643 Shoal Road
Lincolnton, NC, 28092 $ 365,000
Bedrooms3 Baths2.0 Sq 1,698 Monthly Estimate*
$ 2,521
for $365,000 with 3 bedrooms and 2 full baths. This 1,698 square foot home was built in 1999 on a lot size of 0.96.
Immaculately maintained and thoughtfully updated, this inviting home is situated on nearly an acre in a peaceful rural community in western Lincoln County, just 10 minutes from downtown Lincolnton. The beautiful West Lincoln County Library and West Lincoln Park, featuring a playground, walking trail, picnic areas, and a seasonal splash pad are a 2 minute drive from this property! Prepare to be impressed by the spacious, open concept living and dining areas that flow seamlessly to an exceptional backyard designed for relaxing and entertaining. A tall privacy fence with two gates surrounds the concrete patio and impressive 14' x 24' gazebo, complete with five ceiling fans. With the septic system located in the front yard, the backyard also offers excellent potential for a future pool. Beautiful landscaping adorns the entire exterior. The home features numerous updates, including extensive kitchen and primary bath renovations, smooth ceilings throughout, roof, oversized gutters and downspouts, windows, and water heater. Gleaming hardwood floors enhance the main living areas, complemented by attractive laminate flooring in the kitchen, and ceramic tile in the baths. Propane tank & gas-log heater in the dining room convey, which the owners use from December through March to help reduce utility costs. Storage and garage space are equally impressive. The spacious two-car attached garage offers a rear exterior walk-out door and pull-down attic stairs providing access to fully floored storage above one garage bay, as well as an entrance to the remainder of the home's attic. An additional 25' x 30' detached two-car garage is insulated and features a concrete floor, two roll-up doors, a walk-through door, windows, and 200-amp electrical service. The septic system was recently pumped and inspected, with new risers installed, and the property has also had a recent annual termite inspection. Fence along left side and rear sits inside property lines. Simply add right side fencing to enjoy a fully fenced rear yard. This beautifully cared-for property is truly ready to impress! Visit our OPEN HOUSE, Saturday, October 31st, 12-2pm.
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FeaturesGeneralLiving Area 1698
Sewer Septic Installed
Heating Heat Pump Other - See Remarks
Cooling Heat Pump
Utilities Electricity Connected Propane Underground Power Lines
Roof Architectural Shingle
Appliances Dishwasher Electric Range Electric Water Heater Microwave Refrigerator with Ice Maker
Zoning RES
Garage Spaces 4
Patio/Porch Features Covered Front Porch Patio
Construction Materials Vinyl
Exclusions Flag pole garage wall heater two hoists & retractable drop cord in detached garage 3 exterior ring cameras
Year Built 1999
Levels One
Property Subtype Single Family Residence
Parcel Number 73508
Waterfront Features None
County Lincoln
New Construction N
Property Type Residential
HOA N
Subdivision Name Western Sky Estates
Garage Y/N Y
Other Structures Gazebo Other - See Remarks
Full Baths 2
Directions From downtown Lincolnton west on Hwy 27 appx 6 miles to left onto Flay Rd. Continue appx 1 mile to right onto Shoal Rd. Home appx 3/10 mile on right.
High School West Lincoln
City Lincolnton
Senior Community Y/N N
Open Parking Spaces 4
Lot Size Units Acres
Carport Y/N N
Elementary School Union
Middle/Junior High School West Lincoln
Additional Parcels Y/N N
Standard Status Active Under Contract
Construction Type Site Built
Restrictions Livestock Restriction Square Feet Subdivision
Tax Assessed Value 286330
Listing Terms Cash Conventional FHA VA Loan
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InteriorInterior Amenities Attic Other Attic Stairs Pulldown Split Bedroom Walk-In Closet(s)
Flooring Tile Wood
Basement (Y/N) N
Window Features Insulated Window(s)
Fireplace Y/N N
Above Grade Finished Area 1698
Half Baths 0
Laundry Features Electric Dryer Hookup Laundry Closet Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 2
SqFt Main 1698
SqFt Lower 0
SqFt Garage 736
SqFt Upper 0
Bedroom 3
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ExteriorExterior Amenities Other - See Remarks
Fencing Partial Privacy
Parking Features Attached Garage Detached Garage Garage Door Opener Garage Faces Front
Lot Features Cleared Corner Lot
Water Source Well
Lot Size Area 0.96
Foundation Details Crawl Space
Road Surface Type Concrete Paved
Other Parking Two car front facing attached garage with remotes lots of additional parking space in driveway plus additional parking/turn around added. Detached two car garage at rear of property with two roll up
Other Equipment Fuel Tank - Owned Other - See Remarks
Road Responsibility Publicly Maintained Road
Main Level Garage YN Y
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* Excluded FeaturesList ByLake Norman Realty, Inc.Broker
Affordability Calculator
- Monthly Principal & Interest
- $2,521
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Lincolnton, NC
Average List Price $426,260
Percent of Sale Price 17%
About Lincolnton, NC 11,074 Population
10% Since 2002
$ 37,024 Median Income
40.4 Median Age
27% Households with Children
Trends Information provided by ATTOM Data Solutions.
294077 Elementary School
293927 Middle School
West Lincoln High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/20/2026 | $365,000 | | Listed Price |