3482 Polk County Line Road
Rutherfordton, NC, 28139 $ 424,900
Bedrooms3 Baths3.0 Sq 2,252 Monthly Estimate*
$ 2,935
for $424,900 with 3 bedrooms and 3 full baths. This 2,252 square foot home was built in 2001 on a lot size of 5.
Tucked away on 5 private wooded acres in Rutherfordton, this unique property has been lovingly maintained by its original and only owner and offers the perfect blend of peaceful country living and income potential. Surrounded by mature trees, creeks, and lush greenery, the home feels like a true retreat while still being just minutes from the Tryon Equestrian Center. Both the home and gazebos received brand new roofs in 2025, offering added peace of mind for years to come. The main level welcomes you with a dramatic vaulted great room featuring a cozy fireplace, laminate wood floors, and a striking spiral staircase leading to a bedroom + bathroom loft area. The kitchen offers abundant cabinet space and generous countertop area, ready for your personal touch. Multiple living and dining spaces throughout the home provide flexibility for everyday living and entertaining alike. Large windows throughout frame the surrounding trees, filling the home with natural light. What truly sets this property apart is the fully finished basement level complete with its own living area, dining space, bedroom, full bathroom, and kitchen. Combined with a private entrance, this space is ideal as an in-law suite or income-producing apartment, offering excellent flexibility for multi-generational living or additional revenue. Step outside and discover the true magic of this property. Two charming gazebos offer peaceful spots to relax and take in the scenery, while tranquil Koi ponds add serene water features to the landscape. A screened porch off the main living area extends your living space outdoors, perfect for morning coffee or evening relaxation surrounded by nature. Additional sheds on the property provide space for equipment, hobbies, or extra storage. With a 1-car garage, extensive private grounds, and an unbeatable location near the Tryon Equestrian Center and historic Fox Haven Plantation, this Rutherfordton property is a rare opportunity for buyers seeking privacy, flexibility, and income potential all in one package.
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FeaturesGeneralLiving Area 2252
Sewer Septic Installed
Heating Heat Pump
Cooling Central Air
Roof Architectural Shingle
Appliances Dishwasher Electric Oven Electric Range Gas Range Microwave Refrigerator Washer/Dryer
Garage Spaces 1
Patio/Porch Features Front Porch Rear Porch Screened
Architectural Style Traditional
Construction Materials Vinyl
Year Built 2001
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number 0589-84-1530
County Rutherford
New Construction N
Property Type Residential
HOA N
Subdivision Name None
Garage Y/N Y
Other Structures Gazebo Shed(s)
Full Baths 3
High School R-S Central
City Rutherfordton
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Rutherfordton
Middle/Junior High School R-S Middle
Additional Parcels Y/N N
Standard Status Active
Construction Type Site Built
Tax Assessed Value 326800
Listing Terms Cash Conventional
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InteriorInterior Amenities Entrance Foyer Walk-In Closet(s)
Basement Apartment Basement Garage Door Daylight Exterior Entry Finished Interior Entry Walk-Out Access
Flooring Laminate Tile
Fireplace Features Gas Log Living Room
Basement (Y/N) Y
Window Features Insulated Window(s)
Fireplace Y/N Y
Above Grade Finished Area 1552
Half Baths 0
Laundry Features In Basement
Total Bedrooms 3
Below Grade Finished Area 700
Total Baths 3
SqFt Main 1135
SqFt Lower 0
SqFt Garage 329
SqFt Upper 417
Bedroom 1
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ExteriorExterior Amenities Storage
Parking Features Circular Driveway Driveway Attached Garage Garage Faces Side
Lot Features Orchard(s) Green Area Paved Private Wooded
Water Source Well
Lot Size Area 5
Foundation Details Basement
Road Surface Type Asphalt Paved
Door Features French Doors
Other Equipment Fuel Tank - Owned
Road Responsibility Publicly Maintained Road
Main Level Garage YN N
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* Excluded FeaturesList ByMackey Realty Llc - AvlBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,935
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Rutherfordton, NC
Average List Price $498,642
Percent of Sale Price 17%
About Rutherfordton, NC 4,271 Population
0% Since 2002
$ 41,079 Median Income
43.54 Median Age
18% Households with Children
Trends Information provided by ATTOM Data Solutions.
4109174 Elementary School
4121636 Middle School
R-S Central High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/12/2026 | $424,900 | -5.56% | Price Down |
| 9/16/2026 | $449,900 | | Listed Price |