1903 Miners Creek Drive
Lincolnton, NC, 28092 $ 964,900
Bedrooms4 Baths4.1 Sq 5,416 Monthly Estimate*
$ 6,664
for $964,900 with 4 bedrooms and 4 full baths, 1 half bath. This 5,416 square foot home was built in 2008 on a lot size of 2.02.
Welcome home to this stunning 4-bedroom, 4.5-bath custom-built home offering over 5,400 sq ft of thoughtfully designed living space in Lincolnton! This exceptional property blends comfort, functionality, and resort-style outdoor living on a beautifully landscaped lot. The main level welcomes you with a chef's kitchen featuring stainless steel appliances (most replaced within the last 5 years), a large center island, walk-in pantry, and a separate coffee bar — perfect for entertaining. The formal dining room is currently used as a home office with built-in storage, and could easily be converted back into a dining room to suit your needs. The main-level primary suite is a true retreat with a spa-like bath boasting dual vanities, a separate water closet, dual shower heads, a large garden tub, and walk-in closet with custom shelving. A cozy living room featuring a stone, gas log fireplace and large windows spanning nearly the entire wall fills the space with natural light. A spacious laundry room with sink and plenty of storage, and a convenient drop zone at the garage entry complete the main level. Upstairs you'll find a large bonus room, two additional bedrooms sharing a Jack-and-Jill bath (one with a queen Murphy bed for flexible guest/office use), a third bedroom with its own full bath access, and a charming reading nook ideal as a play area or small office. Downstairs, the finished walkout basement delivers the ultimate entertaining space — a spacious rec room, full wet bar, and an electric hookup ready to support a second kitchen. With its own separate entrance, this level offers outstanding potential as an in-law or multigenerational suite. There are two additional rooms (each with a closet), a full bathroom, and a heated/cooled unfinished flex space, currently used as a gym, with storage area attached. Step outside to your own private oasis: a screened porch off the kitchen, a large second-level open deck, and stairs leading down to an expansive paver patio complete with a fireplace, pizza oven, hot tub, and built-in fire pit. A lighted, landscaped pathway connects the patio to the driveway, and the 2-car garage offers built-in storage and its own separate entrance. Recent updates include a new roof (Sept 2024), new water heater (Aug 2026), upstairs HVAC (2025), and septic system pumped in 2025, offering peace of mind for years to come. Sellers are offering a $5,000 concession with an acceptable offer! This one-of-a-kind property offers space, versatility, and incredible outdoor living — schedule your private showing today!
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FeaturesGeneralLiving Area 5416
Sewer Septic Installed
Heating Heat Pump
Cooling Ceiling Fan(s) Central Air
Appliances Dishwasher Electric Oven Electric Water Heater Exhaust Hood Gas Cooktop Microwave Wall Oven
HOA Fee 550
Garage Spaces 2
Patio/Porch Features Covered Deck Patio Screened
Security Features Radon Mitigation System
Construction Materials Fiber Cement Stone Veneer
Exclusions Wall mounted flag decor above fireplace and above downstair bar along with wall mounted dartboard
Year Built 2008
Levels Two
Property Subtype Single Family Residence
Parcel Number 3664595694
Assoc Fee Paid Per Annually
County Lincoln
New Construction N
Property Type Residential
HOA Y
Subdivision Name Miners Creek
Garage Y/N Y
Full Baths 4
High School North Lincoln
City Lincolnton
Association Name Miners Creek Home Owners Association
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Pumpkin Center
Middle/Junior High School North Lincoln
Additional Parcels Y/N N
Standard Status Active Under Contract
Construction Type Site Built
Restrictions Architectural Review
Tax Assessed Value 746442
Listing Terms Cash Conventional FHA VA Loan
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InteriorInterior Amenities Attic Stairs Pulldown Drop Zone Kitchen Island Walk-In Closet(s) Walk-In Pantry
Basement Exterior Entry Interior Entry Partially Finished Storage Space Walk-Out Access
Fireplace Features Gas Log Living Room Propane
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 3804
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 4
Below Grade Finished Area 1612
Total Baths 5
SqFt Main 2045
SqFt Lower 0
SqFt Upper 1759
Bedroom 1
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ExteriorExterior Amenities Fire Pit Hot Tub
Parking Features Driveway Attached Garage Garage Door Opener Garage Faces Side
Lot Features Cul-De-Sac
Water Source County Water
Lot Size Area 2.02
Foundation Details Basement
Road Surface Type Concrete Paved
Road Responsibility Private Maintained Road
Main Level Garage YN Y
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* Excluded FeaturesList ByBerkshire Hathaway Homeservices Landmark PropBroker
Affordability Calculator
- Monthly Principal & Interest
- $6,664
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Lincolnton, NC
Average List Price $415,864
Percent of Sale Price 57%
About Lincolnton, NC 11,074 Population
10% Since 2002
$ 37,024 Median Income
40.4 Median Age
27% Households with Children
Trends Information provided by ATTOM Data Solutions.
293911 Elementary School
293364 Middle School
North Lincoln High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/10/2026 | $964,900 | -1.53% | Price Down |
| 8/21/2026 | $979,900 | | Listed Price |