12028 Grinstead Lane
Charlotte, NC, 28278 $ 594,500
Bedrooms5 Baths3.0 Sq 2,615 Monthly Estimate*
$ 4,106
for $594,500 with 5 bedrooms and 3 full baths. This 2,615 square foot home was built in 2024 on a lot size of 0.17.
ASSUMABLE VA LOAN AT 5.375% WITH AN APPROXIMATE $579,000 LOAN BALANCE! A rare financing opportunity accompanies this like-new 5-bedroom, 3-bath home in sought-after Parkside Crossing. Qualified buyers may have the opportunity to assume the seller's existing VA mortgage at 5.375%, offering an exceptional alternative to obtaining a new mortgage at current market rates. Ask for details regarding the VA loan assumption, qualification requirements, and current loan balance. The popular Hampton plan by Pulte Homes offers an impressive combination of space, flexibility, and modern finishes. The open main level features a spacious living area, dedicated office, and a full guest suite with bedroom and bath—ideal for guests, multi-generational living, or additional work-from-home space. The kitchen is designed for both everyday living and entertaining with granite countertops, stainless steel gas appliances, tile backsplash, undercabinet lighting, and abundant workspace. Durable LVP flooring complements the open-concept design. Upstairs, the spacious primary suite features a walk-in closet, while additional bedrooms provide plenty of room for family and guests. A large open sitting room/bonus room adds even more flexibility and could serve as a second living area, exercise room, playroom, home office, or entertainment space. Outside, enjoy a large, level backyard with plenty of room to play, entertain, or potentially add fencing. An attached 2-car garage provides additional parking and storage. Parkside Crossing offers resort-style neighborhood amenities including a pool, clubhouse, playground, and dog park, while HOA dues also include high-speed internet and TV service. Conveniently located minutes from RiverGate Shopping Center and Lake Wylie, with easy access to Charlotte Douglas International Airport and all that southwest Charlotte has to offer. The combination of a like-new 5-bedroom home, desirable community amenities, and the potential to assume approximately $579,000 of existing VA financing at just 5.375% makes this an opportunity that is difficult to replicate. VA loan assumption is subject to buyer and servicer approval; loan balance is approximate and subject to change.
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FeaturesGeneralLiving Area 2615
Sewer Public Sewer
Heating Forced Air Natural Gas
Cooling Central Air Zoned
Roof Architectural Shingle
Appliances Dishwasher Disposal Electric Water Heater Exhaust Hood Gas Range Microwave Refrigerator with Ice Maker
HOA Fee 300
Garage Spaces 2
Patio/Porch Features Patio
Architectural Style Traditional
Security Features Carbon Monoxide Detector(s) Smoke Detector(s)
Construction Materials Fiber Cement
Year Built 2024
Levels Two
Property Subtype Single Family Residence
Parcel Number 199-072-65
Community Features Clubhouse Dog Park Outdoor Pool Playground
Assoc Fee Paid Per Quarterly
County Mecklenburg
New Construction N
Property Type Residential
HOA Y
Subdivision Name Parkside Crossing
Garage Y/N Y
Full Baths 3
High School Palisades
City Charlotte
Association Name Cusick Community Management
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Winget Park
Middle/Junior High School Southwest
Additional Parcels Y/N N
Builder Name Pulte
Standard Status Active
Construction Type Site Built
Tax Assessed Value 361800
Listing Terms Assumable Cash Conventional FHA VA Loan
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InteriorInterior Amenities Attic Stairs Pulldown Cable Prewire Entrance Foyer Kitchen Island Open Floorplan Pantry Walk-In Closet(s) Walk-In Pantry
Flooring Carpet Tile Vinyl
Basement (Y/N) N
Fireplace Y/N N
Above Grade Finished Area 2615
Half Baths 0
Laundry Features Electric Dryer Hookup Laundry Room Upper Level Washer Hookup
Total Bedrooms 5
Below Grade Finished Area 0
Total Baths 3
SqFt Main 1135
SqFt Lower 0
SqFt Garage 397
SqFt Upper 1480
Bedroom 1
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ExteriorParking Features Driveway Attached Garage Garage Door Opener Garage Faces Front
Lot Features Level
Water Source City
Lot Size Area 0.17
Foundation Details Slab
Lot Dimensions 52x140x52x140
Road Surface Type Concrete Paved
Builder Model Hampton
Road Responsibility Publicly Maintained Road
Main Level Garage YN Y
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* Excluded FeaturesList ByDickens Mitchener & Associates IncBroker
Affordability Calculator
- Monthly Principal & Interest
- $4,106
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Charlotte, NC
Average List Price $752,065
Percent of Sale Price 27%
About Charlotte, NC 853,875 Population
49% Since 2002
$ 58,239 Median Income
36.13 Median Age
30% Households with Children
Trends Information provided by ATTOM Data Solutions.
3732399 Elementary School
3714872 Middle School
Palisades High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/8/2026 | $594,500 | -0.92% | Price Down |
| 9/3/2026 | $600,000 | | Listed Price |