185 Payne Street
Mount Holly, NC, 28120 $ 362,500
Bedrooms3 Baths2.0 Sq 1,949 Monthly Estimate*
$ 2,504
for $362,500 with 3 bedrooms and 2 full baths. This 1,949 square foot home was built in 1999 on a lot size of 2.24.
Welcome to 185 Payne Street in Mount Holly! Situated on 2.24 acres and less than five minutes from Downtown Mount Holly, this 3-bedroom, 2-bath home offers just under 2,000 square feet, a split-bedroom floor plan, and plenty of room to spread out. You’re in the city, but once you pull in, it feels like your own private retreat. The outdoor space is what truly makes this property special, featuring a carport, additional parking, greenhouse, raised garden beds, chicken coop and run, tractor shed, covered outdoor deck area, and plenty of room to simply enjoy being outside. There’s even a wired outdoor building, giving you a ready-made spot to power up your projects, hobbies, or workshop. Whether you’ve been looking for room to garden, entertain, create, or simply enjoy a little more privacy, there’s a lot to love here. Best of all, you don’t have to give up convenience to get it. Downtown Mount Holly is right around the corner, with easy access to Charlotte, the U.S. National Whitewater Center, and Stanley. Space, privacy, and convenience all wrapped into one unique Mount Holly property!
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FeaturesGeneralLiving Area 1949
Sewer Septic Installed
Heating Central
Cooling Ceiling Fan(s) Central Air
Appliances Dishwasher Electric Oven Microwave Refrigerator Washer/Dryer
Zoning DW
Patio/Porch Features Deck Front Porch
Construction Materials Brick Partial Vinyl
Year Built 1999
Levels One
Property Subtype Single Family Residence
Parcel Number 124612
County Gaston
New Construction N
Property Type Residential
HOA N
Subdivision Name None
Garage Y/N N
Other Structures Greenhouse Outbuilding Other - See Remarks
Full Baths 2
High School Stuart W Cramer
City Mount Holly
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N Y
Elementary School Ida Rankin
Middle/Junior High School Mount Holly
Additional Parcels Y/N N
Standard Status Active
Construction Type Manufactured
Tax Assessed Value 219770
Listing Terms Cash Conventional
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ExteriorParking Features Detached Carport Driveway
Water Source City
Lot Size Area 2.24
Foundation Details Crawl Space
Road Surface Type Gravel Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN N
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InteriorBasement (Y/N) N
Fireplace Y/N Y
Above Grade Finished Area 1949
Half Baths 0
Laundry Features Inside Main Level
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 2
SqFt Main 1949
SqFt Lower 0
SqFt Upper 0
Bedroom 3
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $2,504
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Mount Holly, NC
Average List Price $479,888
Percent of Sale Price 32%
About Mount Holly, NC 15,532 Population
38% Since 2002
$ 46,335 Median Income
38.86 Median Age
27% Households with Children
Trends Information provided by ATTOM Data Solutions.
2007142 Elementary School
752188 Middle School
Stuart W Cramer High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/29/2026 | $362,500 | -3.33% | Price Down |
| 8/28/2026 | $375,000 | | Listed Price |