413 Terrace Drive Chimney Rock, NC $ 399,000
413 Terrace Drive
$ 399,000
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413 Terrace Drive

Chimney Rock, NC, 28720
$ 399,000
Bedrooms2 Baths1.1 Sq 734

Monthly Estimate*

$ 2,756

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Single Family Home for sale in Chimney Rock, NC

for $399,000 with 2 bedrooms and 1 full bath, 1 half bath. This 734 square foot home was built in 1940 on a lot size of 0.13.

Tucked away in the heart of Chimney Rock Village, this charming, updated and cozy 1940s cottage offers the perfect blend of vintage character and modern comfort. Ideally located just above Main Street, the home is approximately 0.4 mile from downtown Chimney Rock and only one mile from Lake Lure Beach, putting shops, restaurants, and outdoor recreation a short stroll away. The updated galley kitchen features butcher block countertops and stainless steel appliances, while the updated full bathroom and refreshed half bathroom add modern convenience. A bright front sunroom provides a welcoming space for relaxing and taking in the surrounding mountain atmosphere. The inviting living room features a gas fireplace, creating a warm and comfortable gathering space, and the main level also offers a convenient laundry nook. Outside, a deck and patio provide room for entertaining or simply enjoying the peaceful mountain setting. Situated on a corner lot with seasonal fall and winter views of Chimney Rock, this two-bedroom cottage is full of charm and versatility. Whether you’re looking for a primary residence, a mountain getaway, or an income-producing short-term rental, this delightful cozy property offers an ideal location and plenty of possibilities.

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Single Family Active

Price

$ 399,000

Bedrooms

2

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Cabin

Lot Size

0.13

Year Built

1940

Town/City

Chimney Rock

County/Region

Rutherford

MLS | Web ID

4392061

Features
General
Living Area 734
Sewer Septic Installed
Heating Heat Pump
Cooling Ceiling Fan(s) Central Air Heat Pump
Roof Metal
Appliances Dishwasher Electric Cooktop Electric Oven Microwave Refrigerator
Patio/Porch Features Deck Front Porch
Architectural Style Cabin
Construction Materials Wood
Year Built 1940
View Mountain(s)
Levels One
Property Subtype Single Family Residence
Parcel Number 230664
Elevation 2000
County Rutherford
New Construction N
Property Type Residential
HOA N
Subdivision Name None
Garage Y/N N
Full Baths 1
Directions Main Street to John Street. UP the hill. Right on Terrace Drive to corner. No sign.
High School Unspecified
City Chimney Rock
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N N
Standard Status Active
Construction Type Site Built
Tax Assessed Value 211700
Listing Terms Cash Conventional
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Exterior
Parking Features Driveway
Water Source City
Lot Size Area 0.13
Foundation Details Crawl Space
Road Surface Type Gravel Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN N
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Interior
Fireplace Features Gas Vented Living Room
Basement (Y/N) N
Fireplace Y/N Y
Above Grade Finished Area 734
Half Baths 1
Laundry Features Main Level
Total Bedrooms 2
Below Grade Finished Area 0
Total Baths 2
SqFt Main 734
SqFt Lower 0
SqFt Upper 0
Bedroom 2
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Internal Only
Street Number 1 413
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* Excluded Features
List By
Mosaic Community Lifestyle Realty

Broker

Affordability Calculator

$2,756
Per Month
100%
0%
0%
Monthly Principal & Interest
$2,756
Monthly Property Taxes
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Monthly Home Insurance
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1081546 Elementary School
1081540 Middle School
Unspecified High School High School
Pricing History
DatePricePrice ChangeDescription
10/6/2026$399,000 Listed Price

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413 Terrace Drive, Chimney Rock, NC, 28720 is a Single Family Home for sale at $399,000 with 734 sqft and a lot size of 0.13. 413 Terrace Drive has 2 bedrooms, 1.1 baths, and was built in 1940. The property's zip code is 28720 which is in Chimney Rock, NC