2845 Lakefront Drive
Belmont, NC, 28012 $ 1,099,000
Bedrooms4 Baths4.1 Sq 3,785 Monthly Estimate*
$ 7,591
for $1,099,000 with 4 bedrooms and 4 full baths, 1 half bath. This 3,785 square foot home was built in 2010 on a lot size of 1.49.
A paddler’s paradise! Discover this private waterfront retreat on a rare 1.49-acre lakefront parcel, where outdoor adventure begins right in your own backyard! Enjoy the ease and convenience of launching kayaks, paddle boards, canoes, and even a Jon boat directly from your shoreline, making it effortless to get out on the water whenever you please. This beautiful property offers stunning year-round lake views, mature landscaping, new decking, interior improvements, and a renovated carriage house. The main home features open-concept living with a spacious primary suite on the main level, updated bathrooms, a screened porch, and a modern gourmet kitchen with quartz countertops, upgraded appliances, and a separate bar area. The beautifully finished walkout basement offers flexibility with a full bath and ideal space for a secondary living area, guest retreat, home office, den, or fitness room. Glass doors lead directly to a covered porch and new stairs showcasing waterfront views. A gated entrance across the property leads to additional parking and the renovated carriage house featuring upper-level living quarters with a full bath, perfect for guests, multigenerational living, a home office, studio, or potential short-term rental opportunity. Below is an expansive 800+ sq ft workshop/garage with a half bath, offering endless possibilities for hobbies, storage, boats, tractors, or recreational equipment. Covered sheds, mature landscaping, blueberry bushes, and abundant wildlife create a true nature lover’s paradise. Whether you're spending your mornings paddling along the shoreline, relaxing on the screened porch, or enjoying the peaceful waterfront setting, this property offers a rare combination of privacy, recreation, and versatility, all within an easy commute to Charlotte, Charlotte Douglas International Airport, and charming downtown Belmont.
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FeaturesGeneralLiving Area 3148
Sewer Septic Installed
Heating Ductless Heat Pump
Cooling Ceiling Fan(s) Central Air Ductless
Roof Architectural Shingle
Appliances Bar Fridge Convection Microwave Dishwasher Exhaust Hood Gas Cooktop Gas Oven Gas Range Gas Water Heater Refrigerator Washer/Dryer
Garage Spaces 4
Patio/Porch Features Covered Deck Front Porch Rear Porch Screened
Security Features Radon Mitigation System
Construction Materials Block Shingle/Shake Stone Veneer Vinyl
Exclusions canoe racks do not convey
Year Built 2010
View Water
Levels Two
Property Subtype Single Family Residence
Parcel Number 192368
Waterfront Features Boat Ramp – Community Dock Paddlesport Launch Site
Community Features RV Storage Boat Storage Lake Access
County Gaston
New Construction N
Property Type Residential
HOA N
Subdivision Name None
Garage Y/N Y
Other Structures Shed(s) Workshop
Full Baths 4
High School Unspecified
City Belmont
Body of Water Lake Wylie
Senior Community Y/N N
Lot Size Units Acres
Carport Spaces 1
Carport Y/N Y
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N N
Standard Status Active
Construction Type Site Built
Tax Assessed Value 718710
Listing Terms Cash Conventional
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InteriorInterior Amenities Attic Other Breakfast Bar Entrance Foyer Garden Tub Kitchen Island Open Floorplan Pantry Walk-In Closet(s)
Basement Finished
Flooring Carpet Tile Vinyl Wood
Fireplace Features Gas Log Living Room
Basement (Y/N) Y
Fireplace Y/N Y
Above Grade Finished Area 1921
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 4
Below Grade Finished Area 1227
Total Baths 5
SqFt Main 1227
SqFt Lower 0
SqFt Garage 404
SqFt Upper 694
Bedroom 1
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ExteriorExterior Amenities Storage Dock - Floating
Parking Features Attached Carport Attached Garage Detached Garage Garage Shop Keypad Entry RV Access/Parking
Lot Features Orchard(s) Green Area Private Rolling Slope Sloped Wooded Views Waterfront
Water Source Well
Lot Size Area 1.49
Foundation Details Basement
Road Surface Type Concrete Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Y
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* Excluded FeaturesList ByNorthgroup Real Estate LlcBroker
Affordability Calculator
- Monthly Principal & Interest
- $7,591
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Belmont, NC
Average List Price $667,698
Percent of Sale Price 39%
About Belmont, NC 13,221 Population
30% Since 2002
$ 61,037 Median Income
41.24 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
1081546 Elementary School
1081540 Middle School
Unspecified High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/5/2026 | $1,099,000 | | Listed Price |