3425 Cross Winds Road Charlotte, NC $ 325,000
3425 Cross Winds Road
$ 325,000
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3425 Cross Winds Road

Charlotte, NC, 28227
$ 325,000
Bedrooms3 Baths2.0 Sq 1,260

Monthly Estimate*

$ 2,245

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Single Family Home for sale in Charlotte, NC

for $325,000 with 3 bedrooms and 2 full baths. This 1,260 square foot home was built in 1977 on a lot size of 0.28.

$10,000 BUYER INCENTIVE AVAILABLE! Step into a move-in-ready three-bedroom, two-bath home where the open floor plan keeps everyday life connected. The kitchen features tile countertops, abundant cabinetry, a breakfast bar, gas range and tile flooring, opening naturally to the dining area and vaulted great room. Exposed wood beams and custom textured walls add warmth and character, while the fireplace creates an inviting place to gather. Low-maintenance laminate flooring flows throughout the main living areas. Both bathrooms have been beautifully updated with new plumbing and lighting fixtures, including a walk-in shower with a stylish tile surround in the primary suite. Major improvements include a new HVAC system installed in 2025, a new main water line installed in 2025, a gas water heater and a roof replaced in 2016. Outside, the spacious deck offers room for grilling, entertaining or unwinding beneath the mature trees, while the remaining storage building provides space for lawn equipment, tools and seasonal items. Qualifying buyers may be eligible for a 100% financing program with no down payment and no private mortgage insurance, helping reduce both upfront costs and the monthly payment. The $10,000 buyer incentive may be applied toward allowable closing costs, an interest-rate buy-down or other approved expenses, subject to lender and program guidelines. Roof approximately 10 years old, HVAC 1.5 years old. No HOA and no rental restrictions. Conveniently located minutes from WT Harris Boulevard, with easy access to Uptown Charlotte and the shopping, dining and parks of Mint Hill and Matthews. Schedule your showing today!

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Single Family Active

Price

$ 325,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Ranch

Lot Size

0.28

Year Built

1977

Town/City

Charlotte

County/Region

Mecklenburg

MLS | Web ID

4426430

Features
General
Living Area 1260
Sewer Public Sewer
Heating Central Natural Gas
Cooling Central Air Electric
Roof Architectural Shingle
Appliances Dishwasher Gas Range Gas Water Heater Microwave Refrigerator Self Cleaning Oven
Patio/Porch Features Covered Deck Front Porch Porch Side Porch
Architectural Style Ranch
Security Features Carbon Monoxide Detector(s)
Construction Materials Vinyl
Year Built 1977
Levels One
Property Subtype Single Family Residence
Parcel Number 13509128
Accessibility Two or More Access Exits No Interior Steps
County Mecklenburg
New Construction N
Property Type Residential
HOA N
Subdivision Name Cross Winds
Garage Y/N N
Other Structures Shed(s)
Full Baths 2
Directions From I-77 N take exit 9B-C toward I-277 take exit 2B onto US-74 E LEFT onto E WT Harris Blvd RIGHT onto Idlewild Rd LEFT onto Cross Winds Rd.
High School Butler
City Charlotte
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Piney Grove
Middle/Junior High School Albemarle Road
Additional Parcels Y/N N
Standard Status Active
Construction Type Site Built
Restrictions N/A
Tax Assessed Value 267900
Listing Terms Cash Conventional FHA VA Loan
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Interior
Interior Amenities Attic Stairs Pulldown Breakfast Bar Entrance Foyer Open Floorplan Pantry
Flooring Tile Vinyl
Fireplace Features Great Room
Basement (Y/N) N
Window Features Insulated Window(s)
Fireplace Y/N Y
Above Grade Finished Area 1260
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 2
SqFt Main 1260
SqFt Lower 0
SqFt Upper 0
Bedroom 3
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Exterior
Fencing Full
Parking Features Driveway
Lot Features Level Wooded
Water Source City
Lot Size Area 0.28
Foundation Details Slab
Road Surface Type Concrete Paved
Door Features Sliding Doors
Other Equipment Network Ready
Road Responsibility Publicly Maintained Road
Main Level Garage YN N
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Internal Only
Street Number 1 3425
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* Excluded Features
List By
The Safari Group

Broker

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$2,245
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Monthly Principal & Interest
$2,245
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1649890 Elementary School
3543226 Middle School
Butler High School High School
Pricing History
DatePricePrice ChangeDescription
9/21/2026$325,000 Listed Price

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3425 Cross Winds Road, Charlotte, NC, 28227 is a Single Family Home for sale at $325,000 with 1,260 sqft and a lot size of 0.28. 3425 Cross Winds Road has 3 bedrooms, 2.0 baths, and was built in 1977. The property's zip code is 28227 which is in Charlotte, NC