3892 Silver Creek Terrace
Morganton, NC, 28655 $ 229,999
Bedrooms3 Baths2.0 Sq 1,848 Monthly Estimate*
$ 1,589
for $229,999 with 3 bedrooms and 2 full baths. This 1,848 square foot home was built in 1999 on a lot size of 1.37.
**Mountain Living Meets Modern Craftsmanship in Silver Creek Estates** Tucked away on a private, wooded 1.37-acre lot with a gentle creek winding along the rear boundary, this completely renovated 1,848 sq. ft. home delivers the quintessential country retreat without sacrificing proximity to modern conveniences. Located in the peaceful Silver Creek Estates community of Morganton, this turnkey residence has undergone an extensive, top-to-bottom transformation featuring a new metal roof, energy-efficient windows, fresh paint, modern flooring, and expansive newly built decks ready for morning coffee or evening entertaining. Step inside to an expansive, open-concept floor plan rich with mountain character and warm, inviting tones. The focal point of the main living area is a floor-to-ceiling stone wood-burning fireplace, ideal for crisp Western North Carolina evenings. Seamless flow connects the living space directly to an oversized chef’s kitchen designed for gatherings. Anchored by gleaming granite countertops, the kitchen boasts generous cabinet storage, sleek stainless steel appliances, an upgraded chimney-style hood vent, and ample prep space. The primary suite serves as a true private sanctuary, featuring a spacious walk-in closet and a fully redesigned en-suite bath with a custom tiled walk-in shower and upgraded dual vanity. Down the hall, two additional well-proportioned bedrooms with large closets provide flexible space for guests, family, or a dedicated home office. The shared full bathroom showcases tile flooring paired with a classic tub enveloped by a clean, custom tile surround. Outside, the property captures the best of the Blue Ridge foothills. Relax on the back deck with the sights and sounds of nature, make a trail down through the trees to your own creek frontage, or set up a fire pit area beneath the canopy. Location Highlights: Quick, straightforward access to I-40 for effortless commuting Minutes to vibrant Downtown Morganton for local dining, breweries, and boutique shopping Short drive to outdoor recreation at Lake James and hiking, camping, and waterfalls at South Mountains State Park Whether you are searching for a primary residence, a low-maintenance mountain getaway, or an investment retreat, this meticulously updated home offers quality, acreage, and location in one complete package. Schedule your private showing today. Showings to start on 11/11/26 and photos will be uploaded by then.
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Single Family Coming Soon
FeaturesGeneralLiving Area 1848
Sewer Septic Installed
Heating Heat Pump
Cooling Heat Pump
Roof Architectural Shingle
Appliances Dishwasher Electric Range Electric Water Heater
Development Status Completed
Patio/Porch Features Deck Front Porch
Construction Materials Vinyl
Year Built 1999
Levels One
Property Subtype Single Family Residence
Parcel Number 30315
County Burke
New Construction N
Property Type Residential
HOA N
Subdivision Name Silver Creek Estates
Garage Y/N N
Other Structures Outbuilding
Full Baths 2
Directions I-40 to Causby Rd Exit 98. Go South and turn right on Jamestown Rd then left onto Silver Creek Terrace. Use Caution has road has hidden speed humps. Home is on the right just past Silver Creek Ct.
High School Freedom
City Morganton
Senior Community Y/N N
Open Parking Spaces 2
Lot Size Units Acres
Carport Y/N N
Elementary School W.A. Young
Middle/Junior High School Table Rock
Additional Parcels Y/N N
Standard Status Coming Soon
Construction Type Manufactured
Restrictions Manufactured Home Allowed
Tax Assessed Value 154109
Listing Terms Cash Conventional FHA USDA Loan VA Loan
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InteriorInterior Amenities Split Bedroom
Flooring Tile Vinyl
Fireplace Features Great Room Wood Burning
Basement (Y/N) N
Window Features Insulated Window(s)
Fireplace Y/N Y
Above Grade Finished Area 1848
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 2
SqFt Main 1848
SqFt Lower 0
SqFt Upper 0
Bedroom 3
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ExteriorParking Features Driveway
Lot Features Rolling Slope Wooded
Water Source Community Well
Lot Size Area 1.37
Foundation Details Crawl Space
Road Surface Type Gravel Paved
Road Responsibility Private Maintained Road
Main Level Garage YN N
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* Excluded FeaturesList ByHoward Hanna Allen Tate StatesvilleBroker
Affordability Calculator
- Monthly Principal & Interest
- $1,589
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Morganton, NC
Average List Price $437,645
Percent of Sale Price 90%
About Morganton, NC 17,279 Population
-2% Since 2002
$ 38,119 Median Income
39.41 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
2198521 Elementary School
371304 Middle School
Freedom High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/4/2026 | $229,999 | | Listed Price |