21216 Rio Oro Drive Cornelius, NC $ 3,750,000
21216 Rio Oro Drive
$ 3,750,000
Recently Listed New Construction
Open House 11/7 2pm - 4pm
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21216 Rio Oro Drive

Cornelius, NC, 28031
$ 3,750,000
Bedrooms5 Baths5.1 Sq 5,188

Monthly Estimate*

$ 25,900

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Single Family Home for sale in Cornelius, NC

for $3,750,000 with 5 bedrooms and 5 full baths, 1 half bath. This 5,188 square foot home was built in 2026 on a lot size of 0.23.

Waterfront living on Lake Norman takes on a whole new meaning in this exceptional custom home in Cornelius. Designed with incredible attention to detail, every level has been thoughtfully planned and the quality is unmistakable. Soaring 12-foot ceilings, wide-plank European white oak floors, custom millwork, a striking wine wall, a diamond-coffered ceiling, and an oversized arched opening set the tone, while expansive quad-stack sliders create a seamless connection between the home, outdoor living spaces, and the water beyond. At the heart of the home, the kitchen pairs high-end design with exceptional functionality. A 2.5-inch mitered-edge Azurra Bay quartzite island, custom two-tone inset cabinetry, white oak accents, a substantial panel-ready appliance package, and an oversized Venetian plaster range hood create a beautiful gathering space overlooking the lake. Just beyond is a hidden pantry/scullery with custom cabinetry, a full-size refrigerator, second dishwasher, microwave, and abundant storage. The main level also features a private guest suite with its own finished en-suite bath and oversized walk-in shower, ideal for multigenerational living, long-term guests, or a private retreat. Upstairs, the primary suite feels like a true escape, with sliders to a private balcony overlooking the lake, two oversized custom closets with integrated LED lighting, and a spa-inspired bath with marble tile, floor-to-ceiling glass shower, custom cabinetry, dual vanities, and gold fixtures. Three additional bedrooms and a generously sized laundry room with extensive cabinetry and storage complete the upper level. The lower level is a finished basement built as an extension of the home's entertaining space, with a full custom golf simulator, built-in sauna, private home office, second laundry room, and a kitchenette with ice maker and wine cooler. Quad-stack sliders and a pass-through window from the kitchenette open the indoor/outdoor space to the lower terrace, with room for a future pool just outside. It was designed for lake days, pool parties, game days, and evenings with friends. Outside, professionally landscaped grounds lead to a private dock on a peaceful Lake Norman cove. The three covered rear porches offer places to relax, dine, and enjoy the setting, with a future pool area just steps from your door. Located in Bahia Bay in Cornelius, minutes from dining, shopping, and medical care, this home delivers the Lake Norman lifestyle in one of the area's most sought-after waterfront locations. Exceptional craftsmanship, thoughtful design, and waterfront living come together in a home that truly needs to be experienced in person

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Open House

11/7/2026 2:00 PM - 4:00 PM
21216 Rio Oro Drive Cornelius, NC
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 3,750,000

Bedrooms

5

Full Bath

5

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

0.23

Year Built

2026

Town/City

Cornelius

County/Region

Mecklenburg

MLS | Web ID

4439919

Features
General
Living Area 5188
Sewer Public Sewer
Heating Heat Pump Natural Gas
Cooling Central Air
Utilities Underground Utilities Cable Available Fiber Optics Natural Gas
Roof Architectural Shingle
Appliances Microwave Bar Fridge Dishwasher Disposal Double Oven Exhaust Hood Freezer Gas Cooktop Gas Water Heater Ice Maker
Development Status Completed
HOA Fee 75
Garage Spaces 2
Patio/Porch Features Rear Porch Covered
Security Features Carbon Monoxide Detector(s)
Construction Materials Hard Stucco Fiber Cement
Year Built 2026
View Water
Levels Two
Property Subtype Single Family Residence
Parcel Number 001-297-40
Waterfront Features Dock Boat Ramp – Community Boat Slip (Deed)
Community Features Picnic Area Lake Access
Assoc Fee Paid Per Annually
County Mecklenburg
New Construction Y
Property Type Residential
HOA Y
Subdivision Name Bahia Bay
Garage Y/N Y
Full Baths 5
Directions showing service sign
High School Unspecified
City Cornelius
Body of Water Lake Norman
Association Name bahia bay hoa
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N N
Virtual Tour https://listings.fourhorsemenmedia.com/video/VbDTfaP7feE00aAeOhAi2P8JgEA01oTLDOxwhuBEGPIcE https://listings.fourhorsemenmedia.com/video/VbDTfaP7feE00aAeOhAi2P8JgEA01oTLDOxwhuBEGPIcE
Builder Name BWA Builders LLC
Standard Status Active
Construction Type Site Built
Restrictions Architectural Review
Tax Assessed Value 877500
Listing Terms Cash Conventional
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Interior
Interior Amenities Wet Bar Drop Zone Entrance Foyer Kitchen Island Open Floorplan Pantry Sauna Storage Walk-In Closet(s) Walk-In Pantry
Basement Walk-Out Access Daylight Exterior Entry Finished
Flooring Wood Tile
Fireplace Features Gas Family Room
Basement (Y/N) Y
Window Features Insulated Window(s)
Fireplace Y/N Y
Above Grade Finished Area 3735
Half Baths 1
Laundry Features Laundry Room In Basement Upper Level
Total Bedrooms 5
Below Grade Finished Area 1453
Total Baths 6
SqFt Main 1585
SqFt Lower 0
SqFt Garage 649
SqFt Upper 2150
Bedroom 1
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Exterior
Exterior Amenities In-Ground Irrigation
Parking Features Attached Garage Garage Faces Front Driveway
Lot Features Waterfront Cleared
Water Source City
Lot Size Area 0.23
Foundation Details Basement
Road Surface Type Concrete Paved
Door Features Pocket Doors Sliding Doors
Builder Model custom
Road Responsibility Publicly Maintained Road
Main Level Garage YN Y
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Internal Only
Street Number 1 21216
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* Excluded Features
List By
Ivester Jackson Christie's

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$25,900
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Monthly Principal & Interest
$25,900
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1081546 Elementary School
1081540 Middle School
Unspecified High School High School
Pricing History
DatePricePrice ChangeDescription
11/2/2026$3,750,000 Listed Price

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21216 Rio Oro Drive, Cornelius, NC, 28031 is a Single Family Home for sale at $3,750,000 with 5,188 sqft and a lot size of 0.23. 21216 Rio Oro Drive has 5 bedrooms, 5.1 baths, and was built in 2026. The property's zip code is 28031 which is in Cornelius, NC