood
Year Built 1900
Levels Two
Property Subtype Single Family Residence
Parcel Number S8-A9
Elevation 2000
Community Features None
County Polk
New Construction N
Property Type Residential
HOA N
Subdivision Name None
Garage Y/N N
Full Baths 2
Directions 520 Esseola Street will get you to the property in GPS.
High School Polk
City Saluda
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Saluda
Middle/Junior High School Polk
Additional Parcels Y/N N
Virtual Tour https://youtu.be/MD4rpr-waFE https://youtu.be/MD4rpr-waFE
Standard Status Active
Construction Type Site Built
Tax Assessed Value 336524
Listing Terms Cash Conventional FHA
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InteriorBasement Basement Shop Dirt Floor Exterior Entry Full
Flooring Laminate Wood
Fireplace Features Den Living Room Propane
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 2051
Half Baths 0
Laundry Features Utility Room Inside
Total Bedrooms 4
Below Grade Finished Area 0
Total Baths 2
SqFt Main 1191
SqFt Lower 0
SqFt Upper 860
Bedroom 1
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ExteriorExterior Amenities Fire Pit
Fencing Fenced Partial Wood
Parking Features Driveway
Lot Features Adjoins Forest Cleared Orchard(s) Level Private Sloped Wooded
Water Source City
Lot Size Area 1.06
Foundation Details Basement
Road Surface Type Concrete Gravel Paved
Other Equipment Fuel Tank - Owned
Road Responsibility Private Maintained Road
Horse Amenities None
Main Level Garage YN N
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $5,180
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Saluda, NC
Average List Price $819,661
Percent of Sale Price 9%
About Saluda, NC 737 Population
5% Since 2002
$ 50,440 Median Income
56.09 Median Age
15% Households with Children
Trends Information provided by ATTOM Data Solutions.
2172622 Elementary School
2172271 Middle School
Polk High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/23/2026 | $750,000 | -1.32% | Price Down |
| 8/20/2026 | $760,000 | | Listed Price |