113 Cross Current Lane
Belmont, NC, 28012 $ 1,075,000
Bedrooms5 Baths4.1 Sq 4,318 Monthly Estimate*
$ 7,425
for $1,075,000 with 5 bedrooms and 4 full baths, 1 half bath. This 4,318 square foot home was built in 2020 on a lot size of 0.57.
113 Cross Current offers a rare opportunity to enjoy elevated living in the highly desirable McLean–South Shore waterfront community, where residents have access to the lake, a private kayak launch, and resort-inspired amenities that create a relaxed yet refined lifestyle. Ideally located near Charlotte, Charlotte Douglas International Airport, Belmont, and the beautiful Daniel Stowe Conservancy, the community provides an exceptional balance of peaceful surroundings and everyday convenience, with marinas and endless opportunities for waterfront recreation just minutes away. Beautifully maintained and thoughtfully designed, the home features a sophisticated yet highly functional layout. The expansive primary suite serves as a private retreat, complete with a luxurious, spa-inspired ensuite bathroom created for comfort and relaxation. Each additional bedroom features its own walk-in closet and direct bathroom access, providing exceptional privacy and convenience for both residents and guests. Generous living spaces and flexible-use areas offer plenty of versatility for entertaining, working from home, or simply unwinding. The spacious third-floor bedroom adds another level of flexibility and is large enough to function as much more than a traditional bedroom. For households with an au pair or live-in nanny, it could create a comfortable private living space with room to relax and unwind during non-working hours. It could also serve as a peaceful guest retreat with ample room for both sleeping and sitting areas. Prefer an entertainment space? Its generous size also makes it an excellent candidate for a dedicated home theater or movie room. Virtually staged images are included to help showcase some of these possibilities. At the heart of the home, the chef’s kitchen makes an impressive statement with an expansive island, butler’s pantry, and seamless connection to the surrounding living and gathering spaces. The open-concept design is anchored by a striking stone fireplace, while a built-in drop zone adds both character and everyday functionality. Thoughtful design continues throughout with abundant, easily accessible storage and an impressive three-car garage, complemented by an oversized driveway that provides plenty of additional parking. Outdoors, the covered porch with ceiling fan overlooks a private, level backyard framed by mature trees. A cozy fire pit provides an inviting setting for quiet evenings, gatherings with friends, or relaxing under the stars. For buyers seeking additional lawn or play space, there may also be an opportunity to extend the grassy area farther toward the property line, subject to HOA approval and any other applicable requirements. Blending timeless finishes, thoughtful craftsmanship, generous living spaces, and an exceptional waterfront community lifestyle, 113 Cross Current is a home that truly stands apart.
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FeaturesGeneralLiving Area 4318
Sewer Public Sewer
Heating Central Forced Air Natural Gas
Cooling Ceiling Fan(s) Central Air Dual
Roof Architectural Shingle
Appliances Convection Oven Dishwasher Disposal Exhaust Hood Filtration System Gas Cooktop Ice Maker Microwave Plumbed For Ice Maker Refrigerator with Ice Maker Self Cleaning Oven Tankless Water Heater Wall Oven
HOA Fee 1550
Garage Spaces 3
Patio/Porch Features Covered Front Porch Rear Porch
Construction Materials Brick Partial Fiber Cement
Exclusions Washer and dryer in the laundry room. Fans in garages all exercise equipment and storage 3 mirrors in primary bedroom mirror in entryway mirror on stairs.
Year Built 2020
Levels Two and a Half
Property Subtype Single Family Residence
Parcel Number 300066
Waterfront Features Paddlesport Launch Site - Community
Community Features Clubhouse Dog Park Fitness Center Lake Access Outdoor Pool Playground Pond Recreation Area Street Lights Walking Trails
Assoc Fee Paid Per Annually
County Gaston
New Construction N
Property Type Residential
HOA Y
Subdivision Name Mclean - South Shore
Garage Y/N Y
Full Baths 4
High School South Point (NC)
City Belmont
Body of Water Lake Wylie
Association Name Property Matters
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School New Hope
Middle/Junior High School Cramerton
Additional Parcels Y/N N
Standard Status Active
Construction Type Site Built
Tax Assessed Value 918260
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InteriorInterior Amenities Attic Walk In Drop Zone Entrance Foyer Garden Tub Kitchen Island Open Floorplan Pantry Walk-In Closet(s) Walk-In Pantry
Flooring Carpet Hardwood Tile
Fireplace Features Gas Log Living Room
Basement (Y/N) N
Fireplace Y/N Y
Above Grade Finished Area 4318
Half Baths 1
Laundry Features Electric Dryer Hookup Inside Laundry Room Main Level
Total Bedrooms 5
Below Grade Finished Area 0
Total Baths 5
SqFt Main 2376
SqFt Lower 0
SqFt Upper 1413
Bedroom 1
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ExteriorExterior Amenities Fire Pit In-Ground Irrigation
Fencing Back Yard Electric
Parking Features Driveway Attached Garage Garage Door Opener Garage Faces Front Garage Faces Side Keypad Entry
Lot Features Level Private Wooded
Water Source City
Lot Size Area 0.57
Foundation Details Crawl Space
Road Surface Type Concrete Paved
Door Features French Doors
Road Responsibility Publicly Maintained Road
Main Level Garage YN Y
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $7,425
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Belmont, NC
Average List Price $659,942
Percent of Sale Price 39%
About Belmont, NC 13,221 Population
30% Since 2002
$ 61,037 Median Income
41.24 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
629941 Elementary School
629980 Middle School
South Point (NC) High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/1/2026 | $1,075,000 | | Listed Price |