12039 Spinnaker Drive
Tega Cay, SC, 29708 $ 1,200,000
Bedrooms5 Baths4.1 Sq 4,568 Monthly Estimate*
$ 8,288
for $1,200,000 with 5 bedrooms and 4 full baths, 1 half bath. This 4,568 square foot home was built in 2015 on a lot size of 0.53.
Enjoy lakefront living on Lake Wylie in this beautifully appointed waterfront home, situated on over half an acre along Windjammer Cove in Tega Cay. Located on a private cul-de-sac lot, the property features a covered boat slip with lift, fenced backyard and multiple outdoor living spaces, including a deck, patio and a newly added screened porch. The thoughtfully designed floor plan offers five bedrooms, a spacious bonus room, private office and numerous flex spaces to accommodate a variety of needs. The main-level primary suite features lake views, while the open kitchen offers granite countertops, an island and stainless steel appliances. Upstairs, three additional bedrooms and a spacious bonus room provide ample flexibility. The finished walk-out basement adds even more living space, including a fifth bedroom and full bath, recreation room, wet bar and additional flex space ideal for a fitness room, playroom or study. Additional features include an oversized two-car garage, fresh interior paint and new carpet. With no HOA and direct access to Lake Wylie, this home offers a combination of space, privacy and versatile living in a sought-after waterfront setting. Convenient to Tega Cay's many amenities, including the golf course, tennis courts, walking trails, parks, marina and Beach & Swim Center. Nearby shopping and dining provide additional convenience, while the location offers easy access to Fort Mill and Charlotte.
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FeaturesGeneralLiving Area 4568
Sewer Public Sewer
Heating Central
Cooling Ceiling Fan(s) Central Air
Roof Architectural Shingle
Appliances Dishwasher Disposal Electric Range Microwave Refrigerator
Garage Spaces 2
Patio/Porch Features Deck Front Porch Patio Screened
Construction Materials Fiber Cement Stone Veneer
Year Built 2015
View Water Year Round
Levels Two
Property Subtype Single Family Residence
Parcel Number 643-04-01-039
Waterfront Features Beach - Public Boat Lift Boat Ramp – Community Boat Slip (Deed) Covered structure Dock Paddlesport Launch Site - Community Personal Watercraft Lift Pier - Community Other - See Remarks
Community Features Clubhouse Game Court Golf Lake Access Outdoor Pool Pickleball Picnic Area Playground Recreation Area Sidewalks Sport Court Tennis Court(s) Walking Trails Other
County York
New Construction N
Property Type Residential
HOA N
Subdivision Name Tega Cay
Garage Y/N Y
Full Baths 4
High School Fort Mill
City Tega Cay
Body of Water Lake Wylie
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Tega Cay
Middle/Junior High School Gold Hill
Additional Parcels Y/N N
Standard Status Active
Construction Type Site Built
Restrictions Other - See Remarks
Tax Assessed Value 929300
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InteriorInterior Amenities Drop Zone Entrance Foyer Kitchen Island Open Floorplan Pantry Walk-In Closet(s)
Basement Basement Shop Full Partially Finished Walk-Out Access Walk-Up Access
Flooring Carpet Hardwood Tile
Basement (Y/N) Y
Fireplace Y/N N
Above Grade Finished Area 3313
Half Baths 1
Laundry Features Laundry Room Main Level
Total Bedrooms 5
Below Grade Finished Area 1255
Total Baths 5
SqFt Main 1790
SqFt Lower 0
SqFt Garage 614
SqFt Upper 1523
Bedroom 1
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ExteriorExterior Amenities Fire Pit Dock - Floating Other - See Remarks
Fencing Back Yard Fenced
Parking Features Driveway Attached Garage Garage Faces Front
Lot Features Views Waterfront Wooded
Water Source City
Lot Size Area 0.53
Foundation Details Basement
Road Surface Type Concrete Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Y
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $8,288
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Tega Cay, SC
Average List Price $663,052
Percent of Sale Price 45%
About Tega Cay, SC 11,621 Population
143% Since 2002
$ 104,013 Median Income
44.63 Median Age
43% Households with Children
Trends Information provided by ATTOM Data Solutions.
1011994 Elementary School
294063 Middle School
Fort Mill High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/6/2026 | $1,200,000 | | Listed Price |