1237 South Cove Road Mill Spring, NC $ 995,000
1237 South Cove Road
$ 995,000
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1237 South Cove Road

Mill Spring, NC, 28756
$ 995,000
Bedrooms4 Baths3.1 Sq 2,411

Monthly Estimate*

$ 6,872

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Single Family Home for sale in Mill Spring, NC

for $995,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,411 square foot home was built in 2006 on a lot size of 1.97.

The Perfect Full-Time Home or Relaxing Lake Getaway! Experience amazing lake and mountain views from this stunning Lake Adger waterfront home, ideally situated on the main channel with a rare and beautiful setting. Nestled on nearly 2 acres, this 4-bedroom, 3½-bath home offers excellent views, plenty of space, privacy, and an inviting open-concept design. The main level features a spacious great room with soaring vaulted ceilings, a beautiful stone fireplace, and an open flow into the dining area and well-appointed kitchen—perfect for entertaining or enjoying peaceful evenings at home. The primary suite is also conveniently located on the main level and offers a luxurious retreat with its own spacious bath with a walk-in shower, and relaxing garden tub. Downstairs, you'll find an expansive family room that could easily serve as a game room, complete with a wet bar—an ideal space for gatherings, movie nights, or lakeside entertaining. Three generously sized bedrooms provide plenty of room for family and guests, including a second primary suite with its own en-suite bath. An additional full bath completes the lower level. Both levels have expansive covered outdoor living areas-Hot tub included- offering outdoor living at its best. With nearly 2 acres on the lake, mountain and water views, multiple living spaces, and room for everyone, this exceptional Lake Adger property offers the perfect blend of comfort, recreation, and tranquility. Whether you're looking for a full-time residence or a peaceful weekend retreat, this lakefront home is ready to be enjoyed. Lake Adger is a private community centered around a pristine 438-acre lake with approx. 14 miles of shoreline. Residents enjoy boating, fishing, kayaking, and an extensive network of scenic walking and equestrian trails that wind through rolling hills, mountain vistas, tranquil streams, and preserved natural beauty.

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Single Family Active

Price

$ 995,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Arts and Crafts

Lot Size

1.97

Year Built

2006

Town/City

Mill Spring

County/Region

Polk

MLS | Web ID

4421708

Features
General
Living Area 2411
Sewer Septic Installed
Heating Central Electric
Cooling Ceiling Fan(s) Central Air Electric
Utilities Underground Utilities
Roof Architectural Shingle
Appliances Dishwasher Dryer Gas Cooktop Microwave Oven Refrigerator with Ice Maker Washer Washer/Dryer
HOA Fee 1300
Patio/Porch Features Balcony Covered Deck Front Porch
Architectural Style Arts and Crafts
Construction Materials Fiber Cement
Year Built 2006
View Long Range Mountain(s) Water Year Round
Levels One
Property Subtype Single Family Residence
Parcel Number P55-211
Waterfront Features Boat Ramp – Community Dock
Community Features Lake Access Picnic Area Recreation Area Walking Trails
Assoc Fee Paid Per Annually
County Polk
New Construction N
Property Type Residential
HOA Y
Subdivision Name Lake Adger
Garage Y/N N
Full Baths 3
Directions From I-26 East on Highway 108 Left on Highway 9. Travel approx 2.3 miles to just past Lake Adger Sales Center. Left on Garrett Rd Right on Green Hills into Lake Adger. Left on South Cove Rd-continue
High School Unspecified
City Mill Spring
Body of Water Lake Adger
Association Name Tessier Associates
Senior Community Y/N N
Lot Size Units Acres
Carport Spaces 2
Carport Y/N Y
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N N
Standard Status Active
Construction Type Site Built
Restrictions Architectural Review Building Manufactured Home Not Allowed Modular Not Allowed
Tax Assessed Value 839424
Listing Terms Cash Conventional VA Loan
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Interior
Interior Amenities Breakfast Bar Garden Tub Open Floorplan Pantry Split Bedroom Storage Walk-In Closet(s) Wet Bar
Basement Exterior Entry Finished Walk-Out Access Walk-Up Access
Flooring Concrete Wood
Fireplace Features Family Room Gas Great Room
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1265
Half Baths 1
Laundry Features Inside Laundry Room Main Level
Total Bedrooms 4
Below Grade Finished Area 1146
Total Baths 4
SqFt Main 1265
SqFt Lower 0
SqFt Upper 0
Bedroom 1
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Exterior
Exterior Amenities Above Ground Hot Tub / Spa Dock - Floating
Parking Features Attached Carport Driveway Shared Driveway
Lot Features Waterfront
Water Source Shared Well
Lot Size Area 1.97
Foundation Details Basement
Road Surface Type Asphalt Paved
Door Features French Doors
Other Equipment Fuel Tank - Leased
Road Responsibility Private Maintained Road Road Maintenance Agreement
Main Level Garage YN N
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Internal Only
Street Number 1 1237
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* Excluded Features
List By
Tryon Foothills Realty

Broker

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$6,872
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Monthly Principal & Interest
$6,872
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1081546 Elementary School
1081540 Middle School
Unspecified High School High School
Pricing History
DatePricePrice ChangeDescription
9/10/2026$995,000 Listed Price

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1237 South Cove Road, Mill Spring, NC, 28756 is a Single Family Home for sale at $995,000 with 2,411 sqft and a lot size of 1.97. 1237 South Cove Road has 4 bedrooms, 3.1 baths, and was built in 2006. The property's zip code is 28756 which is in Mill Spring, NC