92 Greenwood Acres Drive
Mills River, NC, 28759 $ 479,900
Bedrooms3 Baths3.0 Sq 2,963 Monthly Estimate*
$ 3,315
for $479,900 with 3 bedrooms and 3 full baths. This 2,963 square foot home was built in 1974 on a lot size of 1.33.
**0% DOWN PAYMENT POSSIBLE!** Located in a USDA-eligible area, this Mills River property offers qualified buyers the opportunity to purchase with no down payment! **HOUSE HACKING OPPORTUNITY!** Imagine living on the main level while renting the private basement living quarters for an estimated $1,000/month to help offset your mortgage payment! Situated on 1.33 acres, this nearly 3,000-square-foot home offers incredible flexibility for multigenerational living, second living quarters, a basement apartment, or potential rental income. The main level features three bedrooms, two full bathrooms, a spacious living room with gas fireplace, and a kitchen and dining area. Downstairs, the finished walkout basement offers a second full kitchen, additional living room with gas fireplace, bedroom, full bathroom, and private exterior entrance—an appealing setup for extended family, guests, potential tenants, or a home office. Recent improvements include TWO NEW HVAC systems, updated flooring, updated ceiling, new bathroom vanity, and a newer roof and newer septic! Outside, enjoy 1.33 acres of wooded privacy, mature trees, visiting wildlife, and a covered porch overlooking the peaceful surroundings. Conveniently located near Mills River Elementary School, shopping, dining, Asheville Regional Airport, and outdoor recreation. Whether you're looking for a primary residence, a house-hacking opportunity, or a property with potential for long-term or short-term rental income, this home offers room to grow and possibilities to explore. The big items have been done! Bring your vision and discover the potential- make it your own today!
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FeaturesGeneralLiving Area 2963
Sewer Septic Installed
Heating Central Electric
Cooling Central Air Electric
Utilities Fiber Optics Propane
Roof Architectural Shingle
Appliances Electric Oven Electric Range Refrigerator
Patio/Porch Features Covered Deck Rear Porch
Architectural Style Ranch
Construction Materials Brick Full
Exclusions see agent remarks
Year Built 1974
Levels One
Property Subtype Single Family Residence
Parcel Number 9949384
County Henderson
New Construction N
Property Type Residential
HOA N
Subdivision Name Greenwood Acres
Garage Y/N N
Other Structures Shed(s)
Full Baths 3
Directions GPS will get you there
High School West
City Mills River
Senior Community Y/N N
Lot Size Units Acres
Carport Spaces 4
Carport Y/N Y
Elementary School Mills River
Middle/Junior High School Rugby
Additional Parcels Y/N N
Standard Status Active
Construction Type Site Built
Tax Assessed Value 356000
Listing Terms Cash Conventional Exchange FHA FHA 203(K) Private USDA Loan VA Loan
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InteriorInterior Amenities Entrance Foyer
Basement Apartment Daylight Exterior Entry Partially Finished Storage Space Walk-Out Access Walk-Up Access
Flooring Tile Vinyl
Fireplace Features Den Gas Log Living Room Wood Burning Stove
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1527
Half Baths 0
Laundry Features In Basement
Total Bedrooms 3
Below Grade Finished Area 1436
Total Baths 3
SqFt Main 1527
SqFt Lower 0
SqFt Upper 0
Bedroom 3
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ExteriorParking Features Attached Carport Detached Carport Driveway
Lot Features Private Wooded
Water Source Well
Lot Size Area 1.33
Foundation Details Basement
Road Surface Type Concrete Paved
Other Equipment Fuel Tank - Owned
Road Responsibility Publicly Maintained Road
Main Level Garage YN N
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $3,315
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Mills River, NC
Average List Price $1,021,616
Percent of Sale Price 113%
About Mills River, NC 6,990 Population
27% Since 2002
$ 60,749 Median Income
48.33 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
2172586 Elementary School
2172689 Middle School
West High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/22/2026 | $479,900 | | Listed Price |