522 Cottage Garden Lane Belmont, NC $ 629,900
522 Cottage Garden Lane
$ 629,900
Recently Listed New Construction
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522 Cottage Garden Lane

Belmont, NC, 28012
$ 629,900
Bedrooms5 Baths3.1 Sq 3,283

Monthly Estimate*

$ 4,351

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Single Family Home for sale in Belmont, NC

for $629,900 with 5 bedrooms and 3 full baths, 1 half bath. This 3,283 square foot home was built in 2026 on a lot size of 0.22.

Belmont's Newest Single Family Community with direct access to and includes a Daniel Stowe Botanical Gardens Membership! Welcome to The Stonefield, a thoughtfully crafted home that blends classic design with modern, open-concept living. From the moment you enter, you’ll appreciate the seamless flow of spaces designed for both everyday comfort and effortless entertaining. The spacious kitchen with an oversized island is adjacent to the breakfast area and overlooks the family room, creating a central gathering place where everyone feels connected. The kitchen is equipped with quartz countertops, built in oven/microwave, a 36" gas cooktop and counter depth refrigerator. Cozy fireplace in the family room and a covered screened rear porch and side porch just off the breakfast area. A private study just off the foyer, guest suite with private ensuite and walk in shower along with windows galore finish out the main floor of this beautifully unique home. Upstairs you'll find an open loft, 3 secondary bedrooms with walk in closets, secondary bathroom with duel sinks, a laundry room already equipped with a washer and dryer, and the oversized primary bedroom with side porch, walk in closet, and a fully tiled shower with seat in the bathroom. This home is a must see on a corner homesite!

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Single Family Active

Price

$ 629,900

Bedrooms

5

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

0.22

Year Built

2026

Town/City

Belmont

County/Region

Gaston

MLS | Web ID

4442930

Features
General
Living Area 3283
Sewer Public Sewer
Heating Natural Gas Zoned
Cooling Central Air Zoned
Utilities Cable Available Natural Gas Underground Power Lines Underground Utilities
Roof Architectural Shingle
Appliances Convection Oven Dishwasher Disposal Double Oven Dryer Electric Oven Exhaust Fan Exhaust Hood Gas Cooktop Gas Water Heater Microwave Refrigerator with Ice Maker Tankless Water Heater Wall Oven Washer/
Development Status Under Construction
HOA Fee 74
Garage Spaces 2
Construction Materials Fiber Cement Stone Veneer
Year Built 2026
Levels Two
Property Subtype Single Family Residence
Parcel Number 315781
Community Features Dog Park Playground Sidewalks Street Lights Walking Trails
Assoc Fee Paid Per Monthly
County Gaston
New Construction Y
Property Type Residential
HOA Y
Subdivision Name Michaux Gardens
Garage Y/N Y
Full Baths 3
Directions From I-85 South take exit 26 towards Mt. Holly/Belmont/Belmont Abby College. Turn right onto Belmont Mt Holly Road and continue onto NC-7 East for half a mile. Slight right onto North Central Avenue
High School South Point (NC)
City Belmont
Association Name CAMS
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School New Hope
Middle/Junior High School Cramerton
Additional Parcels Y/N N
Virtual Tour https://www.drbhomes.com/drbhomes/find-your-home/communities/north-carolina/charlotte/michaux-gardens/home-plans/cooper-3/virtual-tour https://www.drbhomes.com/drbhomes/find-your-home/communities/north-carolina/charlotte/michaux-gardens/home-plans/cooper-3/virtual-tour
Builder Name DRB Homes
Standard Status Active
Construction Type Site Built
Restrictions Architectural Review
Tax Assessed Value 1680
Listing Terms Cash Conventional VA Loan
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Interior
Interior Amenities Attic Stairs Pulldown Entrance Foyer Garden Tub Kitchen Island Open Floorplan Walk-In Closet(s) Walk-In Pantry
Fireplace Features Family Room Gas Log Gas Vented
Basement (Y/N) N
Fireplace Y/N Y
Above Grade Finished Area 3283
Half Baths 1
Laundry Features Electric Dryer Hookup Laundry Room Upper Level Washer Hookup
Total Bedrooms 5
Below Grade Finished Area 0
Total Baths 4
SqFt Main 1637
SqFt Lower 0
SqFt Upper 1646
Bedroom 1
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Exterior
Parking Features Driveway Attached Garage Garage Door Opener Garage Faces Front
Lot Features Other - See Remarks
Water Source City
Lot Size Area 0.22
Foundation Details Slab
Road Surface Type Concrete Paved
Builder Model Stonefield 7
Road Responsibility Dedicated to Public Use Pending Acceptance
Main Level Garage YN Y
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Internal Only
Street Number 1 522
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* Excluded Features
List By
Drb Group Of North Carolina, Llc

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$4,351
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Monthly Principal & Interest
$4,351
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
629941 Elementary School
629980 Middle School
South Point (NC) High School High School
Pricing History
DatePricePrice ChangeDescription
11/12/2026$629,900 Listed Price

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522 Cottage Garden Lane, Belmont, NC, 28012 is a Single Family Home for sale at $629,900 with 3,283 sqft and a lot size of 0.22. 522 Cottage Garden Lane has 5 bedrooms, 3.1 baths, and was built in 2026. The property's zip code is 28012 which is in Belmont, NC