274 Ridge Road Lake Lure, NC $ 950,000
274 Ridge Road
$ 950,000
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274 Ridge Road

Lake Lure, NC, 28746
$ 950,000
Bedrooms2 Baths2.1 Sq 1,344

Monthly Estimate*

$ 6,561

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Single Family Home for sale in Lake Lure, NC

for $950,000 with 2 bedrooms and 2 full baths, 1 half bath. This 1,344 square foot home was built in 1990 on a lot size of 0.84.

Welcome to this exceptional 2 BR + flex room, 2 1/2 BA mountain and lake retreat in Lake Lure. This turnkey property offers mountain tranquility with dedicated deep-water lake access. Just across the street on Hummingbird Cove, the lakefront parcel features a single-slip boathouse, boat lift, and a spacious sundeck with spectacular sunset mountain views. The main level has an open floorplan with vaulted beamed ceilings and mountain/lake views from the dining, living, and bedroom with a full bathroom. The fully finished lower level provides an exceptional living space featuring a large bedroom, full bathroom with a walk-in tiled shower, versatile flex/guest room, and half bath. Expansive two-level decking spans the entire backside of the home. With no HOA dues and short-term rentals permitted, this property serves as a perfect private getaway or primary residence. Includes a private outbuilding/golf cart garage. The seller is offering a one year home warranty from America's Preferred Home Warranty.

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Single Family Active

Price

$ 950,000

Bedrooms

2

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

0.84

Year Built

1990

Town/City

Lake Lure

County/Region

Rutherford

MLS | Web ID

4443196

Features
General
Living Area 1344
Sewer Septic Installed
Heating Heat Pump
Cooling Ceiling Fan(s) Heat Pump
Roof Metal
Appliances Dishwasher Dryer Electric Range Electric Water Heater Microwave Refrigerator Washer
Garage Spaces 0
Patio/Porch Features Deck
Security Features Radon Mitigation System
Construction Materials Fiber Cement
Year Built 1990
View Mountain(s) Year Round
Levels One
Property Subtype Single Family Residence
Parcel Number 1656683
Waterfront Features Boat House Boat Lift
Additional Parcels Description 231172
County Rutherford
New Construction N
Property Type Residential
HOA N
Subdivision Name Laurel Heights
Garage Y/N Y
Other Structures Outbuilding
Full Baths 2
Directions From Highway 64/74 take Buffalo Shoals Rd. Follow it across the Lake Lure Dam for a little over 2 miles then make a left onto Ridge Rd. Once on Ridge Rd stay left at the fork in the road and 274 will
High School R-S Central
City Lake Lure
Body of Water Lake Lure
Senior Community Y/N N
Lot Size Units Acres
Carport Y/N N
Elementary School Pinnacle
Middle/Junior High School R-S Middle
Additional Parcels Y/N Y
Virtual Tour https://www.zillow.com/view-imx/b5ca50ba-b3f6-4f75-9524-0496fba03234?initialViewType=pano https://www.zillow.com/view-imx/b5ca50ba-b3f6-4f75-9524-0496fba03234?initialViewType=pano
Standard Status Active
Construction Type Site Built
Restrictions Short Term Rental Allowed
Tax Assessed Value 630800
Listing Terms Cash Conventional
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Interior
Basement Finished Walk-Out Access
Flooring Tile Vinyl Wood
Basement (Y/N) Y
Fireplace Y/N N
Above Grade Finished Area 672
Half Baths 1
Laundry Features Laundry Closet
Total Bedrooms 2
Below Grade Finished Area 672
Total Baths 3
SqFt Main 672
SqFt Lower 0
SqFt Upper 0
Bedroom 1
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Exterior
Parking Features Golf Cart Garage Parking Space(s)
Lot Features Views Waterfront
Water Source Shared Well
Lot Size Area 0.84
Foundation Details Basement
Road Surface Type Gravel Paved
Other Parking Level gravel driveway with space for 3+ cars. Golf cart garage off of Hummingbird.
Door Features Sliding Doors
Road Responsibility Publicly Maintained Road
Main Level Garage YN N
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Internal Only
Street Number 1 274
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* Excluded Features
List By
Howard Hanna Beverly-Hanks, Lake Lure

Broker

Affordability Calculator

$6,561
Per Month
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Monthly Principal & Interest
$6,561
Monthly Property Taxes
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4109184 Elementary School
4121636 Middle School
R-S Central High School High School
Pricing History
DatePricePrice ChangeDescription
11/13/2026$950,000 Listed Price

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274 Ridge Road, Lake Lure, NC, 28746 is a Single Family Home for sale at $950,000 with 1,344 sqft and a lot size of 0.84. 274 Ridge Road has 2 bedrooms, 2.1 baths, and was built in 1990. The property's zip code is 28746 which is in Lake Lure, NC