196 Fern Loop Lake Lure, NC $ 679,900
196 Fern Loop
$ 679,900
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196 Fern Loop

Lake Lure, NC, 28746
$ 679,900
Bedrooms3 Baths3.0 Sq 2,430

Monthly Estimate*

$ 4,696

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Single Family Home for sale in Lake Lure, NC

for $679,900 with 3 bedrooms and 3 full baths. This 2,430 square foot home was built in 1974 on a lot size of 0.84.

Welcome to a turnkey (fully furnished) mountain retreat vacation home with a proven track record — this beautifully renovated A-frame sits inside the gates of the Rumbling Bald on Lake Lure, backing directly to the 12th green of the Bald Mountain Golf Course with sweeping golf and mountain views. It has been meticulously maintained. Spanning three finished levels, the home offers 3 bedrooms plus a versatile extra room, and 3 full bathrooms. The main level features an open eat-in kitchen, a spacious living room anchored by a stone fireplace, and a comfortable primary bedroom as well as a second bedroom and full bath. Upstairs, a large loft-style extra room offers flexible space for extra sleeping, a media room, or a private retreat, overlooking the great room below. The finished basement level expands the living space further with a generous recreation room, a second stone fireplace, an additional bedroom, full bath, and utility room — ideal for game nights or overflow guests. Outside, enjoy a wrap-around deck and covered patio overlooking the golf course, a fire pit for evening gatherings, and parking for up to five vehicles. As a resident inside the Rumbling Bald gates, you'll have access to the community's indoor and outdoor pools, hot tub, and resort amenities, all just a short walk from Lake Lure's beach and minutes from Chimney Rock State Park. This property has operated as an established, highly successful vacation rental since 2020, holding a 10/10 exceptional guest rating across 164+ verified reviews — placing it in the top 1% of rentals of the area (per VRBO). Whether you're seeking a proven income-producing investment or your own private mountain escape, this home delivers both lifestyle and performance in one of Lake Lure's most sought-after gated communities. Call Listing Agent for VRBO Listing and availability. See 3 D Tour.

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Single Family Active

Price

$ 679,900

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

0.84

Year Built

1974

Town/City

Lake Lure

County/Region

Rutherford

MLS | Web ID

4425558

Features
General
Living Area 2430
Sewer Septic Installed
Heating Central
Cooling Central Air
Appliances Dishwasher Dryer Electric Oven Electric Range Microwave
Zoning R-3
HOA Fee 4967
Construction Materials Wood
Year Built 1974
Levels Two
Property Subtype Single Family Residence
Parcel Number 222555
Elevation 1000
Assoc Fee Paid Per Annually
County Rutherford
New Construction N
Property Type Residential
HOA Y
Subdivision Name Rumbling Bald on Lake Lure
Garage Y/N N
Full Baths 3
High School Lake Lure Classical Academy
City Lake Lure
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Lake Lure Classical Academy
Middle/Junior High School Lake Lure Classical Academy
Additional Parcels Y/N N
Virtual Tour https://www.zillow.com/view-3d-home/6a01c55f-bd41-4239-a3a4-628641b2c5a2?setAttribution=mls&wl=true&utm_source=dashboard https://www.zillow.com/view-3d-home/6a01c55f-bd41-4239-a3a4-628641b2c5a2?setAttribution=mls&wl=true&utm_source=dashboard
Standard Status Active
Construction Type Site Built
Restrictions Architectural Review Livestock Restriction Manufactured Home Not Allowed Short Term Rental Allowed Subdivision
Tax Assessed Value 409900
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Interior
Basement Finished Walk-Out Access
Fireplace Features Family Room Wood Burning
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1380
Half Baths 0
Laundry Features In Basement
Total Bedrooms 3
Below Grade Finished Area 1050
Total Baths 3
SqFt Main 1050
SqFt Lower 0
SqFt Upper 330
Bedroom 2
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Exterior
Parking Features Circular Driveway
Water Source Community Well
Lot Size Area 0.84
Foundation Details Basement
Road Surface Type Stone Paved
Road Responsibility Private Maintained Road
Main Level Garage YN N
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Internal Only
Street Number 1 196
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* Excluded Features
List By
Bach Real Estate Llc

Broker

Affordability Calculator

$4,696
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Monthly Principal & Interest
$4,696
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1946543 Elementary School
1946544 Middle School
Lake Lure Classical Academy High School High School
Pricing History
DatePricePrice ChangeDescription
9/16/2026$679,900 Listed Price

Map


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196 Fern Loop, Lake Lure, NC, 28746 is a Single Family Home for sale at $679,900 with 2,430 sqft and a lot size of 0.84. 196 Fern Loop has 3 bedrooms, 3.0 baths, and was built in 1974. The property's zip code is 28746 which is in Lake Lure, NC