5049 Titanic Road
Rock Hill, SC, 29732 $ 1,599,000
Bedrooms4 Baths4.0 Sq 3,021 Monthly Estimate*
$ 11,044
for $1,599,000 with 4 bedrooms and 4 full baths. This 3,021 square foot home was built in 2023 on a lot size of 7.91.
A rare opportunity to own ~8 acres of private waterfront with potential to build an ADU. Tucked away from neighboring homes, this extraordinary property offers the kind of space and natural beauty that is increasingly difficult to find. Woods and waterfront create a peaceful retreat where you can spread out, and enjoy your surroundings. Built by award-winning custom home builder McSpadden Homes, the newer, modern-style residence was thoughtfully designed with an open floor plan that makes everyday living and entertaining feel effortless. Large sliding doors invite the beauty of the outdoors in, while the spacious screened porch provides the perfect setting for morning coffee or gathering with friends while overlooking your private slice of waterfront. Outside, the property gently extends toward a quiet, peaceful cove with a floating dock, offering an easy place to enjoy the water via boat or kayak. A fenced portion of the backyard provides a defined space for pets, play, or gardening, while the expansive acreage offers room to dream—with plenty of land for an additional detached accessory structure such as a garage, workshop or additional living space. Inside, you'll find the practical details that make a home truly comfortable, including an oversized utility/laundry room, newer systems and mechanicals, and a tankless water heater. The property also features 30-year roof shingles and benefits from an agricultural tax discount (5+ wooded acres), providing money savings to the next owner. This is a rare chance to own acreage of private waterfront, surrounded by nature and tucked away from it all, yet with a beautiful modern home already in place. A property like this doesn't come along often. Come experience the possibilities for yourself! Convenient Commute & Location: Located off Mount Gallant Road in northern Rock Hill, offering quick access to I-77, Fort Mill, and Charlotte. Minutes from local dining and shopping. Note: The property is not subdividable. There is 751 additional square feet of unfinished area in basement.
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FeaturesGeneralLiving Area 3021
Sewer Septic Installed
Heating Central
Cooling Central Air
Roof Architectural Shingle
Appliances Dishwasher Gas Cooktop Gas Range Gas Water Heater Microwave Tankless Water Heater
Garage Spaces 2
Patio/Porch Features Deck Rear Porch Screened
Construction Materials Stone Vinyl
Year Built 2023
View Water Year Round
Levels One
Property Subtype Single Family Residence
Parcel Number 5480000153
Waterfront Features Dock
County York
New Construction N
Property Type Residential
HOA N
Subdivision Name None
Garage Y/N Y
Full Baths 4
High School Northwestern
City Rock Hill
Body of Water Lake Wylie
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Mount Gallant
Middle/Junior High School Dutchman Creek
Additional Parcels Y/N N
Standard Status Active
Construction Type Site Built
Tax Assessed Value 774560
Listing Terms Cash Conventional VA Loan
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InteriorInterior Amenities Drop Zone Entrance Foyer Kitchen Island Open Floorplan Storage Walk-In Closet(s) Walk-In Pantry
Basement Finished Storage Space Walk-Out Access
Flooring Vinyl
Fireplace Features Gas
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1988
Half Baths 0
Laundry Features Utility Room Main Level Sink
Total Bedrooms 4
Below Grade Finished Area 1033
Total Baths 4
SqFt Main 1988
SqFt Lower 0
SqFt Upper 0
Bedroom 2
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ExteriorFencing Back Yard
Parking Features Attached Garage
Lot Features Waterfront Wooded
Water Source Well
Lot Size Area 7.91
Foundation Details Basement
Road Surface Type Concrete Gravel
Road Responsibility Private Maintained Road
Main Level Garage YN Y
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* Excluded FeaturesList ByHoward Hanna Allen Tate Lake WylieBroker
Affordability Calculator
- Monthly Principal & Interest
- $11,044
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Rock Hill, SC
Average List Price $459,391
Percent of Sale Price 71%
About Rock Hill, SC 71,576 Population
33% Since 2002
$ 43,177 Median Income
35.17 Median Age
29% Households with Children
Trends Information provided by ATTOM Data Solutions.
293870 Elementary School
294101 Middle School
Northwestern High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/23/2026 | $1,599,000 | -3.09% | Price Down |
| 9/3/2026 | $1,650,000 | | Listed Price |