610 Ridgeway Drive
Belmont, NC, 28012 $ 615,000
Bedrooms4 Baths2.1 Sq 2,292 Monthly Estimate*
$ 4,248
for $615,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,292 square foot home was built in 1978 on a lot size of 0.4.
SELLER INCENTIVE! Seller is willing to consider contributing up to $10,000 toward buyer closing costs or an interest-rate buydown with a full-price or otherwise acceptable offer. Any seller contribution is subject to negotiation and the overall terms of the offer. Welcome to your private oasis just minutes from downtown Belmont and Cramerton! This beautifully updated full-brick home combines modern improvements, incredible outdoor living, and a peaceful setting surrounded by nature. Extensive renovations include new windows, plumbing, drywall and insulation, updated electrical, flooring, light fixtures, new kitchen cabinets and granite countertops, renovated bathrooms, fresh interior and exterior paint, a new water heater, a recently inspected roof with replaced plumbing vent boots, and a fireplace in the living room. The backyard is made for entertaining and relaxing, featuring a swimming pool with a new liner and lighting, a wood-burning sauna, screened deck, improved landscaping, and seasonal river views. Step right from your backyard onto the RiverLink Greenway and enjoy a scenic approximately 5-minute walk to downtown Cramerton, with easy access to Goat Island, restaurants, coffee shops, parks, and recreation. Expanded parking provides plenty of room for multiple vehicles, an RV or boat, plus a 220V outlet for EV charging. NO HOA! Downtown Belmont is approximately 1.5 miles away, Charlotte Douglas International Airport is about 14 minutes away, and Uptown Charlotte is approximately 25 minutes away. Spend summer days by the pool, cooler evenings in the sauna, watch Fourth of July fireworks from your backyard, and enjoy deer, birds, mature trees, and peaceful surroundings—all while staying close to shopping, dining, schools, healthcare, and everything Belmont and Cramerton have to offer. Don’t miss your chance to own this one-of-a-kind home—schedule your private showing today!
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FeaturesGeneralLiving Area 2292
Sewer Public Sewer
Heating Heat Pump
Cooling Ceiling Fan(s) Heat Pump
Roof Composition
Appliances Dishwasher Disposal Electric Range Electric Water Heater Exhaust Hood Microwave Plumbed For Ice Maker
Patio/Porch Features Deck Screened
Architectural Style Traditional
Pool Features In Ground
Construction Materials Brick Full
Year Built 1978
Levels Split Entry (Bi-Level)
Property Subtype Single Family Residence
Parcel Number 195188
Community Features Playground Recreation Area Walking Trails
County Gaston
New Construction N
Property Type Residential
HOA N
Subdivision Name Lakewood
Garage Y/N N
Full Baths 2
High School Stuart W Cramer
City Belmont
Senior Community Y/N N
Open Parking Spaces 8
Lot Size Units Acres
Carport Y/N N
Elementary School Belmont Central
Middle/Junior High School Belmont
Additional Parcels Y/N N
Standard Status Active
Construction Type Site Built
Tax Assessed Value 409030
Listing Terms Cash Conventional FHA VA Loan
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InteriorInterior Amenities Kitchen Island Open Floorplan Pantry Walk-In Closet(s)
Basement Finished
Flooring Laminate Tile
Fireplace Features Den Electric Living Room Wood Burning
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1146
Half Baths 1
Laundry Features Laundry Room Lower Level
Total Bedrooms 4
Below Grade Finished Area 1146
Total Baths 3
SqFt Main 1146
SqFt Lower 0
SqFt Upper 0
Bedroom 2
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ExteriorExterior Amenities Sauna Storage
Fencing Fenced Wood
Parking Features Driveway Electric Vehicle Charging Station(s) Parking Space(s)
Water Source City
Lot Size Area 0.4
Foundation Details Basement
Road Surface Type Concrete Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN N
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* Excluded FeaturesList ByKeller Williams Ballantyne AreaBroker
Affordability Calculator
- Monthly Principal & Interest
- $4,248
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Belmont, NC
Average List Price $659,988
Percent of Sale Price 7%
About Belmont, NC 13,221 Population
30% Since 2002
$ 61,037 Median Income
41.24 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
737606 Elementary School
737607 Middle School
Stuart W Cramer High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/17/2026 | $615,000 | -1.60% | Price Down |
| 9/16/2026 | $625,000 | | Listed Price |