185 Payne Street Mount Holly, NC $ 362,500
185 Payne Street
$ 362,500
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185 Payne Street

Mount Holly, NC, 28120
$ 362,500
Bedrooms3 Baths2.0 Sq 1,949

Monthly Estimate*

$ 2,504

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Single Family Home for sale in Mount Holly, NC

for $362,500 with 3 bedrooms and 2 full baths. This 1,949 square foot home was built in 1999 on a lot size of 2.24.

Welcome to 185 Payne Street in Mount Holly! Situated on 2.24 acres and less than five minutes from Downtown Mount Holly, this 3-bedroom, 2-bath home offers just under 2,000 square feet, a split-bedroom floor plan, and plenty of room to spread out. You’re in the city, but once you pull in, it feels like your own private retreat. The outdoor space is what truly makes this property special, featuring a carport, additional parking, greenhouse, raised garden beds, chicken coop and run, tractor shed, covered outdoor deck area, and plenty of room to simply enjoy being outside. There’s even a wired outdoor building, giving you a ready-made spot to power up your projects, hobbies, or workshop. Whether you’ve been looking for room to garden, entertain, create, or simply enjoy a little more privacy, there’s a lot to love here. Best of all, you don’t have to give up convenience to get it. Downtown Mount Holly is right around the corner, with easy access to Charlotte, the U.S. National Whitewater Center, and Stanley. Space, privacy, and convenience all wrapped into one unique Mount Holly property!

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Single Family Active

Price

$ 362,500

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

2.24

Year Built

1999

Town/City

Mount Holly

County/Region

Gaston

MLS | Web ID

4418769

Features
General
Living Area 1949
Sewer Septic Installed
Heating Central
Cooling Ceiling Fan(s) Central Air
Appliances Dishwasher Electric Oven Microwave Refrigerator Washer/Dryer
Zoning DW
Patio/Porch Features Deck Front Porch
Construction Materials Brick Partial Vinyl
Year Built 1999
Levels One
Property Subtype Single Family Residence
Parcel Number 124612
County Gaston
New Construction N
Property Type Residential
HOA N
Subdivision Name None
Garage Y/N N
Other Structures Greenhouse Outbuilding Other - See Remarks
Full Baths 2
High School Stuart W Cramer
City Mount Holly
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N Y
Elementary School Ida Rankin
Middle/Junior High School Mount Holly
Additional Parcels Y/N N
Standard Status Active
Construction Type Manufactured
Tax Assessed Value 219770
Listing Terms Cash Conventional
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Exterior
Parking Features Detached Carport Driveway
Water Source City
Lot Size Area 2.24
Foundation Details Crawl Space
Road Surface Type Gravel Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN N
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Interior
Basement (Y/N) N
Fireplace Y/N Y
Above Grade Finished Area 1949
Half Baths 0
Laundry Features Inside Main Level
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 2
SqFt Main 1949
SqFt Lower 0
SqFt Upper 0
Bedroom 3
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Internal Only
Street Number 1 185
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* Excluded Features
List By
L&E Properties

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$2,504
Per Month
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Monthly Principal & Interest
$2,504
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2007142 Elementary School
752188 Middle School
Stuart W Cramer High School High School
Pricing History
DatePricePrice ChangeDescription
9/29/2026$362,500 -3.33% Price Down
8/28/2026$375,000 Listed Price

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185 Payne Street, Mount Holly, NC, 28120 is a Single Family Home for sale at $362,500 with 1,949 sqft and a lot size of 2.24. 185 Payne Street has 3 bedrooms, 2.0 baths, and was built in 1999. The property's zip code is 28120 which is in Mount Holly, NC