643 Mill Ridge Drive
Mills River, NC, 28759 $ 1,450,000
Bedrooms4 Baths4.1 Sq 4,530 Monthly Estimate*
$ 10,015
for $1,450,000 with 4 bedrooms and 4 full baths, 1 half bath. This 4,530 square foot home was built in 2000 on a lot size of 2.9.
Set on 2.9 wooded acres, this spacious 4-bedroom, 4.5-bath home offers an impressive combination of privacy, architectural character, flexible living space, and exceptional outdoor surroundings. From the front patio, enjoy mountain views before stepping inside to generously sized rooms filled with natural light, hardwood floors, and soaring ceilings. The primary suite, office, and family room all feature vaulted ceilings, adding to the home's open and airy feel, while multiple living areas provide plenty of room for entertaining, working from home, or simply spreading out. The kitchen offers abundant cabinetry, a large center island, and plenty of workspace, while the expansive main-level primary suite includes a spacious bath with dual vanities, soaking tub, huge separate shower with his/hers closets. Upstairs, three additional bedrooms and two full bathrooms provide plenty of space for family and guests. The lower level adds even more usable space, offering flexibility for recreation, hobbies, a home gym, or additional living areas. With its substantial footprint and timeless architectural details, the home is ready for its next owner to bring their own style and personal touches. Outside is where this property truly distinguishes itself. Extensive landscaping, stone retaining walls, fire pit, winding pathways, an artificial waterfall, and a gathering/dining area create a private setting that feels tucked into the mountains. Multiple outdoor gathering spaces provide opportunities to entertain, relax, and enjoy the wooded surroundings. Parking is equally impressive, with two driveways, a two-car garage on the main level, an additional one-car garage on the lower level, and plenty of additional parking for guests. With 2.9 acres, mountain views, abundant living space, distinctive outdoor features, and room to make it your own, this property offers a rare opportunity to create an exceptional Western North Carolina retreat.
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FeaturesGeneralLiving Area 4530
Sewer Septic Installed
Heating Ductless Heat Pump Propane
Cooling Central Air Ductless
Roof Architectural Shingle
Appliances Dishwasher Dryer Gas Cooktop Gas Water Heater Refrigerator Tankless Water Heater Wall Oven Washer
HOA Fee 600
Garage Spaces 3
Patio/Porch Features Front Porch Patio Rear Porch
Architectural Style Contemporary
Construction Materials Hard Stucco Stone Veneer
Year Built 2000
View Mountain(s)
Levels Two
Property Subtype Single Family Residence
Parcel Number 9961899
Community Features Gated
Assoc Fee Paid Per Annually
County Henderson
New Construction N
Property Type Residential
HOA Y
Subdivision Name Mill Ridge
Garage Y/N Y
Other Structures Gazebo
Full Baths 4
High School West Henderson
City Mills River
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N Y
Elementary School Glen Marlow
Middle/Junior High School Rugby
Additional Parcels Y/N N
Standard Status Active
Construction Type Site Built
Tax Assessed Value 917300
Listing Terms Cash Conventional
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InteriorInterior Amenities Breakfast Bar Built-in Features Kitchen Island Open Floorplan Split Bedroom Walk-In Closet(s)
Basement Bath/Stubbed Exterior Entry Interior Entry Partially Finished Walk-Out Access
Flooring Tile Wood
Fireplace Features Gas Log Living Room Propane
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 3216
Half Baths 1
Laundry Features Laundry Room Main Level
Total Bedrooms 4
Below Grade Finished Area 1314
Total Baths 5
SqFt Main 2161
SqFt Lower 0
SqFt Upper 1055
Bedroom 1
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ExteriorExterior Amenities Fire Pit
Parking Features Attached Carport Attached Garage Garage Faces Side
Lot Features Private Views Waterfall - Artificial
Water Source Well
Lot Size Area 2.9
Foundation Details Basement
Road Surface Type Asphalt Paved
Door Features French Doors Sliding Doors
Other Equipment Fuel Tank - Owned
Road Responsibility Private Maintained Road
Main Level Garage YN Y
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $10,015
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Mills River, NC
Average List Price $1,019,410
Percent of Sale Price 30%
About Mills River, NC 6,990 Population
27% Since 2002
$ 60,749 Median Income
48.33 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
2172253 Elementary School
2172279 Middle School
West Henderson High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/11/2026 | $1,450,000 | | Listed Price |