109 Central Avenue
Belmont, NC, 28012 $ 525,000
Bedrooms3 Baths2.1 Sq 1,639 Monthly Estimate*
$ 3,626
for $525,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,639 square foot home was built in 2012 on a lot size of 0.18.
Discover the charm and convenience of downtown Belmont living at 109 N. Central Avenue. This inviting Craftsman-style home offers a lovely blend of old-school character with newer construction, comfort, and an exceptional location just a short stroll from the restaurants, shops, and parks that make Belmont so appealing. This prime location home features three bedrooms and two-and-a-half bathrooms, with a thoughtfully arranged one-and-a-half-story layout. Inside, a welcoming living space is enhanced by a dramatic cathedral ceiling, beautiful hardwood flooring, and custom moldings and millwork that add warmth and architectural interest. The kitchen is designed to be both attractive and functional, featuring custom cabinetry and granite countertops—an ideal setting for preparing everyday meals or gathering with friends and family. The home’s flexible layout includes a loft area that can provide additional space for a home office, reading nook, play area, additional bedroom or guest retreat, depending on your needs. A combination of covered porch spaces and a rear deck offers inviting options for enjoying your morning coffee, relaxing outdoors, or entertaining. The property also includes a fenced rear yard and storage shed, adding practical outdoor convenience. Thoughtful features such as a tankless water heater and Energy Star doors, windows, and appliances contribute to the home’s appeal. With two off-street parking spaces and a location close to the heart of downtown, daily errands, dining, and local recreation are within easy reach. Whether you are looking for a home with character, a flexible floor plan, or the lifestyle of a walkable downtown setting, 109 N. Central Avenue is a special opportunity to enjoy all that Belmont has to offer. Come experience the comfort, charm, and convenience of this inviting home.
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FeaturesGeneralLiving Area 1639
Sewer Public Sewer
Heating Heat Pump
Cooling Ceiling Fan(s) Central Air
Appliances Dishwasher Exhaust Fan Oven Refrigerator
Construction Materials Hardboard Siding
Year Built 2012
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number 212645
County Gaston
New Construction N
Property Type Residential
HOA N
Subdivision Name None
Garage Y/N N
Other Structures Shed(s)
Full Baths 2
High School Unspecified
City Belmont
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N N
Standard Status Active
Construction Type Site Built
Tax Assessed Value 428630
Listing Terms Cash Conventional FHA VA Loan
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ExteriorParking Features Driveway
Water Source City
Lot Size Area 0.18
Foundation Details Crawl Space
Road Surface Type Concrete Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN N
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InteriorFireplace Features Gas Vented Great Room
Basement (Y/N) N
Fireplace Y/N Y
Above Grade Finished Area 1639
Half Baths 1
Laundry Features Laundry Closet
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 3
SqFt Main 1060
SqFt Lower 0
SqFt Upper 579
Bedroom 1
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* Excluded FeaturesList ByDavid Upchurch Real EstateBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,626
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Belmont, NC
Average List Price $639,130
Percent of Sale Price 22%
About Belmont, NC 13,221 Population
30% Since 2002
$ 61,037 Median Income
41.24 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
1081546 Elementary School
1081540 Middle School
Unspecified High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/13/2026 | $525,000 | | Listed Price |